Which of the following are often used in the pension formula of a defined benefit pension plan? (Select all that apply.)Multiple select question.a. Annual compensation and/or final payb. Agec. Net incomed. Expected stock market returne. Years of servicea c d fWhich of the follow
Answers
A defined benefit pension plan typically uses a formula to calculate the amount of pension benefit an employee will receive based on their years of service, compensation, and other factors. Therefore, the correct answers are a, b, c, and d.
Annual compensation: This is the employee's total earnings for the year, including salary, bonuses, commissions, and other forms of income. Final pay: This is the employee's highest salary during their years of service. Age: The employee's age may be used as a factor in the pension formula, as older employees are typically entitled to a higher pension benefit. Net income: This is the employee's total income minus deductions such as taxes and contributions to the pension plan.
Expected stock market returns: Some pension plans use expected returns on investments as a factor in the pension formula, as these returns can affect the amount of money available to pay pension benefits. Years of service: The number of years an employee has worked for the company is a key factor in the pension formula, as it determines the amount of pension benefit the employee will receive.
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Correct Question:
Which of the following are often used in the pension formula of a defined benefit pension plan?
Multiple select question.
a. Annual compensation and/or final pay
b. Age
c. Net income
d. Expected stock market returns
e. Years of service.
Related Questions
Wanna win 10$ on cashapp??
Answers
Answer:
How can you do this?
Explanation:
Use a production possibilities curve to distinguish between
maximum
attainable combinations, attainable but inefficient combinations
and
unattainable combinations of the production of two goods
Answers
The production possibility curve shows the maximum attainable combination, attainable but inefficient combinations, and unattainable combinations of the production of two goods. Any point on the frontier of the curve represents the maximum attainable combination, any point inside the curve represents an attainable but inefficient combination, and any point beyond the curve represents an unattainable combination.
The production possibility curve shows a graphical representation of the production of two goods in an economy. It is used to show the combination of goods that can be produced using a given level of resources. Here are the three possibilities:
Maximum Attainable Combinations: These are the combination of goods that can be produced when all the available resources are used efficiently. Any point on the production possibility curve that lies on the frontier represents the maximum attainable combination of the two goods. This is because the resources available are utilized to their fullest potential. Any point beyond the frontier is unattainable.
Attainable but Inefficient Combinations: These are the combination of goods that can be produced when resources are not used efficiently. If an economy is not using its resources to their fullest potential, then the combination of goods produced will be inefficient. Any point inside the production possibility curve represents an attainable but inefficient combination of the two goods. This is because the resources are not being used to their fullest potential.
Unattainable Combinations: These are the combination of goods that cannot be produced using the available resources. Any point beyond the production possibility curve is unattainable. This is because the resources available are not enough to produce the combination of goods at that point.
Conclusion:
In summary, the production possibility curve shows the maximum attainable combination, attainable but inefficient combinations, and unattainable combinations of the production of two goods. Any point on the frontier of the curve represents the maximum attainable combination, any point inside the curve represents an attainable but inefficient combination, and any point beyond the curve represents an unattainable combination.
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The Americans with Disabilities Act (ADA) requires that a company
a. provide training to people with disabilities
b. find ways to help workers who are physically challenged
c. hire a certain number of people with special needs
d. adapt products manufactured for special-needs customers
TIMEEDD FIRST ANWER GETS BRAINLIEST!!!!
Answers
Answer:
b. find ways to help workers who are physically challenged.
Explanation:
“The needs of a society conflict with the goals of the financial services industry’s desire to make a profit.” Do you agree or disagree?
Answers
Answer:
I do not agree that "the needs of a society conflict with the goals of the financial services industry's desire to make a profit", but on the contrary, I consider that the economic objectives of the financial system contribute to the well-being of the individuals that make up society, with which they satisfy the needs of this in an indirect way.
I believe this because the financial system, through its will to profit, creates jobs and economic opportunities for individuals, who would otherwise be forced to meet their needs without the help of a system designed to profit as a result of work done (such as communism).
How do I find the first four terms?
Answers
Answer: 300, 350, 400, 450
Explanation:
a1 = first term = 300
d = common difference = 50
2nd term = a+d
= 300 + 50
= 350
3rd term = a + 2d
= 300 + 2(50)
= 300 + 100
= 400
4th term = a + 3d
= 300 + 3(50)
= 300 + 150
= 450
Therefore, the first four terms are 300, 350, 400, and 450.
According to recent U.S. Census Bureau research volunteerism is at an all time high, but: __________
Answers
Answer: 3 out of 4 citizens do not give any time to the communities in which they live
A local butcher and a worker at a cereal factory both work in what Agriculture, Food, and Natural Resource pathway?
Agribusiness Systems
Food Products & Processing Systems Animal Systems
Natural Resources Systems
Answers
The Food Products & Processing Systems is the department in Agriculture, Food, and Natural Resource where the local butcher and a worker at the cereal factory.
The food products $ processing systems is a department in the Food, and Natural Resource
The department is responsible for tasks including:
Bulk food production Development of ways to process, package or store food etcIn conclusion, the Food Products & Processing Systems is the pathway in Agriculture, Food, and Natural Resource where the local butcher and a worker at the cereal factory.
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Suppose that the index model for stocks \( \mathrm{A} \) and \( \mathrm{B} \) is estimated from excess returns with the following results: \[ \begin{array}{l} R_{A}=2.608+0.90 R_{M}+e_{A} \\ R_{B}=-2.
Answers
The beta of stock A is 0.90 and the beta of stock B is -1.50. This means that stock A is expected to move 90% as much as the market, while stock B is expected to move in the opposite direction of the market by 150%.
The index model is a linear regression model that is used to predict the returns of a stock based on the returns of a market index. The model is expressed as follows:
R_i = a + bR_M + e
where:
Ri is the return of stock i
\(a\) is the intercept
b is the beta
RM is the return of the market index
e is the error term
The beta of a stock measures how sensitive the stock's returns are to the returns of the market index. A beta of 1 means that the stock's returns are perfectly correlated with the returns of the market index.
A beta of greater than 1 means that the stock's returns are more volatile than the returns of the market index. A beta of less than 1 means that the stock's returns are less volatile than the returns of the market index.
In the case of stock A, the beta is 0.90, which means that stock A is expected to move 90% as much as the market.
This means that if the market index increases by 10%, then stock A is expected to increase by 9%. Conversely, if the market index decreases by 10%, then stock A is expected to decrease by 9%.
In the case of stock B, the beta is -1.50, which means that stock B is expected to move in the opposite direction of the market by 150%.
This means that if the market index increases by 10%, then stock B is expected to decrease by 15%. Conversely, if the market index decreases by 10%, then stock B is expected to increase by 15%.
The beta of a stock is an important factor to consider when making investment decisions. A stock with a high beta is more volatile than a stock with a low beta. This means that a stock with a high beta has the potential to generate higher returns,
but it also has the potential to generate lower returns. A stock with a low beta is less volatile than a stock with a high beta. This means that a stock with a low beta is less likely to generate high returns, but it is also less likely to generate low returns.
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using their balance sheet, would you recommend they use equity financing to buy 4 additional properties, estimated at $20,000 per property? why or why not? please use balance sheet numbers to support your recommendation.
Answers
Using their balance sheet, I would recommend that they do not use equity financing to buy 4 additional properties, estimated at $20,000 per property. Here are my reasons: Equity financing is a type of funding that involves issuing shares of ownership to investors. It is a good way to raise capital without incurring debt.
However, looking at their balance sheet, it is evident that their equity position is not strong enough to take on more investment opportunities. Their total equity as of December 31st is $350,000 which consists of common stock, retained earnings and other components. Since they would require $80,000 ($20,000 per property * 4 properties) to purchase the new properties, their equity position will be significantly reduced. Their current equity ratio is 65%, which means that their liabilities make up 35% of their assets.
If they decide to purchase the 4 additional properties, their liabilities will increase, leading to a lower equity ratio. Lower equity ratios indicate higher financial risk, which will reduce the likelihood of obtaining loans in the future. This will also limit their ability to expand their business operations in the long run.
Therefore, it is not advisable to use equity financing to purchase 4 additional properties as it will decrease their equity position and financial strength in the long run.
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which program has
budget lidl
year?
A. Social Security
O B. Medicaid
Ο Ο Ο Ο
O C. Defense
O D. Medicare
Answers
Answer: Medicare and social security
Explanation:your welcome
If your income is $40,000 and your income tax liability is $5,000, your marginal tax rate is a. 8 percent. b. 12.5 percent. c. 20 percent. d. unknown. We do not have enough information to answer this question.
Answers
If your income is $40,000 and your income tax liability is $5,000, your marginal tax rate is: b. 12.5 percent.
Using this formula
Marginal tax rat=Tax payable/Taxable income×100
Where:
Tax payable=$5,000
Taxable income=$40,000
Let plug in the formula
Marginal tax rate=$5,000/$40,000×100
Marginal tax rate=12.5%
Inconclusion if your income is $40,000 and your income tax liability is $5,000, your marginal tax rate is: b. 12.5 percent.
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chloe is planning to open a restaurant. before proceeding with the plan, she collects data on the operating standards of one of her favorite restaurants that inspired her to open her own restaurant. this is an example of .
Answers
It is an example of Benchmarking.
A restaurant is a business that prepares and serves food and drinks to clients. Food is generally served and eaten on the premises, however many restaurants also provide take-out and meal transport offerings.
It affords a sense of camaraderie and community. There are usually positive restaurants in any city that everybody knows. Now not most effective do they recognize the location, but they understand those who paintings there or very own it. In some approaches, the feel of community created makes the eating place as important to locals as their personal kitchens.
A restaurant is especially divided into areas: provider and manufacturing.
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Please give answers between 500 to 800 words.
My name is Mike, Pretend I am the VP of SCM at your company and a significant amount of the company’s total spend is on the indirect side. However, the company currently does not use its Purchasing group to buy MRO items. You need to convince me that this is an inappropriate MRO Purchasing Strategy in today’s environment. Also, how does your current employer handle MRO/Indirect purchasing?
Answers
This response aims to convince Mike, the VP of SCM at the company, that the current strategy of not using the Purchasing group to buy MRO items is inappropriate in today's environment.
It will highlight the importance of an effective MRO purchasing strategy and provide insights into how the current employer handles MRO/Indirect purchasing.
Today's business environment calls for an appropriate MRO (Maintenance, Repair, and Operations) purchasing strategy that includes leveraging the Purchasing group to buy MRO items. This strategy is essential for several reasons. Firstly, MRO items represent a significant portion of the company's total spend, and by not utilizing the Purchasing group for their procurement, the company is missing out on potential cost savings and efficiencies. The Purchasing group has the expertise and resources to negotiate favorable contracts, manage supplier relationships, and consolidate purchases, leading to improved pricing, quality, and availability of MRO items.
Furthermore, relying on non-purchasing personnel to handle MRO purchasing can result in inconsistent processes, duplication of efforts, and a lack of strategic sourcing. It also hampers effective spend analysis and limits the ability to implement standardized procurement practices and drive continuous improvement. In today's dynamic and competitive business landscape, an integrated and centralized approach to MRO purchasing is crucial to ensure cost-effectiveness, operational efficiency, and compliance with regulations.
As for my current employer's approach to MRO/Indirect purchasing, we have implemented a comprehensive strategy that involves actively engaging the Purchasing group in the procurement of MRO items. The Purchasing team works closely with stakeholders across the organization to understand their MRO needs, establish preferred supplier relationships, and negotiate favorable contracts. We utilize strategic sourcing methodologies, such as supplier consolidation and long-term agreements, to drive cost savings and improve supply chain efficiency.
Additionally, we have implemented robust systems and processes for managing MRO inventory, tracking usage, and optimizing replenishment. This ensures that the right items are available when needed, reducing downtime and maximizing operational productivity. Regular performance monitoring, supplier evaluation, and contract management are also integral parts of our MRO purchasing strategy.
Moreover, we leverage technology solutions such as e-procurement systems, electronic catalogs, and data analytics to streamline the MRO purchasing process, improve transparency, and enable data-driven decision-making. We also prioritize collaboration and knowledge-sharing among different departments to foster cross-functional synergy and ensure alignment with business goals.
By adopting this integrated approach to MRO/Indirect purchasing, my current employer has achieved significant cost savings, improved supplier performance, and enhanced operational efficiency. It allows us to effectively manage the company's total spend and optimize the utilization of resources, resulting in a competitive advantage in the market.
In conclusion, the current strategy of not using the Purchasing group to buy MRO items is inappropriate in today's environment. An effective MRO purchasing strategy, leveraging the expertise and capabilities of the Purchasing group, is crucial for cost savings, process efficiency, and supplier management. My current employer recognizes the importance of this strategy and has implemented comprehensive systems, processes, and technologies to handle MRO/Indirect purchasing efficiently.
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WHAT DO YOU MEAN BY MARKET DEVELOPMENT ? EXPLAIN.
Answers
Answer:
market development is a strategic step taken by a company to develop the existing market rather than looking for new market .The company looks for a new buyers to pitch the product to a different segment of consumers in an effort to increase sales.
The main types of markets are called _____.
residential
consumer
industrial
customer
Answers
which of the following is the correct word phrase of "4b+10"?
A. four added to 10
B. the product of four and B added to 10
C. the sum of 4 and B plus 10
D. the product of four and B subtracted to 10
Answers
4b can be interpreted as 4 multiples by b. B is a variable in this expression. Plus 10. So it would the product of four and B added to 10.
Language is the most complex challenge global marketers face.
True
False
Answers
Answer: False
Explanation:
virginia has business property that is stolen and partially destroyed by the time it was recovered. she receives an insurance reimbursement of $5,000 on property that had a $14,000 basis and a decrease in market value of $10,000 due to damage caused by the theft. what is the amount of virginia's casualty loss? a.$4,000 b.$5,000 c.$10,000 d.$14,000 e.none of these choices are correct.
Answers
The correct option among all the options that are given in the question is option "A."Virginia's casualty loss is $4,000.
What is a Casualty Loss?A casualty loss occurs when there is damage, destruction, or loss of property resulting from an unusual or unexpected occurrence, such as a fire, storm, earthquake, or flood. A casualty loss may occur as a result of theft or vandalism.
How is a Casualty Loss Calculated?The amount of a casualty loss is calculated by subtracting the fair market value of the property immediately before the event that caused the loss from the fair market value of the property immediately after the loss. In the case of theft, the fair market value immediately before the loss is the adjusted basis of the property.
The adjusted basis is the original purchase price plus the cost of any improvements, minus any depreciation deductions claimed by the owner. Virginia's business property is partially destroyed by the time it was recovered.
She gets an insurance reimbursement of $5,000 for the property that had a basis of $14,000 and a decrease in market value of $10,000 caused by the theft.
As a result, Virginia's casualty loss is $4,000. She has to subtract the insurance reimbursement of $5,000 from the basis of $14,000 and decrease in market value of $10,000: $14,000 basis + ($0 market value - $10,000 decrease in market value) - $5,000 reimbursement = $4,000 casualty loss. Hence, the correct option is A.
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Type the correct answer in the box. Spell all words correctly. What do inventory firms use when moving delicate products? Inventory firms use________ belts when moving delicate products.
its not multiple choice- need help!
Answers
Answer:
conveyor belts
Explanation:
A conveyor belt is a moving band, e.g. a conveyor belt is used in airports when you are retrieving your luggage after you arrive to your destination. They can be used to transport bulk materials or delicate products. Their length also varies, since they can be very short, e.g. just a few feet, to very long, e.g. transport goods for many yards.
Whats better: Mustang or Dodge
Answers
Answer:
Mustang
Explanation:
Answer:
I think Mustang
Explanation:
It's just my choice because I think it's the best and maybe I don't know if dodge is the foreign one lol?
the theory advocates government intervention in highly capital-intensive, high entry-barrier industries in which domestic firms may have little chance without government assistance. group of answer choices product life cycle laissez faire strategic trade absolute advantage
Answers
The strategic trade theory advocates government mediation profoundly capital-serious, high passage obstruction businesses in which homegrown firms might have minimal possibility without government assistance. option (C) is correct.
Strategic trade is the control of the product, import, global travel, and parcel of specific wares to specific beneficiaries or for guaranteed end-utilizes/end-clients and in specific conditions.
Strategic trade policy (STP) is an administration strategy that endeavors to move overabundance benefits in oligopolistic global business sectors toward the nation of origin firms. For instance, a Chief at the same time seeking a specific degree of productivity and piece of the pie expansions in new developing markets.
Therefore, option (C) is correct.
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This question is not complete, Here I am attaching the complete question:
The theory advocates government intervention in highly capital-intensive, high entry-barrier industries in which domestic firms may have little chance without government assistance. group of answer choices product (A) life cycle
(B) laissez faire
(C) strategic trade
(D) absolute advantage
A gene is considered to be dominant it mark ______
A. it is expressed only in homozygous state B. It is expressed only in heterozygous condition C. it is expressed both in homozygous and heterozygous condition D. it never expresses its effect in any condition
Answers
A gene is considered dominant if it is expressed both in homozygous and heterozygous condition. The correct answer is option C.
The term "dominant" in genetics indicates a type of gene that will always be expressed if present. When a dominant gene is present, it will always show up and mask any recessive genes that are also present. The recessive gene only shows up if the dominant gene is not present.
The expression of dominant genes in both homozygous and heterozygous conditions suggests that if an individual has either a homozygous or heterozygous condition, the dominant gene will be present in the offspring. As a result, both homozygous and heterozygous conditions are necessary for dominant genes to be present. An example of a dominant gene is brown eye color. Brown eyes are dominant over blue eyes.
Therefore, if an individual has one brown-eyed parent and one blue-eyed parent, they will have brown eyes because the brown eye color gene is dominant and always expressed. In a case where both parents have brown eyes, their child may have either brown or blue eyes, depending on whether or not they are carriers of the recessive blue eye color gene.
The answer, therefore, is option C.
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Teller's checks and personal checks are classified as
O A. drafts
O B. obligors
C. notes
D. certificates
Answers
Answer: they are classified as D) certificates
Explanation:
Jolene has always wanted to work in Physical Therapy. Which career would be the best choice if she wants to get into a job that has fast-growing availability?
A. Physical Therapist Assistant
B. Physical Therapist Aide
C. Physical Therapist
D. Physical Therapist Technician
help? D:
Answers
Answer:
A.) Physical Therapist Assistant
Explanation:
Just did on Edge 2020. Hope this helps you and others out.
The best career choice that would have taken by Jolene in order to work in the field of Physical therapy is to become a Physical Therapist Assistant.
Option A is the correct answer.
What is meant by physical therapy?Physical Therapy is a kind of treatment done by professionals to relieve a person from pain.
Physical therapist Assistants are professionals who are qualified with an accredited degree in the course of Physical Therapy Education. They are worked under the guidance of Physical Therapists. They also helped the physical therapists with the healthcare problems of the infants to the individual who died.
Therefore, the Physical therapist assistant would be the career chosen by Jolene in order to work in the desired field.
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Why is money management important? How would you rate your own money management?
Answers
Answer:
because it has money
Explanation:
Answer:
Money management is important because you should have a balance of bills to pay, and money you keep for fun. If you don't have this then you might have to pay to much money for bills, and you not having enough to pay them off.
Explanation:
How did Mulcahy’s life and professional experiences contribute to her personal application of the four dimensions of EQ (emotional intelligence) and AL (authentic leadership)? Provide examples. • When Mulcahy became COO, in what ways did she use EQ and AL to navigate a challenging organizational landscape? Explain your reasoning. • Does Mulcahy use power, influence, or both? Provide a specific example to support your perspective.
Answers
Many academics believe that emotional intelligence is a much more important tool than intelligence quotient. individuals with strong emotional intelligence.
How does emotional intelligence help a leader be effective?
The capacity of a leader to create shared goals and objectives, inspire trust and cooperation, and uphold enthusiasm, confidence, and optimism inside an organisation are all influenced by emotional intelligence.
Positive workplace culture is created by emotional intelligence, and this indirectly boosts productivity and efficiency. The organisation and team members experience growth, innovation, and creativity as a result. It continuously inspires team members and leaders to perform at their highest level
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1. Your friend asks to borrow $50 and offers to pay you back with interest. What factors
would you consider in your decision to accept or decline their request?
Answers
The factors that you have to think about would before giving out the loan would be the following:
The loan periodThe ability to pay back the loanThe interest that is on the loanHow the money is to be returned.What is a loan?This is the term that is used to refer to an amount of money that would be given to a person that is the borrower by the lender for a period pf time and for them to pay back with interest.
To be able to determine if you are to give out a loan, you have to take the ability of the person to pay you back the amount as a fator.
Also you have to check the character of the person that you are to loan the money to.
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in regression analysis, quantitative variables assume meaningful numerical values but qualitative variables represent
Answers
In regression analysis, quantitative variables assume meaningful numerical values, allowing for mathematical calculations and comparisons.
Qualitative variables, on the other hand, represent categories or characteristics that do not have inherent numerical values. They are typically represented by labels or attributes, such as gender, color, or type. In regression analysis, qualitative variables are often transformed into dummy variables or indicator variables to incorporate them into the analysis.
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Which type of data do researchers collect the personal interviews?
Answers
Answer:
The correct answer is "Face-to-face interviews".
Explanation:
Face-to-face surveys or interviews are an important way of gathering information used throughout survey methodology. Throughout these interviews, research teams are collecting location information from participants across one cooperation or bonding. This method of collecting information seems to be unique or even just highly personalized.Answer: unstructured or informal in nature
Explanation:
took it on edmentum
Peter owns 100 shares of a company. He receives a fixed rate of dividend from these shares. Which type of share has Peter purchased?
A. equity shares
B. preference shares
C. ordinary shares
D. priority shares
E. investment security
Answers
Answer:
B. preference shares
Explanation:
Preference shares are issued by corporate to raise additional capital. They are considered hybrid securities because they combine elements of debts and equity. Preference shareholders have a priority claim in dividends over ordinary shares. They enjoy fixed dividends payments but have no voting rights.