true or false: abc is designed to provide managers with detailed information about the cost of activities and is therefore not useful in providing sustainability-related information.
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False: ABC is not good for delivering information on sustainability because it is intended to give managers in-depth information on the amount of activities.
You can use the activity-based costing (ABC) method to determine production costs. It divides overhead expenses among tasks involved in manufacturing. Each production-related action, such as having employees examine a product, is given a cost by the ABC system. Activity-based costing offers a more precise way to calculate the costs of goods and services, which results in more precise price decisions. By making expensive and non-value-adding operations more visible, it gives better understanding of overhead expenses and cost drivers and enables managers to decrease or eliminate them. It is a method of accounting used specifically to allocate overhead costs by allocating them to activities. It is a manner, to put it simply.
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Related Questions
Explain the word taxation.
Answers
A visual depiction of the subassemblies and components that are needed to produce and/or assemble a product is called a(n):
A) Assembly time chart B) Product structure tree C) MRP II
D) Pegging E) Gantt Chart
Answers
A Gantt chart is a visual representation of the subassemblies and components that are required to produce and/or assemble a product. Option E
It provides a timeline view of the project, outlining each task or component required, and the duration of time it will take to complete each step.
The Gantt chart is an essential tool in project management and is widely used across industries. It allows project managers to plan, schedule, and track progress of a project in a visual format that is easy to understand.
By breaking down the project into its subcomponents and tasks, project managers can identify potential bottlenecks and dependencies, ensuring that everything is in place to keep the project on track.
In summary, a Gantt chart is a powerful tool that helps project managers to plan and visualize the subassemblies and components required to produce and/or assemble a product. It is an essential tool for any project manager looking to streamline their operations, minimize costs, and maximize efficiency. So the correct answer is Option E.
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JohnBoy Industries has a cash balance of $54,000, accounts payable of $134,000, inventory of $184,000, accounts receivable of $219,000, notes payable of $129,000, and accrued wages and taxes of $41,500. How much net working capital does the firm need to fund?
Answers
Answer:Net working capital = $152,500
Explanation:
Net working capital = CA– CL
Where CA= Current Assets = Cash + Inventory + Accounts Receivable
and CL= Current Liabilities= Account payable + Notes payable + accrued wages and taxes
CA=$54, 000 + $184,000 + $ 219,000 =$457,000
Current liabilities = Account payable + Notes payable + accrued wages and taxes
CL = $134,000 + $129,000 + $41,500 = $304,500
Net working capital = Current assets – Current liabilities
Net working capital = $457,000 – $304,500= $152,500
Net working capital = $152,500
According to the Sarbanes-Oxley Act of 2002, if an executive receives a bonus higher than that mandated by financial statements, the executive must appear in court o pay the company back O be fined 10-15 percent of his or her salary O be asked to leave the company
Answers
Executives who receive bonuses higher than required by financial statements may face legal consequences, such as appearing in court, paying the company back, or being fined 10-15% of their salary.
The Sarbanes-Oxley Act (SOX) was enacted to improve corporate governance and strengthen financial reporting practices in the United States. It introduced several provisions to promote transparency and accountability within companies. While the Act does not specifically address executive bonuses, it imposes strict regulations on financial reporting and imposes penalties for fraudulent activities.
If an executive receives a bonus higher than what is mandated by financial statements, it may indicate a violation of the Act's provisions. This could be seen as a misrepresentation of financial information or an attempt to manipulate company records. Depending on the severity of the violation and the circumstances, the executive may face legal consequences.
The specific penalties mentioned in the question, such as appearing in court, paying the company back, or being fined 10-15 percent of the salary, are not explicitly outlined in the Sarbanes-Oxley Act. The actual consequences would depend on the findings of an investigation or legal proceedings. In some cases, the executive may also be asked to leave the company if the violation is deemed severe or undermines the trust and integrity of the organization.
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As PlastiPharm’s business has expanded, the company has built a new addition and added new equipment. Each machine has the capacity to monitor the heat of the raw materials as they go through the machine – maintaining a temperate of 370 degrees, plus or minus ten degrees. If the temperate fluctuates beyond those parameters, the machine shuts down, and floor technicians address the issue and adjust ensure quality is maintained in the product. In addition, 100 percent of all products are visually inspected for defects. Why does PlastiPharm take such great efforts to ensure its products meet industry standards and customers’ needs?
Answers
The PlastiPharm take great efforts to ensure its products meet industry standards and customers’ needs because fulfilling the customer need and providing the customers good quality produce is one of the long-term goal of the industry.
What is an industry?An industry refers to a group of enterprises or companies or businesses in the market. An industry provides and services to the customers in the market.
The terms industry and sector are often used interchangeably to describe a group of companies that operate in the same segment of the economy or share a similar business type.
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Which of the following is not an example of professional behavior
?
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a small, privately-owned airline, sandpiper air, shares a small airport with its competitor, aeromass, as well as a café. the customers, taxi drivers, and other townspeople frequently interact with aeromass and the café in addition to sandpiper air. sandpiper air is an example of
Answers
Based on the scenario, Sandpiper Air is a good example of Administrative Management.
Administrative Management:
Involves the creation of a formal structure to facilitate an organization's successTries to promote the concept of teamwork and team leadershipSubordinates individual interest to the interest of the group or team.This subordination of interest helps Sandpiper Air and Aeromass to share a small airport, a cafe, the customers, and taxi services.
Administrative Management uses hierarchy to achieve its goals. An Administrative Management system is not a closed system because it receives input and produces output.
Thus, the focus of administrative management is not for the sole ownership of big infrastructure, but it attempts to elicit the cooperation of a wider network to achieve success.
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a+piece+of+equipment+costs+$15,000+today.+if+annual+inflation+has+been+a+steady+3.00%,+what+did+the+equipment+cost+6+years+ago?
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The equipment cost approximately $12,594.77 6 years ago, taking into account an annual inflation rate of 3.00%.
To determine the cost of the equipment 6 years ago, we need to account for the effects of annual inflation. Given that the annual inflation rate has been a steady 3.00%, we can use the concept of compound interest to calculate the past cost.
First, let's calculate the cumulative inflation over the 6-year period. Using the formula for compound interest, we can calculate the factor by which prices have increased:
Inflation factor = (1 + inflation rate)^number of years
= (1 + 0.03)^6
= 1.191016
Next, we divide the current cost of the equipment by the inflation factor to find the past cost:
Past cost = Current cost / Inflation factor
= $15,000 / 1.191016
≈ $12,594.77
Therefore, the equipment cost approximately $12,594.77 6 years ago, taking into account an annual inflation rate of 3.00%. Inflation erodes the purchasing power of money over time, so the same amount of money buys less in the future due to rising prices.
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A 15-year zero coupon $1,000 Par Value bond is available for purchase today. Similar bonds have YTM = 8.0%. What will be the price of this bod today?
Answers
The price of the 15-year zero-coupon bond with a $1,000 par value and a yield to maturity (YTM) of 8.0% will be approximately $439.42 today.
To calculate the price of a zero-coupon bond, we can use the present value formula. In this case, the bond has a par value of $1,000 and a maturity period of 15 years. The yield to maturity (YTM) is given as 8.0%.
The formula for calculating the price of a zero-coupon bond is:
Price = Par Value / (1 + YTM)^n
Substituting the given values into the formula:
Price = $1,000 / (1 + 0.08)^15
Calculating the denominator:
(1 + 0.08)^15 ≈ 2.937901
Now, substituting the value into the formula:
Price = $1,000 / 2.937901 ≈ $339.62
Therefore, the price of the 15-year zero-coupon bond with a $1,000 par value and a YTM of 8.0% will be approximately $439.42 today.
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The fact that multiple generations often work together in family businesses provides which of the following advantages? A) They will have equal skills with technology B) Family dynamics will play a part in business relationships C) perspectives of diverse clients are more likely to be taken into consideration D) Family members from different generations are more likely to get along
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Answer:
Explanation: B) Family dynamics will play a part in business relationships.
explain hotel manager
Answers
Answer:
Hotel managers are responsible for managing employees and for planning, marketing , coordinating and administering hotel services such as catering and accommodation facilities.
Answer:
hotel manager is the one who oversees all respects of running hotel housekeeping general maintain to the budget
All of the following were identified as factors that can influence the use of force decision-making process EXCEPT ______. *the culture and administrative ...
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All of the following were identified as factors that can influence the use of force decision-making process EXCEPT the culture and administrative practices of the police department.
The use of force decision-making process is a complex and multifaceted one that involves several factors that can affect the final decision. These factors can include the officer's training, experience, situational awareness, perception of threat, departmental policies and procedures, and the availability of backup or support.
Additionally, the use of force decision-making process can also be influenced by the officer's individual biases, prejudices, and personal experiences. It is crucial for law enforcement agencies to implement training programs and policies that can help officers make sound decisions while also addressing any potential biases or negative influences that may affect their decision-making process.
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Cain Company reports net cash provided by operating activities of $35,000. It also reports the following information under “Adjustments to reconcile net income to net cash provided by operating activities” on its statement of cash flows (using the indirect method).
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It can be seen from the solutions given that Cain's net income is $24,000.
Here is the solution:Net income = Net cash provided by operating activities - Adjustments
= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000
= $24,000
Therefore, Cain's net income is $24,000.
Here is a breakdown of the adjustments:
To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.
A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.
The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.
A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.
A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.
A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.
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A(n) _______ department is a unit within the organization that helps an organization follow rules and regulations and maintain the company’s overall culture and spirit of values and ethics.
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A(n) compliance department is a unit within the organization that helps an organization follow rules and regulations and maintain the company's overall culture and spirit of values and ethics.
The compliance department plays a crucial role in ensuring that the organization operates within legal and ethical boundaries. It is responsible for developing and implementing policies, procedures, and controls to prevent violations of laws, regulations, and internal policies. The department monitors and evaluates the organization's activities to identify and address any non-compliance issues.
By enforcing compliance, the department helps mitigate legal and reputational risks, protects the organization's integrity, and maintains stakeholder trust. It collaborates with other departments to provide guidance, training, and support in areas such as data protection, anti-corruption measures, employee conduct, and industry-specific regulations.
Therefore, the compliance department serves as a vital function within an organization to ensure adherence to rules, regulations, and ethical standards. Its activities contribute to maintaining a strong corporate culture, upholding the organization's values, and minimizing legal and ethical risks.
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Taco Bell fast-food restaurant does not chop the lettuce and tomatoes and grate the cheese used to make its menu items, but hires someone outside the restaurant to perform these tasks. By _____ these tasks, Taco Bell can keep its overhead low and concentrate its resources on taking customer orders and assembling food.
A. outsondling.
B. unbundling.
C. remarketing.
D. demarketing.
E. insourcing.
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If the company hires someone outside the restaurant to perform these tasks. By outsourcing these tasks, Taco Bell can keep its overhead low and concentrate its resources on taking customer orders and assembling food.
What is outsourcing?Outsourcing can be defined as the way in which a company or an organization decide to employ someone from outside of their organization to work from them.
Example a company can decide to outsource a person to work for them if they have too many uncompleted tasks to complete or when they have limited staff.
Therefore we can conclude that outsourcing has to do with recruiting someone outside a workplace.
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an employee can be dismissed if their job surplus to requirements' outline why this state ment is false
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The management of Bonga Corporation is considering dropping product D74F. Data from the company's accounting system for this product for last year appear below: Sales $ 942,000 Variable expenses $ 415,000 Fixed manufacturing expenses $ 356,000 Fixed selling and administrative expenses $ 263,000 All fixed expenses of the company are fully allocated to products in the company's accounting system. Further investigation has revealed that $217,000 of the fixed manufacturing expenses and $128,000 of the fixed selling and administrative expenses are avoidable if product D74F is discontinued. What would be the financial advantage (disadvantage) from dropping product D74F
Answers
Answer:
Financial disadvantage from dropping = $(182,000)
Explanation:
A product should be shut down if doing so would make the savings in fixed costs associated with the product to exceed the lost contribution. Other wise , the product should remain.
In a shut down decision , the following relevant cash flows should be considered:
1. Lost contribution from the product to be shut down
2. Savings in fixed directly attributable to the product under consideration.
So, we will apply these principles as follows:
Lost contribution from the product to be shut down:
(942,000-415,000) (527,000)
Savings from fixed direct fixed cost:
(217,000+128,000) 345,000
Net loss contribution (182,000)
Financial disadvantage from dropping = $(182,000)
oak tree Manufacturing Company is expected to pay a dividend of $3.36 in the upcoming year. Dividends are expected to grow at 8% per year. The risk-free rate of return is 4%, and the expected return on the market portfolio is 14%. Investors use the CAPM to compute the market capitalization rate and use the constant-growth DDM to determine the value of the stock. The stock's current price is $84. Using the constant-growth DDM, the market capitalization rate is _________.
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The market capitalization rate for Oak Tree Manufacturing Company, calculated using the constant-growth DDM, is 12% (0.12).
To determine the market capitalization rate (k) using the constant-growth Dividend Discount Model (DDM), we can use the following formula:
k = (Dividend / Current Price) + Growth Rate
Given the information provided, the dividend for the upcoming year is $3.36, the current price of the stock is $84, and the dividend growth rate is 8%. Plugging in these values into the formula, we can calculate the market capitalization rate (k):
k = (3.36 / 84) + 0.08 = 0.04 + 0.08 = 0.12
Therefore, using the constant-growth DDM, the market capitalization rate for Oak Tree Manufacturing Company is 12% (0.12).
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Individual Retirement Accounts allow people to shelter some of their income from taxation. Suppose the maximum annual contribution to such accounts is $6,000 per person. Now suppose there is a decrease in the maximum contribution, from $6,000 to $9,000 per year.
(a) Shift the appropriate curve on the graph to reflect this change.
(b) This change in the tax treatment of interest income from saving causes the equilibrium interest rate in the market for loanable funds to (fall/rise) and the level of investment spending to (increase/decrease).
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The shift in the graph would be from a maximum contribution of $6,000 to a maximum contribution of $9,000.
This change in the tax treatment of interest income from saving causes the equilibrium interest rate in the market for loanable funds to rise and the level of investment spending to increase.
(a) The given graph shows the market for loanable funds which illustrates how funds are supplied and demanded in the financial market. The graph is shown below:Now, the given situation is that the maximum annual contribution to Individual Retirement Accounts (IRA) is decreased from $6,000 to $9,000. This decrease in the maximum contribution will lead to a decrease in the supply of funds in the financial market. Thus, the supply of loanable funds will shift leftwards as shown in the graph below: (b) When the supply of loanable funds decreases, the interest rate will increase due to higher demand for funds.
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How do I record on windows computer
Answers
Explanation:
Navigate to the screen you wish to record and press Win+G to open Game Bar. Several Game Bar widgets appear on the screen with controls for capturing screenshots, recording video and audio, and broadcasting your screen activity. Click the Start Recording button to capture your screen activity.
Answer:
you'd need to download software for recording. as far as i know windows doesnt have built in recording capabilities. are you looking at screen recording or just sound?
Explanation:
Is debt finance the same as debt capital?
Answers
Answer:
no they are not the same hope this helps
4. If your checking account's balance is
$3,678.89 and you withdraw $1,514, what
is the remaining balance?
A $2,164.89
B $5,192.89
C$2,614.89
D $3,678.89
(Step by step ) please
Answers
Basically just subtract, 3,678.89-1514 = 2,164.89
help need this in 30 mins! 1. Describe an example of a task that it might make sense for a company to outsource. (1-2 sentences. 2.0 points)
2. Describe three things that you think are important for a company to include in its personnel policies. (1-3 sentences. 1.5 points)
3. Describe at least three pieces of information you would include when writing a job description. (1-3 sentences. 1.5 points)
4. Describe two methods you would use to find potential employees if you were in charge of advertising a job for a company. Explain why you would use these methods for advertising the job. (1-2 sentences. 3.0 points)
5. Describe at least two methods you would use to identify job opportunities if you were looking for a job. Explain why you would use these methods for job seeking. (1-2 sentences. 3.0 points)
6. Write your answers to at least three of the lesson 2 questions on what you want from your life page. (1-3 sentences. 3.0 points)
7. Describe a career you would like to have, and explain how you could get started and then advance in that career. (1=3 sentences. 3.0 points)
8. Which part of the online job application was easiest for you to complete? Which section was the most difficult? Give at least one example of work experience, education, or special skills that you included in the application. (2-5 sentences. 3.0 points) CAUTION: To protect your privacy, make sure you don't list the names of specific places where you've worked or gone to school.
Answers
1. The best example of a task that makes a lot of sense in a company to outsource its customer support which is more common than phone support. Even the costs may be high, there are many parts which employing, providing office space, and training, and paying taxes on support reps are not very high. It makes sense because it is the best way to outsource a company and to make a better approach to the client.
2. Human resources staff are tasked with keeping up-to-date personnel policies for the companies they work for. These policies govern how a business is run, from hiring and termination to policies for sexual harassment and forms of workplace discrimination. Personnel policies are given to new employees to review, and they are often asked to sign a statement saying that they read and understand the policies. Policies and procedures vary from company to company, but certain elements are common.
3.
Heading information: Where they live, where they came from, who to contact when something bad happens.Work Environment: Know what's around you, be able to know it's safe for workers.3 or 4 skills they need to have: Being able to do the work they are task with.4. I would use employee referral programs and hire for attitude and then do training for skills. Employees working in your organization can be a valuable source of knowledge need when recruiting. They have friends and acquaintances that are in the same field. Come up with a policy that will enable staff to refer suitable candidates for job positions in the company. A smart recruiter should search for attitude when recruiting employees because skills can be gained. The best candidate should show a positive attitude towards a position with the required skills which is in most cases difficult to find. The technique to employ here as a recruiter is to find a person with a positive attitude towards a job posting.
5. The 2 methods which I will use to identify job opportunities if I was looking for a job would be, internships and company websites. Internships: As I am without a job, obtaining a short space among a renowned organization is an excellent method to acquire a footing in the entrance, or produce me including valuable business connections to convene upon in the eternity. Company Websites: If I want a job and want to get to know the company better, why not check out the job part of the company’s website. If I will see opportunities on the company’s website, there is a possibility I will obtain exactly the opportunity that I have been expecting for.
6. Write your answers to at least three of the Lesson 2 questions on the What You Want from Your Life page.
So here are the questions the question is talking about:
What activities do you most enjoy?What activities do you least enjoy?What things have you never done before but want to try?What things would your job need to include in order to make you feel satisfied?What things are you especially good at?What are your weaknesses?What values are most important to you?What issues or causes do you care most about?Which people in your life are most important to you?I answered these 3:
What are your weaknesses? My weaknesses include trouble focusing, impulsiveness, lack of motivation at times, and wanting to be recognized for my efforts. Which people in your life are most important to you? My mom, my grandpa, and my best friend. I would do anything for them, and they know that. I tend to care about their wellbeing more than my own because they give me the motivation to pursue any opportunity that comes my way. What things are you especially good at? I am good at motivating and helping others. I understand my faults and always try to improve in any shape, way, or form. I am also very personable.7. I am not sure what career I want to go in so I will just say an example. If I wanted to work in the veterinary field or be an animal doctor, some steps to take to lead toward this career would be to volunteer at the SPCA or animal shelters so I can get hands-on experience and a first-hand experience on what your career would be. With the prior knowledge of the animals on your resume, it would look good and they would hire me for my prior experience.
8. The section that was the easiest was the general information page. Including your name, age, etc. The hardest section for me was the goals section because I don’t really have any concrete goals at this point in my life right now and I am stuck choosing between multiple career options. One example of an experience I had in the past was when I would volunteer at my church (when I was religious). Now I tend to act as my mother’s secretary for her job, letting her know information from a voicemail, driving her, or taking notes for her meetings.
I put a lot of time and effort into this so, I hoped this helped! :)
PLEASE FILL THIS OUT I WILL GIVE BRAINLIST AND 100 POINTS FEDERAL INCOME TAX ONLINE ACTIVITY
FEDERAL INCOME TAX ONLINE ACTIVITY – During this lesson, you viewed many websites helpful for understanding and completing your income taxes. Now find another website with tax information and identify its features. Complete the following worksheet and submit it to your instructor.
Website address: ____________________________________________________________________
Name of site: _______________________________________________________________________
Author(s) or Publisher(s): _____________________________________________________________
How you found the site: ______________________________________________________________
___________________________________________________________________________________
Four useful features of the site:
A.__________________________________________________________________________________
B.__________________________________________________________________________________
C.__________________________________________________________________________________
D.__________________________________________________________________________________
Two things you learned about taxes from this site that you didn’t know before:
A.__________________________________________________________________________________
B.__________________________________________________________________________________
Do you think this is a trustworthy site? Why or why not?
____________________________________________________________________________________
____________________________________________________________________________________
Two suggestions for changes to this website that would make it better:
A.__________________________________________________________________________________
B.__________________________________________________________________________________
Answers
Website address: \https://www.firs.gov.ng/
Name of site: [insert name of site here]
Author(s) or Publisher(s): [insert author(s) or publisher(s) name(s) here]
How you found the site: [From an online survey]
Four useful features of the site:
A. Clear and organized layout
B. Relevant and up-to-date information
C. Interactive tools such as tax calculators
D. Resources and links to further information
Two things you learned about taxes from this site that you didn’t know before:
A. The difference between standard deductions and itemized deductions
B. The importance of keeping accurate records for tax purposes
Do you think this is a trustworthy site? Why or why not?
Yes it is trustworthy because of its several layers of security. ]
Two suggestions for changes to this website that would make it better:
A. Add more examples and real-life scenarios to help explain tax concepts
B. Offer more resources for tax preparation and filing, such as downloadable forms and worksheets.
What is a website?A website is described as a collection of web pages and related content that is identified by a common domain name and published on at least one web server.
Websites are typically dedicated to a particular topic or purpose, such as news, education, commerce, entertainment or social networking.
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when someone opens a cupcake bakery, what role would they play in the economy is it researcher, analyst, economist, or producer?
Answers
Answer:
producer
Explanation:
a producer is someone who is producing a product.
As the bakery creates his/her product from materials and sells it to his buyers
what is the most appropriate test to evaluate whether a government-spending program will improve living standards and lead to higher income levels?
Answers
The most appropriate test to evaluate whether a government-spending program will improve living standards and lead to higher income levels is a cost-benefit analysis.
A cost-benefit analysis is a tool used to evaluate the overall economic efficiency of a project or policy by comparing the costs and benefits of the program.
It allows policymakers to compare the monetary value of the benefits of the program to the costs of implementing it. This can help to determine whether the program is likely to lead to an overall improvement in living standards and higher income levels for the targeted population. It is important to note that a cost-benefit analysis is not a perfect test, as it has some limitations, such as difficulty in estimating the value of non-monetary benefits, and the lack of consensus on how to value certain benefits or costs.
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Ace electronics recorded a debit to sales returns and allowances and a credit to accounts receivable, along with a debit to inventory and a credit to cost of goods sold. What business event must have taken place?.
Answers
The business event that must have taken place regarding the account receivable is that the customer received a damaged product and returned it.
What is account receivable?Accounts receivable simply means an asset account on the balance sheet which represents money that is due to a company in the short term.
In this case, since Ace electronics recorded a debit to sales returns and allowances and a credit to accounts receivable, a customer received a damaged product and returned it.
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Having a(n) means the amount of your liabilities is larger than the value of your assets.
Answers
Having a negative net worth means the amount of liabilities is larger than assets.
What is net worth?Net worth is the amount by which assets exceed liabilities. In other words, net worth shows the difference between what is owned by one and what one owe.
If the assets exceed liabilities, then it is a positive net worth. Also, if the liabilities are greater than the assets, it is a negative net worth. Net worth would be the amount of cash you would have if you were to sell all of your personal belongings and pay off all the debt
Therefore, having a negative net worth means the amount of one's liabilities is larger than the value of the assets.
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negetive net worth................
In a DPP, a general partner is all of the following except A) one who buys and sells the program's property. B) one who appoints the property manager. C) a key executive who makes day-to-day business decisions. D) one who has limited liability.
Answers
Answer:
I believe that the answer is B
When calculating the Annual Percentage Rate, it is important to consider?
Answers
Answer:
APR, or annual percentage rate, is your interest rate stated as a yearly rate. An APR for a loan can include fees you may be charged, like origination fees. APR is important because it can give you a good idea of how much you'll pay to take out a loan.
Explanation: