When a small business is refused a loan because it is not profitable and deemed a poor credit risk, the owner can usually turn to _____ as a source of short-term funds.

A) venture capital companies

B) trade credit

C) stockbrokers

D) loans from insurance companies

Answers

Answer 1

The owner of a small business can typically turn to trade credit as a source of short-term funds when it is denied a loan because it is deemed a poor credit risk and not profitable. B) trade credit is correct .

What is implied in terms of professional career credit?

The simplest definition of trade credit is an arrangement to purchase goods and/or services on account without making immediate cash or check payments. Trade credit can refer to a variety of terms. When favorable terms are agreed upon with a business's supplier, trade credit is a useful tool for growing businesses. Businesses greatly benefit from trade credit, a type of commercial financing, in their operations. It is a sans interest credit for a purchaser, permitting them to get merchandise with installment due sometime in the future at no additional charge.

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Related Questions

P=1+Q

Find the quantity demanded and quantity supplied when government imposes a price ceiling of $14 per unit.

(ii) Find the quantity demanded and quantity supplied when government imposes a price ceiling of $10 per unit.

Price floor:

(1) Find the quantity demanded and quantity supplied when government imposes a price floor of $12 per unit.

(2) Find the quantity demanded and quantity supplied when government imposes a price floor of $8 per unit.

Answers

Price floor of $12 per unit: Quantity demanded (Qd) = 7 units; Quantity supplied (Qs) = 13 units.Price floor of $8 per unit: Quantity demanded (Qd) = 13 units; Quantity supplied (Qs) = 1 unit.

When the government imposes a price ceiling of $14 per unit, then the quantity demanded and supplied will be such that the ceiling price of $14 per unit equals the price. Therefore, in such a situation, quantity demanded would be equal to 15 units while the quantity supplied would be equal to 9 units. This creates a shortage in the market.

The given expression is: P = 1 + Q

We know that quantity demanded and quantity supplied are equal at the equilibrium price. So, equating quantity demanded and quantity supplied, we get:

1 + Q = Q

Therefore, Q = 1

Price ceiling of $14 per unit:

Quantity demanded (Qd) = 15 units;

Quantity supplied (Qs) = 9 units.

Price ceiling of $10 per unit: Quantity demanded (Qd) = 9 units; Quantity supplied (Qs) = 13 units.

When the government imposes a price floor of $12 per unit, then the quantity demanded and supplied will be such that the floor price of $12 per unit equals the price. Therefore, in such a situation, quantity demanded would be equal to 7 units while the quantity supplied would be equal to 13 units. This creates a surplus in the market.

Price floor of $12 per unit: Quantity demanded (Qd) = 7 units; Quantity supplied (Qs) = 13 units.Price floor of $8 per unit: Quantity demanded (Qd) = 13 units; Quantity supplied (Qs) = 1 unit.

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ABM Services paid a $4.15 annual dividend on a day it closed at a price of $54 per share. What
was the yield?

Answers

Answer:

Explanation:

94:15

What is the first thing an employee should do when they face conflict with a patient?.

Answers

When the employee faces a conflict situation with the patient, they have to : Pause to try and determine the cause of the conflict.

What is conflict?

Conflicts result from conflicts of interest, viewpoints, or even philosophical concepts. The basis of conflict can be personal, racial, class, caste, political, or even international, thus it will always exist in society.

Conflict is the term used to describe the discord brought on by opposing beliefs, objectives, and circumstances. Internal and external conflicts have two subtypes each, and there are two branches of each. Conflict can exist within an individual or a group.

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what is bad customer service ? with example​

Answers

Bad customer service is like the employee or waiter is being mean or bad to the customers
An example is if you went into a restaurant and a worker came up to you and have bad posture and looked bored she may speak very rudely or seem to not be paying attention then if your food takes a while to come out or even if they say something that makes you uncomfortable or angered. They are many ways or bad customer service like in a clothes store if your buying g something and they treat that item with barely any respect.

Leila has a table in a spreadsheet she wants to format. Which options will allow her to format the table without changing its content?

Leila has a table in a spreadsheet she wants to format. Which options will allow her to format the table

Answers

Answer:

All of them, except "Find and replace, Text."

Explanation:

The price of a ranchette estate is $260,000. The bank requires a 15% down payment and 3 points at the time of closing. The cost of the ranchette is financed with a 30-year fixed-rate mortgage at 7.45%. What is the mortgage amount? *

Answers

Answer:

Missing word "and the cost of one point at the time of closing"

Down payment = $260,000*15%

Down payment = $260,000*0.15

Down payment = $39,000

Amount of mortgage = $260,000 - $39,000

Amount of mortgage = $221,000

Cost of 3 point at the time of closing = 3% of amount of mortgage

Cost of 3 point at the time of closing = 3% * $221,000

Cost of 3 point at the time of closing = $6,630

list at least 6 things your credit card company must clearly disclose to consumers. ?

Answers

The Truth in Lending Act, often known as rule Z or TILA, mandates that lenders consumers information on all costs and expenses related to a loan. TIn order to promote honesty and transparency.

This federal regulation from 1968 requires that lenders disclose the conditions and costs of consumer loans. The annual percentage rate (APR), finance charges (including application fees, late fees, and prepayment penalties), finance charge information, a payment schedule, and the total repayment amount consumers the loan's lifetime must all be included in the lender's Truth in Lending (TIL) disclosure statement. You are protected from unreliable and dishonest credit invoicing and credit card practises by the Truth in Lending Act (TILA).

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which is not a primary role of financial intermediaries in the market for funds?

Answers

One of the primary roles of financial intermediaries in the market for funds is to help channel funds from investors to borrowers. They do this by pooling funds from various investors and lending them out to borrowers.

This helps to increase the efficiency of the lending process by reducing the need for individual investors to directly negotiate with borrowers.

However, financial intermediaries may also perform other roles in the market for funds, such as risk management, market making, and portfolio management. These roles may vary depending on the specific intermediary and the type of financial instrument involved.

It is important to note that the role of financial intermediaries in the market for funds can be complex and multifaceted. Each intermediary may have its own unique set of services and functions that it performs to facilitate the flow of funds in the market.  

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define ecommerce in business with example​

Answers

Answer:

See below

Explanation:

eCommerce refers to business transactions conducted via internment. eCommerce is the short form of electronic commerce. It is the selling and buying of products and services through the internet platform. eCommerce includes other commercial transactions conducted online such as online/internet banking, online money transfers, online auctions, ticketing, and payments.

An example of eCommerce is the online retail stores where shoppers pick and select merchandise on the retail store's website and pay online. The retail store then organizes for the items to be delivered to the customer's premises.

Under the __________, NO writing is required where the guarantor makes a collateral promise for the main purpose of obtaining some personal economic advantage

Answers

The blank space should be filled with; Statute of fraud.

Provisions of the Statute of Fraud

Within the provisions of the statute of fraud; no writing is required where the guarantor makes a collateral promise for the main purpose of obtaining some personal economic advantage. On this note, it follows that any contract that creates or transfers an interest in land is within the statute of frauds.

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What part of $14 is greater than $12

Answers

Answer:

$2

Explanation:

so this question is easy and not need to be explained much but if u don't know then there r many ways to find the answer one of it is to

$14 - $12 = $2

Done!!!!!

Three types of lobbying?​

Answers

Yes they are u didn’t know
Yes there are you didn’t know that?

Disadvantages of choosing a job that is extremely popular or in demand

Answers

The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.

What is a high demand job?

This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.

The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.

The number of qualified persons may become more than the job that is available for the people to do in the long run.

Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.

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Which kind of protection does homeowners insurance offer? Check all that apply.

A. It protects a car against theft in the parking lot.
B. It covers damages to a home.
C. It protects a home against theft.
D. It protects against accidents or injuries.
E. It covers property lost outside of the home.

Answers

Answer:

2,3,4,5

Explanation:

Homeowner's insurance keeps the owner safe from house damages, theft, accidents or injuries or mishap, etc

What do you understand by homeowners insurance offer?

Property holder's insurance contracts frequently cover the inside and beyond a home, as well as the misfortune or robbery of individual possessions and individual risk for harm to other people.

The home insurance cover:

The actual cost of the house, replacement cost, and extended replacement cost/value. The feature of  home insurance are:

It covers house damages It protects against theftagainst accidents or injuries or mishapproperty lost inside and beyond/outside the house

Therefore options B, C, D, and E aptly describe the homeowner's insurance.

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from the list below determine if each item represents an example of a barrier to entry or not. 1.) Pfizer is the only firm that is legally allowed to produce and sell Lipitor, a best-selling cholesterol drug.2.) Tinseltown Theaters shows almost all the most popular newly released movies.3.) DeBeers owns nearly all of the world's diamond mines.4.) Boeing already serves a large fraction of the jumbo jet market and is able to produce at a lower average cost than any potential competitors.

Answers

1) Pfizer having the exclusive legal rights to produce and sell Lipitor represents a barrier to entry, as it prevents other firms from entering the market for this specific drug.

2) Tinseltown Theaters showing most of the popular newly released movies does not represent a barrier to entry, as other theaters can still obtain rights to show these movies and compete in the market.

3) DeBeers owning nearly all of the world's diamond mines represents a barrier to entry, as it monopolizes the access to a crucial resource, making it difficult for potential competitors to enter the diamond market.

4) Boeing's large market share and lower average production costs represent a barrier to entry, as potential competitors would face challenges in achieving the same economies of scale and cost efficiency, making it difficult for them to enter the jumbo jet market.

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Winners of the Georgia Lotto drawing are given the choice of receiving the winning amount divided equally over years or as a​ lump-sum cash option amount. The cash option amount is determined by discounting the annual winning payment at ​% over years. This week the lottery is worth ​$ million to a single winner. What would the cash option payout​ be?

Answers

Based on the information given cash option payout​ is $10,570,847.19.

Cash option payout

First step is to calculate the PMT

PMT =18,000,000/19

PMT=$947,368.42

Second step is to find the cash option payout using financial calculator by imputing the below value.

PMT= -$947,368.42

FV=$0

N=19 years

I/Y= 6%

PV=?

Hence,

CPT PV=$10,570,847.19

Inconclusion the cash option payout​ is $10,570,847.19.

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Firms are more likely to effectively leverage their technologies in new markets if they identify new applications of the technology by identifying the ________ mode to generate ________ from ________ markets.

Answers

Firms are more likely to effectively leverage their technologies in new markets if they identify new applications of the technology by identifying the best mode to generate profits from new markets. best, profits, new the sentence.

What are Firms?

Generally, Firms are simply defined as the business as an essential component of any economic system in which individuals satisfy needs via the division of labor and the trade of products and services.

In conclusion, Firms are business-oriented organizations.

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Answer the following question in 3-4 complete sentences.

Which is more effective in transmitting information about a bird, Brancusi’s Bird in Space or John Audubon’s Wild Turkey?

Answers

Answer:

It actually depends on the information the artist wants to transmit. As, If the artist wants to show the graceful attributes and the motion of a bird, then Bird in Space would be most effective.

Hope this helped

Hope this helped ALL THE BEST !!

Answer:

At first sight Wild Turkey by John Audubon transmits more information because of its details, colors and because it is a literal painting. However, Brancusi’s Bird in Space is a sculpture that represents the speed and movement of birds, which gives also information although it is not literal. It can have many interpretations.

Explanation:

1. How much money must you set aside at age 20 to accumulate retirement funds of
$100,000 at age 65, assuming a rate of interest of 7 percent?

Answers

Answer:

$4,762.00

Explanation:

The applicable formula is the formula for calculating future values.

Fv= P( I+ r )^ n

where Fv= $100,000

p= principal amount

r= interest rate : 7% or 0.07

n= time or number of period : 65 years - 20 year

$100,000= p x ( 1+0.07)^45

$100,000= p x (1.07)^45

$100,000 = p21.00245

p=$100,000/21.00245

p=$4,761.904

Principal = $ 4,762.00

assume one of the public schools is privatised. what are the advantages and disadvantages of privatising the school​

Answers

Answer:

Advantages:-

1.Reduced political disturbances.

2.Proper facilities

3.The discipline in student is maintained .

4.Students can get proper guidance from teachers.

Disadvantages:-

1. Fee may be increased.

2.The services may lack which was given by government funds.

3.It may cause problem to poor students from poor family.

4.Public holidays is decreased.

Mrs. Smith inherited a cabin from her parents plus $100,000 in cash. The cabin needs a complete remodel that will cost $100,000.
They rent the cabin out when they are not using it. Rent is collected by a management firm, netted against expenses and paid to
the Smith's semi annually. The Smiths want to use their inheritance to fund their children's education. Mrs. Smith can sell the
cabin now in its current condition for $50,000 (after taxes) and invest the proceeds and the $100,000 at 5%. She could also make
the improvements to the cabin and wait to sell it when her children are ready to go to school. She would prefer to make the
the improvements and wait so the family can use the cabin as long as selling the cabin later exceeds the proceeds from selling it now.
The Smith's would like you to recommend the approach.
Calculate the following
Net Present Value at 5%
Net Present Value at 10%
IRR

Answers

To help the Smiths make an informed decision, we will calculate the Net Present Value (NPV) at 5% and 10%, and the Internal Rate of Return (IRR) for the two options:

Option 1: Sell the cabin now for $50,000 and invest the proceeds and the $100,000 at 5%.

Option 2: Make the improvements to the cabin and sell it later, using the rental income to fund their children's education.

Option 1:
1. Calculate the future value of the investment: FV = PV * (1 + r)^t
  FV = ($50,000 + $100,000) * (1 + 0.05)^t (assuming t years until the children go to school)

Option 2:
1. Calculate the present value of the rental income: PV = FV / (1 + r)^t (assuming annual rental income after expenses)
2. Calculate the present value of the cabin's sale: PV = FV / (1 + r)^t (assuming future sale price after taxes and t years until the children go to school)
3. Add the present values from steps 1 and 2 to find the NPV.

For both options, calculate the NPV at 5% and 10% discount rates.

Since we do not have specific values for rental income, future sale price, and the number of years until the children go to school, we cannot calculate the exact NPVs and IRR. However, the Smiths can use the steps outlined above to determine the best option based on their projections and preferences.

Your answer: To recommend the best approach for the Smiths, calculate the Net Present Value at 5% and 10% and the Internal Rate of Return for both options using the steps provided. Based on the results, the Smiths can make an informed decision that aligns with their preferences and financial goals.

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Why are GNP figures generally lower than the GDP figures in
South Africa?

Answers

Answer:

GDP stands for gross domestic product and includes the market value of all the finished and legal goods and services produced within a country during one year. While the GNP refers to gross national product and it measures the total market value of all the finished and legal goods produced by the citizens (including individuals and businesses) of a country.

Generally in developing countries, like South Africa, there are a lot of foreign multinational corporations that operate there. Their operations are included in the GDP, but since they are American, European or Asian multinational corporations, their operations are included in the GNP of their respective countries, not South African GNP.

Both dave and caroline produce sweaters and socks. If dave’s opportunity cost of 1 sweater is 3 socks and caroline’s opportunity cost of 1 sweater is 5 socks, then.

Answers

If Dave's opportunity cost of 1 sweater is 3 socks and Caroline's opportunity cost of 1 sweater is 5 socks, then Dave has a comparative advantage in the production of sweaters.

Comparative advantage measures advantage in terms of the value of production. Dave is producing one sweater at the value of three socks, whereas Caroline is producing one sweater at the price of 5 socks. This implies that Dave is more cost-efficient; thus, he has the comparative within the production of sweaters.

The U.S. has the comparative advantage in making shirts. within the US, the chance opportunity cost of constructing one shirt is jettisoning 1/3 boot, but Canada's cost of constructing 1 shirt is 1 boot.

The speculation of comparative advantage introduces cost as an element for analysis in choosing between opportunity cost different options for production. For example, if a rustic is skilled at making both cheese and chocolate, they will determine what proportion labor goes into producing each good.

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A credit card company advertises an APR of 14.7%, compounded daily. What
is the effective interest rate? Round your answer to two decimal places. ​

Answers

Answer:

16%

Explanation:

Effective interest rate  = (1 + i/m)^m  - 1

                                    = (1 + 0.147/365)^365  - 1

                                    = 0.1583

                                    = 0.16 = 16%

During 2024 , its first year of operations, Pave Construction provides services on account of
$160,000
. By the end of 2024 , cash collections on these accounts total
$110,000
. Pave estimates that
25%
of the uncollected accounts will be uncollectible. In 2025 , the company writes off uncollectible accounts of
$10,000
. Required: 1. Determine bad debt expense for the year ended December 31, 2024. 2. Determine the financial statement effects of the write-offs in 2025. Complete this question by entering your answers in the tabs below. Determine the financial statement effects of the write-offs in 2025. Note: Amounts to be deducted should be indicated by a minus sign.

Answers

What exactly do accounting in business mean?

A business may use an account to record debits and credits as proof of accounting transactions in a system of accounting. As a result, the accounts receivable account keeps track of both client billings and their decreases as a result of payments received from customers.

What do accounts serve as a means for?

The primary goal of accounting is to detect, quantify, and transmit economic information by recording financial transactions in the books of accounts. Also, tax reporting organizations mandate that you maintain at least minimal books that monitor your income and expenses.

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If the marginal benefit of the first donut is 30, the marginal benefit of the second donut is 15, and the marginal benefit of the third donut is 10,
what is the total benefit from eating 2 donuts?

Answers

Answer:

45

Explanation:

Marginal benefit is the additional satisfaction gained from consuming an additional unit of the good. It refers to the advantage associated with the consumption of one more unit of a product. The total benefit is total satisfaction derived from the consumption of goods and services.

The total benefit of consuming two doughnuts is the sum of consuming the first two doughnuts.

= 30 +45

=45

a corporation looking to raise funds would look to find people who would be interested in investing with that corporation. what person would help with this task?

Answers

A corporation looking to raise funds would typically seek the assistance of an investment banker to help with this task.

Investment bankers are financial professionals who specialize in assisting companies with raising capital through various means, such as public offerings, private placements, and debt financing. They have the expertise and network of contacts needed to connect corporations with potential investors who may be interested in investing in their business.

In addition to connecting corporations with potential investors, investment bankers also provide strategic advice on the best way to structure the financing, negotiate the terms of the deal, and ensure that the transaction is compliant with regulatory requirements. They also help corporations prepare the necessary financial documents and pitch materials to present to potential investors.

Overall, investment bankers play a crucial role in helping corporations raise funds and secure the capital needed to grow and expand their business operations.

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what is your favorite food?

do you love pets?

do you make good grades?

Answers

Answer:

Shimp, ehh, yeah

Explanation:

Pizza

Yes

I have all b’s.

If you see the letters "wh” on your paycheck, what do they stand for?

Answers

Withdraw I think.......
I’m pretty sure it means Withdraw

Bijoux Company has sales of $40,000, beginning inventory of $5,000, purchases of $25,000, and ending inventory of $7,000. The cost of goods sold is:
a.$23,000
b.$30,000
c.$40,000
d.$17,000

Answers

Cost of Goods Sold( COGS) is the total cost of force vended by the business. It's option A, $ 23,000.

Cost of sales is the book value of goods vended during the time. Cost is allocated to individual particulars using one of several formulas, including specific ID, first- by, first- out, or average cost.

COGS are only grounded on costs directly used to induce that profit, similar as Company force or labor costs attributable to specific deals.

Given:

net sales = $40,000

Inventory:

to start = $5,000

in the end = $7,000

purchases = $25,000

Cost of Goods Sold = Beginning of Inventory + Purchases - Inventory

at the end

cost = 5,000 + 25,000 - 7,000 = $23,000.

So your cost of goods sold is $23,000.

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