The SMART component that the given goal is missing is "Specific."
SMART goals are specific, measurable, achievable, realistic, and timely. The goal of Mountain Bike Co. is to achieve a higher return on investment (ROI) compared to its industry peers in the next two years. The company aims to attain a higher return on investment (ROI) than its competitors in the next two years. However, the goal is missing the SMART component of "specific." Even though the goal of Mountain Bike Co. is to achieve a higher return on investment (ROI) compared to its industry peers, the goal is not precise or clear. It should have been more specific in terms of its target. Return on Investment (ROI) is the most common metric used to evaluate the profitability of an investment. It's used to determine how much money the company earns on each dollar it invests. It's a key indicator of a company's financial health.
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on june 30, 2024, moran corporation issued $10.0 million of its 8% bonds for $9.0 million. the bonds were priced to yield 10%. the bonds are dated june 30, 2024. interest is payable semiannually on december 31 and july 1. if the effective interest method is used, by how much should the bond discount be reduced for the six months ended december 31, 2024?
The bond discount should be reduced by $50,000 for the six months ended December 31, 2024. This is because the effective interest method requires the discount on bonds to be amortized over the life of the bonds.
The bond discount is the difference between the face value ($10 million) and the issue price ($9 million). Thus, the bond discount is $1 million. The interest rate of 10% is applied to the bond discount of $1 million and divided by two to get the amount to be amortized each six months. Therefore, the bond discount should be reduced by $50,000 ($1 million * 10% / 2) for the six months ended December 31, 2024.
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uncertainty can open up various legal strategies: (1) (2) , (3) ,and (4) value creation or legal competitive advantage. (chose three best answers)
S (1), (3), and (4) are the three best answers among the given s.
from the given s, the three best answers for legal strategies that uncertainty can open up are:
1. (1) risk mitigation or risk management: uncertainty in legal matters can prompt companies to implement strategies to mitigate or manage risks effectively. this may involve conducting thorough legal analysis, ensuring compliance with regulations, implementing robust contracts and agreements, and establishing contingency plans to address potential legal issues.
2. (3) flexibility and adaptability: uncertainty in the legal landscape can create opportunities for companies to be flexible and adapt to changing circumstances. this may involve adjusting business strategies, restructuring operations, or exploring alternative legal frameworks to maintain a competitive edge.
3. (4) innovation and creativity: uncertainty can drive companies to innovate and find creative solutions to legal challenges. this may involve developing new business models, utilizing emerging technologies, or engaging in strategic partnerships to navigate legal complexities and gain a legal competitive advantage.
while (2) value creation can be an important objective for companies, it is not directly tied to uncertainty in the legal context.
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Judy and Amy are having lunch together and decide to split the bill equally. Amy ordered more expensive items than she normally would because she is ______ price sensitive when sharing the cost. Multiple choice question.
Considering the scenerio about Judy and Amy are having lunch together and decide to split the bill equally. In this case, Amy is less price sensitive when sharing the cost.
What is price sensitivity?
Price sensitivity can be regarded as the degree to which demand changes as result if the changes in cost of a product or service changes.
It should be noted that Price sensitivity helps in measuring price elasticity of demand.
And this rule implies that some consumers will refuse to pay more incase there there us availability of lower-priced option.Learn more at price sensitivity at:
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A standard inventory form should include:
a) The date of the inventory
b) The list of the items
c) The unit size for each item
d) All of these
Answer:
B
Explanation:
The list of the items
Hope it helped brainiest plz
-Guesty
The correct option is B. A standard inventory form should include a list of the items. Using an inventory form, you can keep track of all the supplies, goods, and merchandise in your company at any one time.
Why Inventory form is important?Small businesses need inventory management because it helps them manage many locations, avoid stockouts, and maintain correct records. As opposed to attempting to complete them all manually, an inventory system makes these operations simpler.
The form typically serves three functions: requisitioning things from inventory, releasing inventory records in the quantity of the items selected, and billing the targeted task for the cost of the products requisitioned. Any inventory products that are not currently in stock can also be ordered again using the form as a guide.
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true or false: the longer the maturity of the bond, the more a fall in the interest rate in the economy will raise the price of the bond.
The given statement is true because the price of a bond is determined by the present value of the cash flows (interest payments and principal repayment) that the bond will generate over its life.
When interest rates fall in the economy, the price of a bond will increase. However, the effect of a fall in interest rates on the price of a bond will be more significant for bonds with longer maturities compared to those with shorter maturities.
This is because longer-term bonds are more sensitive to changes in interest rates, as investors must wait a longer period to receive their return. Therefore, a fall in interest rates will increase the present value of future cash flows, which will result in a greater increase in the price of the bond with a longer maturity.
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Which of these statements is (are) true regarding fixtures?
Altogether, there are 4 traditional rules for determining whether something is a fixture.
The problem of fixtures arises infrequently, but can be important.
Fixtures are personal property that has become real property.
The problem of fixtures is limited to properties with new buildings.
The dominant rule for determining what is a fixture is called "intention of the parties."
Options A, C and E are true about fixtures. They are:
A - Altogether, there are 4 traditional rules for determining whether something is a fixture.
C - Fixtures are personal property that has become real property.
E - The dominant rule for determining what a fixture is called the "intention of the parties."
In accounting and finance, fixtures generally refer to permanent equipment or assets that are affixed or attached to a building or property and are typically considered a part of the real property. Examples of fixtures might include lighting fixtures, plumbing fixtures, heating and air conditioning units, shelving, or built-in cabinets.
Fixtures are generally considered to be a part of the real property because they are permanently attached to the building or property and cannot be easily removed without causing damage. As a result, they are typically included in the purchase or sale of a property and are often subject to property taxes.
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Now that you understand what investments are, you will search for three image examples that represent investments. You may choose to select images that represent the key concepts of investments, or examples of different types of
investments. In a short paragraph, explain why each of your selected images is an appropriate representation. Be sure
to follow proper image use and citation guidelines; click here for a quick review on these guidelines. In a second
paragraph, discuss the sources of each of your images and why they are reputable.
There are three main types of investments: Ownership, Lending, or cash. Ownership investments are the most volatile and profitable class of investment. Such as owning stock meaning owning a portion of a company. It may be a minuscule stake, but it's ownership. More broadly speaking, all traded securities, from futures to currency swaps, are ownership investments. Investors purchase them in order to share in the profits, or because they will increase in value, or both. Lending money is a category of investing. The risks generally are lower than for many investments and, consequently, the rewards are relatively modest. A bond issued by a company or a government will pay a set amount of interest over a set period of time. The only real risk is that the company or government will go bankrupt, in which case the bondholder may get little or none of the investment back. A regular savings account is an investment. The investor is essentially lending money to the bank. The bank will pay interest to the account holder and will earn its profit by loaning out the rest of the money to businesses at a higher rate of interest. These are investments are "as good as cash," which means that they can be converted back to cash easily and quickly. Money market funds are more liquid than other investments, meaning you can write checks out of money market accounts just as you would with a checking account. Although, once you start writing checks on it you've erased much of its value as an investment.
True or false? when creating a budget to repay your student loans, you can save money by paying only the interest.
According to the budget office, Biden's plan to cancel student loans will cost $400 billion. The Congressional Budget Office stated in a report that the cost of the White House's student loan forgiveness plan is an estimate over a 30-year period and will increase the nation's deficit.
Explain about the budget to repay student loans?
Paying more than the required minimum each month is the most effective approach to pay off student debt. The more you put toward your debts, the more you'll save on interest and the faster the sum will be paid off. Use a student loan payoff calculator to determine how quickly you might pay off your debt and how much you would save on interest.
To save money, you can pay your student loans with interest alone. Making these payments prior to graduating, or while deferring repayment, can prevent the addition of thousands of dollars in interest to the balance of your loan.
Since you'll be paying less interest, paying off your private or federal loans early can help you save thousands of dollars over the course of your loan. If you do have high-interest debt, refinancing it will make your money work harder for you.
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Explain the role audit committee plays in the company
Answer:
The primary purpose of a company's audit committee is to provide oversight of the financial reporting process, the audit process, the company's system of internal controls and compliance with laws and regulations. ... As such, CPAs report directly to the audit committee, not management.
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It costs $2,500 to send an employee to a three-day seminar. The information obtained at this seminar should allow the employee to increase their sales success rate by 1%. The employee has a success rate of 3% of converting a call into a sale. The employee makes five calls per day Mon through Fri for 50 weeks per year. If each sale is $2,000, what would be the increase in sales dollars be by attending this seminar?
Answer:
$25,000
Explanation:
success rate without attending the seminar = 3% x 5 calls per day x 5 days per week x 50 weeks per year x $2,000 sale = $75,000
success rate after attending the seminar = 4% x 5 calls per day x 5 days per week x 50 weeks per year x $2,000 sale = $100,000
the increase in sales dollars due to the increase in productivity (after attending seminar) = $100,000 - $75,000 = $25,000
Legal tender act 1862 purpose and impact on economy.
Answer:
The Legal Tender Act allowed the government to print $150 million in paper money that was not backed by a similar amount of gold and silver. ... The government was able to pay its bills and, by increasing the money in circulation, the wheels of Northern commerce were greased.
Explanation:
the ability to influence employees to voluntarily pursue organizational goals is referred to as ______.
Answer:
leadership
Explanation:
The ability to influence employees to voluntarily pursue organizational goals is referred to as leadership.
Improvements in technology have allowed schools to use electronic books rather than original textbooks. Electronic books have _________ in supply.
a. increased
b. decreased
Improvements in technology have allowed schools to use electronic books rather than original textbooks. Electronic books have increased in supply. Option A
What are electronic books?E-books, or electronic books, are digital files including text and images that may be distributed electronically and displayed on screens in a way that is comparable to a traditional book.
eBooks are portable and light, making them simple to transport. A single eBook reader may store thousands of eBooks, saving you from lugging many heavy books. Both in your house and your purse, it frees up a lot of room. Concerning the storage cap, one should not worry.
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all of the following will be included in the cost of a fixed asset except a.direct costs of new construction. b.freight costs. c.mistakes in installation. d.the cost of installing equipment.
The cost of a fixed asset does not include mistakes in installation. Hence, option C is the correct answer.
The cost of a fixed asset typically includes various expenses related to its acquisition and installation. These costs are capitalized and added to the initial cost of the asset. However, mistakes in installation do not fall under the category of costs that are included in the cost of a fixed asset.
Mistakes in installation: Mistakes or errors made during the installation process are not considered part of the cost of a fixed asset. They are usually considered separate costs or expenses that may be accounted for in a different category.
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Billie eilish?Or purge for halloween please help me decide?
Answer:
Explanation:
i feel like dressing as billie would be more comfortable you know what i mean just big hoodie/t-shirt and sweat pants
which is not a reason to introduce and HRIS
Security is said to be a key issue of the biggest worries of HRIS. Systems need to be designed to hinder unauthorized access to sensitive and confidential information.
What is the reason to introduce HRIS?HRIS is software for core HR needs and productivity for managers and employees.
The five benefits of using it is that it is Organized, Frees HR professionals for important tasks. Regulatory compliance ensured. HR efficiency enhanced by "Boosts company image for employees." Employee db. Applicant tracking and onboarding.
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Natural monopolies often arise in industries where the marginal cost of adding an additional customer is very low once the fixed costs of the overall system are in place. This results in what?
Group of answer choices
a perfect competition
b short-run average costs are less than long-run average costs
c economies of scale
d diseconomies of scale
When a natural monopoly arises due to low marginal costs of adding customers, it means that the company can produce more units of its product without incurring significant additional costs.
This leads to economies of scale in the short run, where the fixed costs are already in place and the variable costs are low. However, in the long run, the company may face diseconomies of scale as it expands too much and the costs of producing additional units start to rise. This happens when the fixed costs become insufficient to support the company's growth and it starts incurring additional expenses for maintenance, equipment upgrades, and labor costs.
Diseconomies of scale can lead to inefficiencies in production and increased costs, which can ultimately affect the quality and price of the product. This can make it harder for new firms to enter the market and compete with the natural monopolist, as they will have to incur higher costs per unit of production due to their smaller size. As a result, natural monopolies can have significant market power and may need to be regulated to prevent them from exploiting consumers.
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Kowabunga was a US based beach clothing and gear company. The owner of the company wanted to expand into markets in Mexico, Australia and Fiji. The company compared the emerging markets to see which had the highest growth rates. Which external business environment did the company evaluate for its expansion?
Based on the given details the external business factor environment that did the company evaluate for its expansion is sociocultural.
Socio-cultural as a business external factor has to do with the environment culture or customs and belief as well as the type of fashion trend they have in vogue.
For a clothing company to be successful the consumer, their income level or wealth, growth rate and the environment at large has to be put into consideration.
The company has to as well evaluate the market activities of the country as this can help to influence their decision when trying to expand into another country market as well as their strategic goals when introducing their product into an another country.
Inconclusion the external business factor environment that did the company evaluate for its expansion is sociocultural.
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Board co. is expected to pay a dividend of $1.50, and the dividend is expected to grow at a constant rate of 7%. this stock is 30% less risky than the market as a whole.the risk free rate is 6%, and the equity risk premium for the market is 8%. what is the estimated price of the stock
The estimated price of the stock is $37.50.
What is the projected value of the stock?The estimated price of a stock can be calculated using the Gordon Growth Model, which assumes that the dividend grows at a constant rate indefinitely.
In this case, the expected dividend is $1.50, and it is projected to grow at a constant rate of 7%. The stock is considered to be 30% less risky than the overall market.
To calculate the estimated price, we first need to determine the required rate of return. The required rate of return is composed of two components: the risk-free rate and the equity risk premium.
The risk-free rate is given as 6%, and the equity risk premium for the market is 8%. Since the stock is less risky, we need to adjust the equity risk premium accordingly.
In this case, we multiply the market equity risk premium by (1 - 0.30) to obtain the adjusted equity risk premium of 0.70 * 8% = 5.6%.
Now, using the Gordon Growth Model formula, we can calculate the estimated price:
Estimated Price = Dividend / (Required Rate of Return - Dividend Growth Rate)
= $1.50 / (0.056 - 0.07)
= $1.50 / (-0.014)
≈ $37.50
In conclusion, the estimated price of the stock is approximately $37.50.
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True or false? goods-producing organizations are not involved in service activities.
The given statement that goods-producing organizations are not involved in service activities is fasle.
Do businesses that produce things also engage in services?Organizations that manufacture goods do not engage in service activities. false The majority of systems combine products and services. . Because consumer demand is unpredictable, service operations need more inventory.
Organizations that manufacture goods do not engage in service activities. Because consumer demand is unpredictable, service operations need more inventory. The prices consumers are prepared to pay for goods or services serve as a gauge of the value of outputs.
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QUESTION 1 of 10: A go-to-market strategy:
A go-to-market strategy refers to the plan a company develops to introduce a new product or service to the market.
The strategy includes all the activities that will be used to reach customers, including advertising, promotions, sales channels, and pricing. The goal is to create a marketing mix that will effectively communicate the value proposition of the new product or service to potential customers and generate sales. A successful go-to-market strategy is critical for the success of a new product or service launch as it helps to create awareness, generate demand, and establish the brand in the market. The strategy must be tailored to the specific target audience and consider the competition and market trends. A well-executed go-to-market strategy can help companies gain a competitive advantage and grow their market share.
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Online marketplaces where one consumer sells to another consumer are called.
Answer: It's called a C2C market (consumer -to- consumer)
EX: Ebay, Craiglist, Etsy, etc.
Finley Co. Is looking for a new office location and sees a building with a fair value of $400,000. Finley also notices that much of the equipment in the existing building would be useful to its own operations. Finley estimates the fair value of the equipment to $80,000. Finley offers to buy both the building and the equipment for $450,000, and the offer is accepted. Determine the amounts Finley should record in the separate accounts for building and equipment
The amounts Finley should record in the separate accounts for building and equipment will be $ 375,000 and $ 75,000 respectively.
Elaborating :Building $375,000
Equipment $75,000
Total $450,000
Building: $450,000 / $480,000 × $400,000 = $375,000
Equipment: $450,000 / $480,000 × $80,000 = $75,000
Separate accounts:An insurance company holds a separate accounting and reporting account that is not part of its general account but rather "separate." An investor can select an investment category based on his or her individual risk tolerance and desire for performance with a separate account.
What is the difference between a separate and a general account?The primary distinction between the two types of accounts can be summarized as follows: a general account is subject to the insurance company's creditors, whereas a separate account is not.
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FILL THE BLANK. when a cell phone provider features a new product in its advertising, the description for the new phone would best be called the ______. multiple choice question. feedback channel source message
The description for the new phone featured in the advertising of a cell phone provider would best be called the message. Hence, option D is correct.
In the context of communication, the message refers to the information or content being conveyed from the sender to the receiver. In this case, when a cell phone provider features a new product in its advertising, the description or details about the new phone would be considered the message. The message is the core content that the sender wants to communicate to the target audience. It can include various elements such as product features, specifications, benefits, and unique selling points. The cell phone provider uses the advertising platform to deliver this message to potential customers, aiming to generate interest and persuade them to consider purchasing the new phone. The other options provided, such as feedback channel, source, and feedback, are not applicable in this scenario. The feedback channel refers to the medium or method through which the receiver can provide feedback to the sender. The source typically refers to the sender or originator of the message.
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if a governmental body acts in a way that permanently takes all of the economic value of a property or permanently physically invades the property, this is known as a(n) .
If a governmental body acts in a way that permanently takes all of the economic value of a property or permanently physically invades the property, this is known as regulatory taking.
What is a regulatory taking?A regulatory taking is the confiscation of property by the government for public purposes or to better regulate the use of such property. This is done without the consent of the landowner, in contrast to a physical taking that results in the physical possession of the property by the government.
Therefore, regulatory taking refers to government actions that impact the value of privately owned property, specifically the economic value. It may include prohibiting property usage or activities that could be performed on the property that could add to its value or even an outright reduction of the value of the property.
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Which of the following is the BEST description of the sociocultural environment?
The customs, mores, values, and demographic characteristics of the society in which an organization functions
The sociocultural environment can be best described as the customs, mores, values, and demographic characteristics of the society in which an organization operates.
The sociocultural environment encompasses various aspects of society that influence the behavior, attitudes, and preferences of individuals and organizations. It includes customs, which are the traditional practices and behaviors upheld by a society, mores, which are the accepted moral standards and norms, values, which are the beliefs and principles held by individuals, and demographic characteristics, which refer to the demographic makeup of a population such as age, gender, education level, income, and cultural diversity.
The sociocultural environment has a significant impact on organizations as it shapes consumer behavior, market demand, and societal expectations. Understanding the sociocultural environment helps organizations tailor their products, services, and marketing strategies to meet the needs and preferences of specific target markets.
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Enter account type (checking/savings): Enter amount to be deposited to open ac Enter interest rate (as a percent): .01 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exst the program. 3 Account Holder Name: Dave Brown Account Type: checking Account Number: 1100 Balance: $10000.00 Interest Rate: 0.01% ∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗∗ 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exit the program. 9 and write a program to illustrate how to use your class . Example output is shown below: 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exit the program. 1 Enter customer's name: Dave Brown Enter account type (checking/savings): Enter amount to be deposited to open ac Enter interest rate (as a percent): .01 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exit the program. 3 Account Holder Name: Dave Brown Account Type: checking Account Number: 1100 Define the class bankAccount to implement the basic properties of a bank account. An object of this class should store the following data: Account holder's name ( string ). account number (int), account type ( string , checking/saving), balance ( double ), and interest rate ( double ). (Store interest rate as a decimal number.) Add appropriate member functions to manipulate an object. Use a static member in the class to automatically assign account numbers. Also, declare an array of 10 components of type bankAccount to process up to 10 customers and write a program to illustrate how to use your class. Example output is shown below: 1: Enter 1 to add a new customer. 2: Enter 2 for an existing customer. 3: Enter 3 to print customers data. 9: Enter 9 to exit the program. 1
This code allows you to add new customers, access existing customers, and print customer data.
The `bankAccount` class in Python:
```python
class bankAccount:
account_number = 1000 # Static member to automatically assign account numbers
accounts = [None] * 10 # Array to store up to 10 customers
def __init__(self, name, account_type, initial_deposit, interest_rate):
self.name = name
self.account_type = account_type
self.balance = initial_deposit
self.interest_rate = interest_rate
self.account_number = bankAccount.account_number
bankAccount.account_number += 1
bankAccount.accounts[self.account_number - 1000] = self
def deposit(self, amount):
self.balance += amount
def withdraw(self, amount):
if self.balance >= amount:
self.balance -= amount
else:
print("Insufficient funds!")
def print_details(self):
print("Account Holder Name:", self.name)
print("Account Type:", self.account_type)
print("Account Number:", self.account_number)
print("Balance: $%.2f" % self.balance)
print("Interest Rate: %.2f%%" % (self.interest_rate * 100))
# Program execution
while True:
print("1: Enter 1 to add a new customer.")
print("2: Enter 2 for an existing customer.")
print("3: Enter 3 to print customer data.")
print("9: Enter 9 to exit the program.")
choice = int(input())
if choice == 1:
name = input("Enter customer's name: ")
account_type = input("Enter account type (checking/savings): ")
initial_deposit = float(input("Enter amount to be deposited to open account: "))
interest_rate = float(input("Enter interest rate (as a percent): ")) / 100
account = bankAccount(name, account_type, initial_deposit, interest_rate)
print("Account created successfully.")
elif choice == 2:
account_number = int(input("Enter account number: "))
if account_number in range(1000, 1010) and bankAccount.accounts[account_number - 1000] is not None:
account = bankAccount.accounts[account_number - 1000]
print("Existing customer found.")
else:
print("Invalid account number or customer not found.")
elif choice == 3:
if 'account' in locals():
account.print_details()
else:
print("No customer data to display.")
elif choice == 9:
print("Exiting the program...")
break
else:
print("Invalid choice. Please try again.")
```
This code allows you to add new customers, access existing customers, and print customer data.
The `bankAccount` class keeps track of the account details, assigns account numbers automatically, and stores up to 10 customers. The program uses a simple menu-driven approach to interact with the user.
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Why is a financial crisis likely to lead to a contraction in economic activity?A. Those that borrow funds to finance productive investment opportunities will have a greater opportunity to obtain financing.B. Disruptions in the financial system decreases asymmetric information, thereby decreasing the associated problems of adverse selection and moral hazard.C. A disruption in the financial system diminishes the flow of funds from savers to borrowers.D. None of the above are correc
A financial crisis can lead to a contraction in economic activity due to a decrease in the flow of funds from savers to borrowers, an increase in the cost of borrowing, and a decrease in consumer and investor confidence.
Therefore, it is crucial to prevent and manage financial crises to ensure stable economic growth.So, the answer is ?A. Those that borrow funds to finance productive investment opportunities will have a greater opportunity to obtain financing.
A financial crisis can be defined as a situation where the financial system of a country or region experiences a significant disruption that affects the functioning of financial markets, institutions, and intermediaries. This disruption can lead to a contraction in economic activity due to several reasons.
Secondly, a financial crisis can increase the cost of borrowing. When the financial system experiences disruptions, lenders may perceive borrowers as riskier, leading to higher interest rates to compensate for the increased risk. This can discourage borrowers from taking loans, resulting in a decrease in investment and economic activity.
Lastly, a financial crisis can decrease consumer and investor confidence. The uncertainty and instability in financial markets can make consumers and investors wary of spending and investing, leading to a decrease in demand for goods and services, and investment.
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Which point on the business cycle BEST represents an expansionary phase?
Answer: the answer is D
Explanation:
Expansionary could also be used as going up
On the given diagram of graph, the business cycle best represents an expansionary phase is Point D. The correct option is (D).
What do you mean by the business cycle?Business cycles are characterized by a country's economic activity experiencing a boom in one period and a fall in the next.
The two key stages of a business cycle are basically prosperity and depression. The expansion, peak, trough, and recovery stages are also intermediate phases.
The expansion phase of a business cycle is represented by the cycle line that rises above the steady growth line. The production, employment, output, wages, profits, demand and supply of goods, and sales all rise during the expansion phase of a business.
Here,
According to the graph, the points represents the phases as:
Point A = Peak phases.
Point B = Recession phases.
Point C = Trough phases.
Point D = Expansion phases.
Therefore, the given diagram of graph, the business cycle best represents an expansionary phase is Point D.
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When you practice cyber-safety, you exclude or eliminate the following information from online accounts and contacts:
O Social Security number
name
personal phone number
personal address
Answer: All of them
Explanation: