why the server, rent and marketing cost is most expensive source
to create a digital bank? Give three examples
Answers
To manage client data, transactions, and online banking services, a strong and secure server architecture is needed when building a digital bank. Servers, data centers, networking hardware, and associated software can be expensive to buy, operate, and maintain.
To accommodate the bank's administrative and customer service employees, sufficient office space must be rented or leased. Operating expenses including utilities, upkeep, and security precautions must also be considered.
Digital banks must make marketing investments in order to compete in a crowded market. This comprises branding initiatives, digital marketing plans, website creation, and advertising campaigns.
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Related Questions
The strategy in which a company sells its exports to another country at a lower price than it sells the same product in its domestic market is referred to as
Answers
Answer:
Dumping
Explanation:
Dumping is protectionist strategy in which a company sells its exports to another country at a lower price than it sells the same product in its domestic market. Dumping is usually associated with a substantial volume of export of a product, it often endangers the financial viability of the product's manufacturer or producer in the importing nation.
A free trade zone is an area where Group of answer choices black market trade is carried out under government supervision the normal trade laws of a country such as tariffs, bureaucratic requirements, and quotas are eliminated in hopes of stimulating foreign trade and industry ideas are exchanged in an academic setting to increase the academic activity of the country large open markets are set up in poor countries for the exchange of international currencies people bring agricultural products for trade and barter
Answers
Answer:
the normal trade laws of a country such as tariffs, bureaucratic requirements, and quotas are eliminated in hopes of stimulating foreign trade and industry
Explanation:
A free trade zone area is an area where goods are imported or exported without being subjected to the normal trade laws such as tariffs, bureaucratic requirements, and quotas are eliminated in hopes of stimulating foreign trade and industry.
the aim of a free trade zone is to increase and stimulate foreign trade
Advantages of a free trade zone area
1. it increases efficiency
2. it encourages competition. As a result of not restricting import, domestic product have to compete with foreign goods
3. it allows countries to specialise in the production of goods for which they have a comparative advantage
Putting products into tv shows and movies where they will be seen is known as product.
Answers
The placement of a product on a TV show or movie featuring the product is called product placement.
What is product placement and its types?Product placement, additionally referred to as embedded advertising, is a advertising method that locations references to a selected logo or product in some other production. You can integrate movies and TV shows. It is the strategic placement of a product or brand into the script of a movie (in this case, a television series) to promote the brand.Types of product placements include: InView/OnScreen product presentation (visual placement places your brand in a visible medium), Verbal exposure/mention (verbal placement is naming a brand or product in dialogue), location/signage, plot, corporate sponsorship.What is product placement in advertising?Product placement is a modern merchandising strategy for brands to reach their target audience without traditional overt advertising. Embedded marketing is another term for product placement as the product is embedded in another form of media.
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Is the accounting profession responded in a timely, comprehensive, and effective manner to stakeholders and business current challenges? Explain
Answers
Yes the accounting profession is responded in the way that it wwould take care of current business challenges.
What is the accounting profession?This is the profession where financial analysis and other functions such as auditing are carried out.
The institution today is being structured in a way that it would still be able to meet the goals of the times that we are in.
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What is the difference between conforming and non conforming loans?
Answers
The difference between conforming and non conforming loans is loan limits.
How do conforming and non conforming loans differ ?One of the key differences between conforming and non-conforming loans is the loan limit. Conforming loans are limited to a maximum loan amount, which varies depending on the location of the property. Non-conforming loans, on the other hand, have higher loan limits and can be used to finance more expensive properties.
Conforming loans have more standardized underwriting standards and are typically easier to underwrite, while non-conforming loans often require more documentation.
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gasb standards ____________ that each governmental reporting entity display ___________ general fund in its general-purpose financial statements.
Answers
GASB standards require that each governmental reporting entity display information about its general fund in its general-purpose financial statements.
The Governmental Accounting Standards Board (GASB) establishes accounting and financial reporting standards for state and local governments in the United States.
One of the requirements set by GASB is that each governmental reporting entity must include information about its general fund in its general-purpose financial statements. The general fund is the primary operating fund of a government entity, which is used to account for and report financial resources that are not restricted for specific purposes.
Including the general fund information in the general-purpose financial statements provides transparency and accountability, allowing users of financial statements to assess the financial health and performance of the government entity.
This information is crucial for decision-making by stakeholders, such as citizens, legislators, investors, and creditors, as it helps them understand the availability and utilization of resources in the general fund.
By adhering to GASB standards, governmental reporting entities ensure consistency and comparability in financial reporting, promoting trust and confidence in the financial information provided.
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What do some of the careers projected to grow the fastest over the next 10 years have in common
Answers
Answer:
They all probably have something to do with technology because of how much AI is growing.
Explanation:
Answer:
c
Explanation:
it says it’s right
who wanna tlk im boooored
Answers
Answer:
sure why not
Explanation:
Answer:
When I answer 2 of your questions double the chance to talk.
Explanation:
When the inventory level increases, the fill rate _________. does not change none of the above decreases increases
Answers
When the inventory level increases, the fill rate does not change.
The fill rate is a measure that indicates the percentage of customer demand that is fulfilled or satisfied by available inventory. It represents the effectiveness of inventory management in meeting customer needs and maintaining product availability.
The fill rate is calculated by dividing the number of units fulfilled by the total number of units demanded, usually expressed as a percentage. It is not directly influenced by changes in the inventory level itself.
When inventory levels increase, it means that there is a higher quantity of goods available for potential fulfillment of customer demand. With more inventory on hand, the ability to meet customer orders and requests improves. This suggests that there is a greater likelihood of fulfilling customer demand and achieving a higher fill rate.
On the other hand, if inventory levels decrease, there may be a higher likelihood of stockouts or unfulfilled customer orders, resulting in a lower fill rate.
However, it's important to note that while an increase in inventory levels can enhance the potential to achieve a higher fill rate, it doesn't guarantee an automatic improvement. Other factors such as order processing, logistics, and demand variability also play a role in determining the fill rate.
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Your plan projects revenue of $5,000, $8,000, and $10,000 in years 1 through 3. Expenses are projected to be $9,000 for each of years 1 through 3. If your only funding need is the gap between revenue and expenses, which is the best estimate of your maximum cumulative funding need?
a) $0
b) $1,000
c) $4,000
d) $50,000
Answers
Answer:
c) $4,000
Explanation:
The only funding needed is the difference between revenue and expense.
For year 1: funding required is $9,000 -$5000 = $4000
For year 2: funding required is$ 9,000 - $8000 = $1000
For year 3: funding required is $9000 -$10,000 = -$1000
cumulative funding = $4000, + $1000 + (-$1000)
=$5000 - $1000
=$4000
Which social network has more than 700 million registered members and because of that popularity, it has postings for more than 10 million jobs and data on more than 9 million companies
Answers
The social network of LinkedIn has more than 700 million registered members and has postings for more than 10 million jobs
The social network of LinkedIn is a platform that help people keep in touch other, facilitates sharing of ideas and building of career.
The social platform is the most formal platform use to promote one's official business or career.
The social platform allows peoples to showcase their skills, talents, experiences etc.
In conclusion, the social network of LinkedIn has more than 700 million registered members and has postings for more than 10 million jobs.
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Assume that one year ago, you bought 260 shares of a mutual fund for $19 per share and that you received an income dividend of $0.14 cents per share and a capital gain distribution of $0.24 cents per share during the past 12 months. Also assume the market value of the fund is now $15 a share. Calculate the total return for this investment if you were to sell it now.
Answers
Answer:
The ROI is 1040.38 with Distributions and Dividends included if you sell it now.
Explanation:
\(260*19=$4940, cost is $4940\\0.14+0.24=0.38 \ in\ distributions/dividends\\260*15=3900, sale\ price \ is 3900\\(4940-3900)+0.38=1040.38\)
Hope this helped!
Edit: This answer doesn't account for any fees, since you didn't list any fees. The only mutual funds that I know of without fees are index funds run by big financial institutions.
Why would you write a complaint to a company?
Answers
Answer:
To discuss with a company about a problem you may be having with their service or product.
Explanation:
The receptionist at Brunt Inc. is punctual, polite, and always cheerful. The firm's employees and customers all love her. However, she has difficulty with the clerical tasks that the firm's prior receptionists handled. The receptionist's supervisor recommends redesigning the receptionist's job. That recommendation would be most appropriate in which situation?
Answers
The recommendation proposed by the supervisor would be the most adequate in a circumstance when 'The employee is highly motivated but lacks the ability, and training is not expected to help.'
In an organization, a recommendation for replacing an employee is made only when the employee fails to accomplish the required responsibility adequately. In the given situation, the receptionist despite being extremely prompt, activated, and humble fails to complete the given duties as she lacks the required skills to justify her job's position in the company. Thus, the recommendation for replacing her would be adequate as she lags behind in accomplishing the clerical tasks that play a key role in the organization's management.Learn more about 'job recommendation' here:
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The buyer of an industrial complex wants the broker to place the earnest money in an interest bearing account. The broker does this, clearly identifying all parties who are to receive the interest and the date the earned interest is to be disbursed. With only the verbal consent of the buyer, he places the money in an insured account in a depository in Florida. When the time comes to disburse the account, the broker will write a check to the buyer for the interest as the buyer agreed. Which statement describing this situation applies?
Answers
Answer:
Explanation:
In this situation, the statement that would best apply would be that the broker does not have the right to ever use an interest-bearing account under Florida Real Estate laws. Since Florida Real Estate laws specifically prohibit a broker from placing a clients money in an interest account then the broker in this scenario is breaking the law and can have his real estate license taken away as well as being fined.
On September 1, 20X1, Upholstery Masters purchased a one-year insurance policy for $360. The correct adjusting entry on December 31, 20X1, is:
Answers
Upholstery Masters will record an adjusting entry on December 31 of Debit to Insurance expense and credit to Prepaid insurance of $360.
What would Upholstery Masters record?The insurance is for a year so the amount that will be recorded in 20X1 will be for months in 20X1.
The number of months used in 20X1 was 4 months from September to Decemeber.
The relevant amount will be:
= 360 / 12 x 4 months
= $120
This amount will be debited to the Insurance expense account and credited to the Prepaid insurance account.
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what is horizontal filling?
Answers
In horizontal filling, documents are placed in a horizontal position, one on the top of another in order of date and the latest document is kept on the top. The best example of horizontal filing is flat files and arch lever file.
a) From a one-way street, you USUALLY make a left turn from: the left curb lane. b) any lane if it is safe to do so. c) the two lanes closest to the left curb.
Answers
Answer:
c
Explanation:
Krysta, who manages the is organization for her company, is continually striving to expand is services and capitalize on the latest technology developments to support her company's business plans through the coming months. her is organization is perceived as a _____.
Answers
Based on the goals of the IS organization that Krysta manages, it can be perceived as a business partner or peer.
What is a business partner or peer?This is a business established by a company to help it achieve its goals by engaging in alternative technological developments that will be beneficial to the parent company.
Krysta is managing an organization that helps her company to strive for more excellence which makes this a business partner.
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How is Infrastructure related to the business and his Impact and Importance on it?
Answers
Infrastructure is the most crucial factor of a business organization, and much of a business' growth depends upon better infrastructure.
What is infrastructure?Infrastructure for a business can be understood as a set of facilities and services that are a requirement for the smooth functioning of a business organization.
If the infrastructure is poor, then there is a definite cap on the upper side of a business' growth. Similarly, a better infrastructure increases the opportunities for increase in the productivity of a business.
Hence, the significance of infrastructure is aforementioned.
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Which of the following made the building of the first skyscrapers possible
A.Elevator
B.Light timber frame forms
C.Internal combustion engine
D. Rapid steel production
Answers
Answer:
choose all three
elevator
internal combustion engine
rapid steel production
Explanation:
Elevator, Internal combustion engine and Rapid steel production made the building of the first skyscrapers possible. Hence, option A, C and D are correct.
What is Elevator?An elevator, often called a lift, is a vehicle that goes in a vertical shaft to carry passengers or goods between floors of a multistory building. With the aid of a counterweight, the majority of modern elevators are propelled by electric motors through a system of cables and sheaves.
The four fundamental types of elevators are hydraulic, traction, machine-room-free, and vacuum. The fundamental distinction between these two words can be seen in the accents in which they are used; for instance, "lift" is used with a British accent whereas "elevator" is used in an American one.
Elevators or lifts carry people and cargo up and down, while escalators act as moving staircases from one story of a structure to another. Moving walkways transport people horizontally or at a slight slope.
Thus, option A, C and D are correct.
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Which of the following statements best describes the process of accounting for depreciation?
A. A process that attempts to recognize loss in economic value over a period of time.
B. A process for setting aside cash so funds will be available to replace the asset.
C. A process for recognizing the cost of an asset that should be matched against revenue earned as a result of using the asset.
D. A process for recognizing all of the cost associated with using an asset in a revenue generating activity.
Answers
C. A process for recognizing the cost of an asset that should be matched against revenue earned as a result of using the asset.
The process of accounting for depreciation involves recognizing the cost of an asset over its useful life, and matching it against the revenue generated from using the asset. Depreciation represents the gradual loss in the economic value of the asset over time. By allocating a portion of the asset's cost as an expense each period, the accounting process reflects the asset's declining value and ensures that the cost is appropriately matched with the revenue it generates.
This helps in accurately determining the profitability of the business and provides a systematic approach to allocate the cost of the asset over its useful life.
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Jordon places the amount of $625 in a bank
savings account today that offers an annual interest rate of
5% compounded 12 times per year.
How much will Jordon have in his account 8 years
from today?
Answers
Therefore, Jordon will have $931.14 in his bank account after 8 years.
Jordon places the amount of $625 in a bank savings account today that offers an annual interest rate of 5% compounded 12 times per year.
How much will Jordon have in his account 8 years from today?
In order to find out how much Jordon will have in his bank account after 8 years, the future value of this investment should be calculated as follows:
Future Value = $625 × (1 + (5%/12))^(12×8)
Future Value = $625 × (1 + 0.00417)^96
Future Value = $625 × 1.49183
Future Value = $931.14
Therefore, Jordon will have $931.14 in his bank account after 8 years.
Solution :
Jordon places $625 in a savings account that offers an annual interest rate of 5%, compounded 12 times per year. The first step in calculating the future value of this investment is to determine the periodic interest rate, which is the annual interest rate divided by the number of times per year interest is compounded.
In this case, the periodic interest rate is 5%/12, or 0.00417.
Next, the number of compounding periods must be determined. Since interest is compounded 12 times per year and the investment is held for 8 years, the number of compounding periods is 12 × 8, or 96.
Using these figures, the future value of Jordon's investment can be calculated using the formula:
Future Value = Present Value × (1 + Periodic Interest Rate)^(Number of Compounding Periods)
Plugging in the values:
Future Value = $625 × (1 + (5%/12))^(12×8)
Future Value = $625 × (1 + 0.00417)^96
Future Value = $931.14
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According to this image :
1- What is the age range of the generation with the highest amount of household debt?
2-Which is the only generation to decrease its average debt from 2019 to 2020?
3-Compare the rate at which Gen Z’s debt increased from 2019 to 2020 compared to other generations.
With an increase of 67.2%, Gen Z’s debt increased at a much higher rate than other generations.
4-Calculate how long it would take for Gen Z’s average debt ($16,000) to reach Gen X’s level of average debt ($140,000) if it continued to increase at its current rate (67.2% per year).
5-Develop a logical argument why Gen Z’s debt is rising at such a high rate when the Silent Generation’s debt is decreasing.
I have to turn this worksheet today, So please ANYONE help me out please ASAP..
Answers
Answer:
1. Gen X 41-56years
2. Silent Gen reduced debt by 4.6%
3.Baby boomers increased by 0.3% from 2019 to 2020, they had the least increase in debt
Gen X followed with 3.5% increase from 2019 to 2020 while Millenials had 11.5% increase in debt between 2019 and 2022. Even though Gen Z debt increased by 67.2%, they still have the lowest debt overall into two years.
4.Gen Z average debt $16,000
Gen X average debt $ 140,000
In 5years, it will meet up with Gen Xs level of debt
5. The silent Gen are the elderly, mostly retired and no longer taking new loans while Gen Z is the younger generating, newly exploring the world, teenagers and students, young school leavers and new work force taking loans at the slightest offer. The silent age are no longer active, they are most been taken care of and won't be taking loan facilities for any purpose. Student loan, technology etc is available and most suitable for the age range of Gen Z, hence the difference in the loan dimension.
Based on what we are learning in Chapter 2, who are the various stakeholder groups that a business
should be paying attention to?
Answers
Based on what we are learning in Chapter 2, there are several stakeholder groups that a business should be paying attention to.
These groups are individuals or organizations that are impacted by the actions of the business and can have a significant influence on the success or failure of the organization.
The first group is customers, who are the primary source of revenue for any business. It is important for a business to understand the needs and preferences of its customers and to provide high-quality products and services to meet those needs.
Another group is employees, who are critical to the success of the business. A company must provide a safe and healthy work environment, fair compensation and benefits, and opportunities for growth and development to retain employees and maximize their productivity.
Investors and shareholders are also important stakeholders. They provide capital to the business and expect a return on their investment. It is important for the business to maintain financial stability and provide regular updates on performance to these stakeholders.
Finally, communities and society at large are important stakeholders. A business must consider the impact of its actions on the environment and the community and strive to be a good corporate citizen. This includes ethical and socially responsible behavior and engagement in philanthropic activities.
Overall, businesses must pay attention to a wide range of stakeholder groups in order to achieve long-term success and sustainability.
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What is the difference between a routine and a major decision
Answers
Answer: routine decision- the type made every day without much though
planned decision- use more time and energy to make the best choice
Explanation: i really hoped it helped.
Since the balance of payments is presented as a system of double-entry bookkeeping, Multiple Choice none of the options every debit in the account is balanced by a double-matching credit. every credit in the account is balanced by a matching debit and every debit in the account is balanced by a matching credit. every credit in the account is balanced by a double-matching debit.
Answers
The correct answer is: every debit in the account is balanced by a matching credit. The balance of payments is indeed presented as a system of double-entry bookkeeping.
In this system, each transaction is recorded as both a debit and a credit entry. The debit entry represents an increase in one account, while the credit entry represents a decrease in another account. Since every debit must have a matching credit, the balance of payments is always balanced.
This ensures that the total inflows and outflows of a country's international transactions are equal. This balance is important for understanding a country's financial position and its economic relationships with other countries.
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If the price of oranges, a substitute for apples, increases. What will happen to the demand for apples?.
Answers
The demand for apples will increase if the price of its substitute product (orange) increases.
What is the substitution law?In economics, when the price of one product increase, the consumer will likely patronize the other substitute product because its price is not high.
Hence, in this case, the demand for apples will increase if the price of its substitute product (orange) increases.
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Scott company had sales of $12,000,000 and related cost of goods sold of $9,000,000. Scott provides customers a refund for any returned or damaged merchandise. At the end of the year, scott estimates that customers will request refunds for 1% of sales and estimates that merchandise costing $50,000 will be returned. Journalize the adjusting entries on december 31 to record the expected customer returns.
Answers
Journal entries to be recorded for expected customer returns
Journal entry1:
trade receivables $12,000,000 (debit)
income of $11,880,000 (credit)
refund obligations $120,000(credit)
(Being Acknowledgement of Sales Revenue and Refund Liability.)
Journal entry 2:
Cost of Goods sold $9,000,000 (debit)
Inventory $9,000,000(credit)
(Being Acknowledgement of Sale-Related Costs)
Journal entry 3:
Asset with Recovery Rights $50,000 (debit)
Cost of goods sold $50000(credit)
(Being the Reduction of the Cost of Sales with Items Having the Right to Return)
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Why is it hard to predict positive Moments of Reality (MORs)? A. Because they are negatively influenced by lifetime customer value. B. Because they differ by customer, and by time of year. C. Because most companies use moments of truth, which are in conflict with Moments of Reality. D.Because it is difficult to tell if a Moment of Reality is negative or positive.
Answers
Answer:
B. Because they differ by customer, and by time of year.
Explanation:
Moments of reality are hard to predict as it varies from customer to customer. All customers have different values and they rate a product or service according to their own values. Moments of reality can be positive or negative and they are influenced by customer experience.