True. To determine the present value of an ordinary annuity, we use the formula: PV = C × [1 - (1 + r)^(-n)] / r
where PV is the present value, C is the cash flow per period, r is the interest rate, and n is the number of periods.
For the first statement:
PV = $1,000 × [1 - (1 + 0.09)^(-10)] / 0.09
PV ≈ $6,418
Since the given present value matches the calculated present value, the statement is true.
For the second statement:
PV = $1 × [1 - (1 + 0.18)^(-40)] / 0.18
PV ≈ $5.55
Again, since the given present value matches the calculated present value, the statement is true.
Both statements are true.
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Mr. Parker sells 10 bottles of wine per week at $50 per bottle. He can sell 11 bottles per week if he lowers the price to $45 per bottle. The quantity effect of the sale of an additional bottle would be _______, whereas the price effect of the sale of an additional bottle would be ________
The quantity effect of the sale of an additional bottle would result in an increase in revenue by $45 whereas the price effect of the sale of an additional bottle would result in a decrease in revenue by $50.
What is sales revenue?
Sales revenue is the amount earned by a company by selling their manufactured goods or services
Given values:
For quantity effect (reduced price is constant and quantity changes)
Number of bottles sold at a normal price: 10
Number of bottles sold at a reduced price: 11
Price on the additional bottle (reduced price): $45
Computation of quantity effect on revenue:
\(\rm\ Quantity \rm\ effect =(\rm\ Number \rm\ of \rm\ bottles \rm\ at \rm\ a \rm\ reduced \rm\ price- \rm\ Number \rm\ of \rm\ bottles \rm\ at \rm\ a \rm\ normal \rm\ price) \times \rm\ Reduced \rm\ price\\\rm\ Quantity \rm\ effect =(11- 10) \times \$45\\\rm\ Quantity \rm\ effect =\$45\)
For price effect (quantity is constant and the price is changing)
Number of bottles sold at a normal price: 10
Normal price: $50
Price on the additional bottle (reduced price): $45
Computation of price effect on revenue:
\(\rm\ Price \rm\ effect =(\rm\ Normal \rm\ price - \rm\ Reduced \rm\ price ) \times \rm\ Number \rm\ of \rm\ bottles \rm\ at \rm\ a \rm\ normal \rm\ price\\\rm\ Price \rm\ effect =\$50 -\$ 45 ) \times 10\\\rm\ Price \rm\ effect =\$50\)
Therefore, the revenue increased by $45 in the quantity effect and decreased by $50 in the price effect on the additional sale.
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A __________ is any action that compromises the security of information owned by an organization.
A security attack is any action that compromises the security of information owned by an organization.
Any action that compromises the security of information owned by an organization is known as a security attack. Many types of security attacks can compromise an organization’s security. Phishing is a security attack, where attackers try to steal sensitive information or login credentials by tricking individuals into revealing their passwords or other personal information through fraudulent emails or websites.
Ransomware is a security attack where hackers encrypt an organization’s data and demand a ransom payment for its release. Organizations can take several steps to prevent security attacks by using an anti-phishing toolbar to protect against phishing attacks and when visiting a malicious website; implementing robust and modern cybersecurity tools to block DDoS attacks.
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How many seconds are there in 12.5 years? (Use 365 days/year and you should know how many hrs/day and min/hr and sec/min)
There are 394200000 seconds in 12.5 years (using 365 days/year and 24 hours/day and 60 minutes/hour and 60 seconds/minute).The number of seconds in 12.5 years can be found as follows:
Using 365 days per year, 24 hours per day, 60 minutes per hour, and 60 seconds per minute, there are 394200000 seconds in 12.5 years.
As seen here, there are 12.5 seconds in a year.We have 4562.5 days total (365 days each year x 12.5 years).
We have;365 days/year x 12.5 years = 4562.5 days
We know that;24 hours/day x 60 minutes/hour x 60 seconds/minute
= 86,400 seconds/day
So,4562.5 days x 86,400 seconds/day = 394200000 seconds
Therefore, there are 394200000 seconds in 12.5 years when using 365 days/year and 24 hours/day and 60 minutes/hour and 60 seconds/minute.
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Which situation is an example of direct taxation?
O A. A government charges a bank a fee on its deposits, so banks raise
rates for customers.
B. The government charges a tax on imports, which companies pass
on in the prices they charge buyers,
C. Businesses must send a portion of their income each year to the
government
D. Stores charge sales tax on each purchase and send that money to
the government
When Businesses pay a portion of their income to the government in the form of taxes, such a situation is an example of direct taxes. Therefore, (C) is the correct option.
What is Direct Taxes?Direct taxes are paid by the citizens directly to the government without any other stakeholder in between. there are majorly two types of direct taxes, corporate Tax, and Income tax.
Businesses pay corporate tax on their income, which is a form of direct tax.
Therefore, (C) is the correct option.
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Your portfolio has provided you with returns of 11.4 percent, 6.2 percent, −.7 percent, and 14.6 percent over the past four years, respectively. What is the geometric average return for this period?
7.57 percent
7.25 percent
7.72 percent
7.55 percent
7.63 percent
7.72%(Approx) is the geometric average return for this period. answer is option (c).
What is geometric average return?When a collection of values are calculated using the products of the terms, the geometric mean is the average rate of return. For series that show serial correlation, the geometric mean is best suited; this is particularly true for investment portfolios.
Popularly known as Geometric Mean Return, which is it is most frequently applied to compounded investments. On investments that are compounded over several periods, it is used to determine the average rate each period. An average that combines all values and determines the number's root is known as the geometric mean.
geometric average return=[(1+rate 1)(1+rate 2)(1+rate 3)(1+rate 4)]^(1/4)-1
= [(1+0.114)(1+0.062)(1-0.007)(1+0.146)]^(1/4)-1
which is equal to =7.72%(Approx).
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What section of the economy is the largest employer
Answer: public schools in the us
Explanation: 6,646,292...
Explain how the fertilizer real world application on moodle applies to this unit. be sure to use appropriate economic vocabulary and bold any economic vocabulary that you use.
The kind and collection of crops grown over a period of time on a given place of soil may be described because the cropping system. It can be a pattern of regular rotation of various crops or one of growing only one crop year after year on the equal area.
The practical goal is to decide how much nutrient material to add. since the farmer desires to recognize how much profit to count on if he buys greater fertilizer, the exams are interpreted as an estimation of increased crop manufacturing so one can end result from nutrient additions. price of vitamins need to be balanced towards value of crop or even towards alternative tactics, including investing the money in something else with a more potential go back. The law of diminishing returns is nicely exemplified in fertilizer technology. past a certain point, identical inputs of chemical substances produce much less and less yield growth. The goal of the farmer is to apply fertilizer in this sort of way that the maximum profitable charge is employed .Fertilizers can resource in making worthwhile changes in farming. Operators can reduce fees in step with unit of production and boom the margin of return over overall value by increasing rates of utility of fertilizer on predominant coins and feed plants. they're then in a role to invest in soil conservation and different improvements that are needed when moving acreage from surplus crops to other uses.
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Look for _____ in research information showing preferential treatment or consideration regardless of legitimate reasoning.
credibility
relevance
bias
additional sources
Answer:
bias
Explanation:
bias is the true anwer
A company with two factories learns that by using robots and other high-tech
equipment it can produce the same quantity with just one factory. It decides
to close one of its factories. Under the WARN Act, who must be notified of
this decision?
O A. The workers at both plants and the state and federal departments
of labor
OB. The workers of the plant to be closed, the local government, and
the state's department of labor
O C. The workers at the plant to be closed, the local government, and
the state's dislocated-worker unit
O D. The workers at both plants, the local governments of both
communities, and both states' dislocated-worker units
Answer:
O C. The workers at the plant to be closed, the local government, and
the state's dislocated-worker unit
Explanation:
The WARN Act seeks to offer protection to workers, their families, and communities by compelling employers to give a 60 notice day in advance of a planned plant closure or intended mass layoffs. The advance notice provides workers and their families time to adjust to the pending loss of employment. It accords workers some time to seek alternative employment or acquire new skills to compete for jobs.
Apart from the affected workers, The WARN act requires employers to notify the state dislocated worker units. This facilitates dislocated worker assistance to be availed promptly to the affected worker. The local government representatives should also be notified.
Which of the following is NOT a useful strategy when making an informed purchase?
1.Compare your option to similar products.
2.Calculate the unit price of the product.
3.Read the online reviews of the product and ask trusted friends who use it.
4.Purchase a product based on a social media influencer.
Which of these factors is an advantage to using cash?
Answer:
B no fees or charges
Explanation:
Your welcome
Answer:
B.no fees or changes this is the right one
Which one of the following statements accurately describes FICO?
A.FICO is firm that analyzes data collected by credit bureaus and generates a credit score.
B.FICO is a credit bureau.
C.FICO collects information about your financial dealings involving any sort of loan, debt, or billing.
D. FICO uses your grades and employment information to determine your creditworthiness
Answer:
c. FICO collects information about your financial dealings involving any sort of loan debt or billing.
FICO collects information about your financial dealings involving any sort of loan, debt, or billing. Thus, the correct answer is option C.
What is FICO?FICO, formerly Fair, Isaac and Company, is a data analytics business with a focus on credit scoring services that is situated in Bozeman, Montana. Its formal name is Fair Isaac Corporation. In 1956, Bill Fair and Earl Isaac started it. A standard of consumer lending in the US is the FICO score, which measures the risk of consumer credit.
A business can store a complete copy of its financial transaction data because of FICO. FICO is specifically designed to assist businesses in producing and managing financial statements for analysis and reporting as well as supporting efficient business planning and decision-making.
Therefore, FICO collects information about your financial dealings involving any sort of loan, debt, or billing.
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A firm has four different investment options. Option A will give the firm $10 million at the end of one year, $10 million at the end of two years, and $10 million at the end of three years. Option B will give the firm $5 million at the end of one year, $10 million at the end of two years, and $15 million at the end of three years. Option C will give the firm $15 million at the end of one year, $10 million at the end of two years, and $5 million at the end of three years. Option D will give the firm $21 million at the end of one year, nothing at the end of two years, and $9 million at the end of three years. Which of these options has the highest present value if the rate of interest is 5 percent
Answer:
The answer is "Option D".
Explanation:
Using the formula for calculating present value:
\(= \frac{Future \ value}{(1+r)^n}\\\\\)
that's why "Option D" is correct.
The supply and demand equations for a clothing product in a particular week are given by
p=0.7q+6 Supply Equation
p=-1.7q+18 Demand Equation
where p is the price in dollars and q is the quantity in hundreds
Find the equilibrium price and quantity.
Note:
The format of your answer for the price must be written as an integer with two decimals. Examples of this format is $8.35 or $4.00.
The format for the quantity must be written in only integer (in 100), for example 200 (not 2).
At the equilibrium point, the price for the clothing product settles at $9.50, while the corresponding quantity reaches 500 (in hundreds).
To find the equilibrium price and quantity, we need to set the supply equation equal to the demand equation and solve for the values of p and q.
0.7q + 6 = -1.7q + 18
Combining like terms, we have:
2.4q = 12
Dividing both sides by 2.4, we get:
q = 5
Substituting the value of q back into either the supply or demand equation, we can find the equilibrium price:
p = 0.7(5) + 6
p = 3.5 + 6
p = 9.5
Therefore, the equilibrium price is $9.50 and the equilibrium quantity is 500 (in hundreds).
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Your brother has asked you to help him with choosing an investment. He has $5,000 to invest today for a period of two years. You identify a bank term deposit that pays an interest rate of 4.25 percent with the interest being paid quarterly. What will be the value of the investment in two years?
How to Apply the Rule of 72. According to the Rule of 72, $1 invested at a 10% yearly constant interest rate would increase to $2 after 7.2 years ((72/10) = 7.2). In reality, a 10% investment will double in 7.3 years ((1.107.3 = 2)).
How much entertainment, compounded annually, would it take to double a fund in six years?You may also calculate it backwards: divide 6 by 72 to get that a hobby charge of roughly 12 percent will be needed if you want to quadruple your money in six years.
What hobby costs how much per year if you want to double your money in three years?How to Apply the Rule of 72. For instance, the Rule of 72 stipulates If you want to double your money in three years, your investments must provide annual returns of between 21% and 24% (72/3 years). Similar to this, if you want to double your money in five years, your assets must grow at a rate of about 14.4% per year (72/5).
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to ________, lance, an hr manager, shares his company’s job openings on social media and online job postings.
Answer: Recruit from outside the organization
Explanation:
To Recruit from outside the organization, lance, a hr manager, shares his company’s job openings on social media and online job postings.
What is online job postings?
Job posts, also referred to as job advertising, are the main way that businesses find new employees to fill open positions. Historically, newspaper classifieds were a common place for employment advertisements. Nowadays, job advertisements are frequently posted online.
An external advertisement of your open position with the goal of attracting candidates is known as a job posting. It is written in an enticing style and includes details about the employment opportunity as well as your business and the perks you provide.
Therefore, it's crucial to quickly locate and hire the ideal candidates if you want your organization to succeed. Employers who know how to attract top talent understand the importance of the job advertisement. If candidates aren't compelled to apply by your job posting,
Thus, To Recruit from outside the organization
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Rapid-Built Homes specializes in low-cost prefabricated, modular homes that can be erected in a mat-ter of days anywhere in the country. Rapid-Built focuses on entire subdivisions of homes developed by real estate speculators. ModernModular Homes (ModMod) specializes in modular homes designed by architects which can be built anywhere in the country. The buyers usually build the home themselves from kits on their own lots. ModMod sells fewer than 100 house kits per year. ModMod is run by two professors of architecture as a sideline business. According to the "Framework of Competitive Analys-is," we can say that Rapid-Built and ModMod:________.
a. are direct mutually-acknowledged competitors.
b. have high resource similarity.
c. have high market commonality.
d. are probably not engaged in intense competitive rivalry.
Answer:
D, are probably not engaged in intense competitive rivalry
Explanation:
A competitive analysis framework or framework of competitive analysis can be said to be an analysis model that is used to examine a competitor market structure. This in turn helps you to properly prepare or structure your market analysis.
There are about 5 competitive analysis frameworks. They include SWOT(strength Weakness Opportunity Threats), Porter's five forces, Strategic group analysis, growth share matrix, perceptual mapping.
In the case of Rapid-Built Homes and ModMod, they are not exactly involved in intense competitive rivalry because while Rapid-Built homes is a developed by real estate speculators, ModMod is a side business for two architecture professors. This means that selling of housing units by Rapid-Builts is the source of main income for the company while for ModMod, is it not the main source of income for the professors.
Cheers
Acceptance of goods means that the buyer has agreed, by words or by conduct, that the goods received are conforming goods or a satisfactory accommodation. True Or False
Answer:
True
Explanation:
1) Acceptance of goods occurs when the buyer
(a) after a reasonable opportunity to inspect the goods signifies to the seller that the goods are conformingor that he will take or retain them in spite of their non-conformity; or
(b) fails to make an effective rejection (subsection (1) of Section 2-602), but such acceptance does not occur until the buyerhas had a reasonable opportunity to inspect them; or
(c) does any act inconsistent with the seller's ownership; but if such act is wrongful as against the seller it is an acceptance only if ratified by him.
An investor is considering the purchase of a small office building. The NOI is expected to be the following: Year 1, $234,000; Year 2, $244,000; Year 3, $254,000; Year 4, $264,000; Year 5, $274,000. The property will be sold at the end of year 5 and the investor believes that the property value should have appreciated at a rate of 3 percent per year during the five-year period. The investor plans to pay all cash for the property and wants to earn a 10 percent return on investment (IRR) compounded annually.
Required:
a. What should be the present value of the property today?
b. What should be the property value (REV) at the end of year 5 in order for the investor to earn the 10% IRR?
c. Based on your answer in (b), if the building could be reproduced for $2,640,000 today, what would be the underlying value of the land?
The present value of the property today should be around $958,265. The property value at the end of year 5 should be approximately $1,545,241. The underlying value of the land would be-$1,094,759.
a. To calculate the present value of the property today, we need to find the present value of the expected net operating income (NOI) over the five-year period.
Using the given NOI values and a discount rate of 10%, we can calculate the present value using the formula for the present value of an ordinary annuity. The present value of the expected NOI turns out to be approximately $958,265.47.
b. To determine the property value (REV) at the end of year 5, we use the concept of the future value of a cash flow. Given that the investor wants to earn a 10% internal rate of return (IRR), we can calculate the future value using the formula for the future value of a single cash flow.
The present value we calculated in part a ($958,265.47) will be compounded at the rate of 10% annually for five years. The resulting property value at the end of year 5 is approximately $1,545,240.66.
c. The underlying value of the land can be obtained by subtracting the cost of reproducing the building from the property value at the end of year 5. In this case, the cost of reproducing the building is given as $2,640,000.
Subtracting this cost from the property value of $1,545,240.66, we find that the underlying value of the land is approximately -$1,094,759.34. The negative value indicates that the cost of reproducing the building exceeds the property value, suggesting that the land itself has a negative value.
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What is the term for the situation where a firm's output is less than economic capacity? a. Excess capacity. b. Total capacity. c. Explicit capacity. d. Capacity output.
The term for the situation where a firm's output is less than economic capacity is "Excess capacity."
Excess capacity refers to the condition where a firm's production level falls below its potential or economic capacity. It means that the firm has the capability to produce more goods or services than it currently does. In this situation, the firm's actual output is lower than its maximum possible output given its available resources, technology, and market demand.
Excess capacity can arise due to various factors such as fluctuations in demand, inefficient production processes, or underutilization of resources. It represents a gap between the firm's current production level and its optimal production level.
Firms with excess capacity have the potential to increase their output without incurring significant additional costs, which can be a strategic advantage in capturing market share or responding to changing customer needs.
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Which of the following is a characteristic of economic services:
A) tangible
B) freely available to everyone
C) useful
D) non-transferable
Answer:
useful
Explanation:
i got it from USA test prep
A person offers you the following deal. You can have the proceeds of $2 doubled each year at the end of 15 years, or you can have $10,000 at the end of 15 years. Which deal should you take? Why?
Answer:
The deal I would take is the first deal.
Explanation:
I would take the first deal because as it's getting doubled by the number after the fourth year you would make $65,536 which is way more money then $10,000 at the end of 15 years.
Social relationship marketing is often more effective than financial relationship marketing.
a) True
b) False
Social relationship marketing is more effective than financial relationship marketing when it comes to marketing products or services. A more detailed explanation is given below:Social relationship marketing has become a useful marketing strategy for various businesses, especially in the age of social media.
Social relationship marketing works effectively since it is all about fostering strong relationships with customers. By doing so, it creates an emotional bond with customers, leading to increased customer retention rates and generating positive word of mouth. Furthermore, this approach is suitable for companies that do not have a lot of financial resources since it is more focused on building relationships than spending money on advertising. The approach aims to give discounts, cashbacks, and other financial incentives to keep customers coming back.
While this approach can work, it is not sustainable since customers might switch to another business offering a higher financial incentive. Besides, this approach is less personal and might not build the same emotional connection as social relationship marketing does.In conclusion, social relationship marketing is more effective than financial relationship marketing since it creates strong and long-lasting relationships with customers. The correct answer is option a). True.
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Q1. Discuss the differences of the "free flow" interview and the "patterned" interview. Explain which one you would choose for an entry level position interview.
The difference between patterned and free-flow interviews is Candidates are asked almost similar questions in a patterned interview. However, different aspirants are asked different questions based on situations and merit in a free-flow interview.
some of the differences between free flow interviews and patterned interviews:
-Questions are planned and created in advance in patterned interviews. On the contrary, unplanned questions are asked in a free-flow interview.
Which one to choose:
-Free Flow interviews are mostly applicable for entry level employees. Therefore, Free Flow interview questions are asked to entry level employees to gather some additional information about the employees.
Therefore, The Differences between patterned interview and free flow interview have been discussed. The best one for entry level employees has been addressed.
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Yuri wants to pay for his new chair using a check. What must he consider before using that method of payment? Yuri must check his credit history. Yuri must know the interest rate on a furniture loan. Yuri must be sure he has enough left in his checking account for any expenses and automatic payments. Yuri must check his credit card balance.
Answer:
C. Yuri must be sure he has enough left in his checking account for any expenses and automatic payments.
Explanation:
There are different ways to make payment. What he must consider is that Yuri must be sure he has enough left in his checking account for any expenses and automatic payments.
What is checking account?A checking account is known to be a type of bank account that allows a person to make deposit and withdrawal of their money for daily transactions very easy.
This also include when one deposit a check that one receive, taking out cash from the account with your debit card and others. He must make sure he has enough left in his checking account before ordering.
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Do prices INCREASE during a PEAK in the Business Cycle?
the second stage of the business cycle of the maximum limit of growth is attained is a economic indicators do not grow further and are at their highest. Prices are at their peak
Briefly describe a sensible equipment maintenance checklist appropriate for a travel booking agency with about four computers that are used to go online and make flight and hotel reservations and use dedicated calendar, appointment, and customer database software. Include in your description at least three discrete programs, systems, procedures, or operations that would go on this checklist. For at least one of the items on the list, describe in detail how you would actually use that procedure in practice, including how often the procedure should be performed
Answer:
Checklists are clear
Explanation:
checklist:-
Checklist is the simplest method for systematizing scoping of the likely effects of a proposed policy. They help point out areas that require a more detailed assessment. This way, checklists can help to organize the assessment and identify the most important issues.Steps to create
Step 1: Do a “brain dump”
Step 2: Organize and prioritize tasks.
Step 3: Put them on your to-do list.
Step 4: Check off each item as you complete it.
Step 5: Continue adding items as they come up.
What are the five C's of the marketing mix
The 5Cs in the marketing mix are Company, Collaborators, Customers, Competitors, and Context.
What is a Marketing mix?The marketing mix is the collection of activities, or tactics, that a business employs to market its brand or merchandise.
A marketing framework called the 5C Analysis is used to examine the environment in which a company operates.
Along with risk exposure to various environmental factors, it can shed light on the main success factors. The 5Cs are Company, Collaborators, Customers, Competitors, and Context.
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You have three separate accounts with your bank that you can manipulate with online banking. Account a is a checking account with a $5,245.50, Account b is a personal savings account with a $12,850.25 balance, and account c is a joint college savings account with your 12-year-old son. You move $2,500 from account b to account a to cover an unexpected bill. You also move 1.5% of the remaining balance in account b to account c. What is left in account b after these transfers?
Answer:
10,194.99625
Explanation:
12,850.25 - 2,500 = 10,350.25
10,350.25 - 1.5%10350.25 = 10,350.25 - 155.25375
= 10,194.99625
P.C.
YOUR TEACHER IS CRAZY BRO...
Answer: 10,195
Explanation: love and trust
Which product costing system would better account for a unique product?
A. Overhead costing system
B. Product costing system
C. Job costing system
D. Process costing system
For a unique product, the job costing system would be the best product costing system to use. (Option C).
What is Job Costing System?The job costing system is used to track the costs associated with the production of a specific job, typically a custom or unique product. This system allows for the tracking of all direct costs (e.g., materials and labor) and indirect costs (e.g., overhead) associated with a specific job. By doing so, the job costing system can provide accurate and detailed cost information for each unique product.
On the other hand, the overhead costing system, product costing system, and process costing system are more commonly used for standard or mass-produced products, where the cost of each unit is generally the same. While these systems can provide useful cost information, they may not be able to capture the unique costs associated with a one-of-a-kind product.
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