SmartTech (ST) is likely to have the highest relative EFN (External Financing Needed) due to its high-growth nature and current loss-making situation.
SmartTech, being a high-growth software company operating at a loss, is likely to require additional external financing to sustain its operations and invest in research and development until it becomes profitable. This indicates a higher relative EFN compared to GiantMart, an established retailer with steady growth expectations.
SmartTech's gross profit margins are likely to be higher than GiantMart due to the nature of their respective industries. Software companies typically enjoy higher profit margins as they deal with intellectual property and have low production costs once the software is developed. On the other hand, retailers like GiantMart operate in a competitive market with lower profit margins due to pricing pressure, operating costs, and physical inventory-related expenses.
In terms of capital structure, SmartTech and GiantMart are likely to differ due to factors such as risk profile, asset intensity, and industry norms. SmartTech may have a higher proportion of equity financing to attract investors and support its growth plans, while GiantMart may rely more on debt financing with physical assets serving as collateral. These differences arise from the distinct characteristics and needs of the software and retail industries.
It's important to note that these are general observations, and actual financial decisions may be influenced by various factors specific to each company's situation.
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A process in which two or more people with common or conflict interests decide on a specific issue or business transaction
Answer:
Negotiation.
Explanation:
An individual with power over the specific allocation and use of resources is generally required or expected to be able to use that power in the decision-making process and take necessary actions.
However, if such individual refuses to exercise his or her powers as stated above, it would generate a conflict due to the fact that processes that are fundamental for the smooth running of the system or business would not take place.
Negotiation can be defined as a process in which two or more people with common or conflict interests decide on a specific issue or business transaction.
Basically, negotiating may lead to the following situations; win-win, lose-lose or win-lose-lose-win.
Hence, it is very important and essential for parties involved in the execution of a project or business transaction to negotiate in order to mitigate conflicts.
Tommy Richards is paid $20.50 an hour for a regular 40-hour week. He earns time and a half if he works overtime. This week Richards worked his regular 40 hours plus 9 hours of overtime. What is his total pay
Answer:
$1,094.50
Explanation:
Regular pay is $20.50
Over time pay is $20.50 x 1.5 = $30.75
Tommy earned as follows.
Regular hours : 40 x $20.50 = $820
Overtime hours: 9 x $30.75 =$274.50
Total amount earned
= $820 + $274.50
=$1,094.50
There is a growing movement in the United States led by the progressive wing of the Democratic Party to have the federal minimum wage raised to $15/hr. Some people agree with the $15/hr minimum wage for the United States, while others oppose raising the minimum wage. The arguments against raising the minimum wage range from the government should not dictate salaries to it will cause low wage workers to lose their jobs since businesses cannot afford a $15/hr minimum wage.
Do you agree with a $15/hr federal minimum wage? The current federal minimum wage in the United States is $7.25/hr. Fully explain your position on this issue in 2 - 3 paragraphs.
Source: Surviving an Unlivable Wage l Full Documentary (Financial Literacy)
In my opinion, minimum wage should be increased because an increase in minimum wage would reduce poverty, increase consumer spending, and promote economic growth.
Why Should Minimum Wage be Increased?Minimum wage has not kept pace with inflation, and that the current federal minimum wage of $7.25/hr is not a living wage in most parts of the United States. A $15/hr minimum wage would provide a more realistic living wage for many low-wage workers, but there is disagreement on whether this should be achieved through federal legislation or through individual state action.
Ultimately, whether or not to raise the minimum wage is a complex issue that involves balancing the needs of workers, businesses, and the overall economy. It is important for policymakers to carefully consider the potential impacts of any minimum wage increase and to find ways to support low-wage workers without unduly burdening businesses.
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explain the history of the country’s economy of cuba
Answer:
The economy of Cuba is a largely planned economy dominated by state-run enterprises.The country's economy had grown rapidly in the early part of the century, However, from 1996, the State started to impose income taxes on self-employed Cubans.
Explanation:
Match the phrase that follows with the term (a-e) it describes. integrated set of operating and financing budgets for a period of time estimates the number of units to be manufactured to meet sales and inventory levels shows expected results at several activity levels begins by estimating the quantity of sales shows expected results at only one activity level 1. static budget 2. flexible budget 3. master budget 4. sales budget 5. production budget
1. Master budget: it is an integrated set of operating and financing budgets for a period of time.
2. Production budget: it estimates the number of units to be manufactured to meet sales and inventory levels.
3. Flexible budget: it shows expected results at several activity levels.
4. Sales budget: it begins by estimating the quantity of sales.
5. Static budget: it shows expected results at only one activity level.
A budget can be defined as a financial plan that is used for the estimation of revenue and expenditures of an individual, organization or government, especially for a specified period of time, often one (1) year.
Basically, there are different types of budget and this include:
1. Master budget: it comprises an integrated set of both investing, operating and financing budgets for a specified period of time, often one (1) year.
2. Production budget: it estimates the number of units to be manufactured by a business firm, so as to meet budgeted sales and inventory levels.
3. Flexible budget: it shows expected results of a business firm (responsibility center) at several activity levels.
It is also referred to as variable budget and it's used both before and after a period's activities are completed.4. Sales budget: it begins by estimating the quantity of sales.
Once the quantity of sales are estimated, the sales revenue that are expected is calculated by multiplying the expected unit sales price by the volume.5. Static budget: it shows expected results of a business firm (responsibility center) at only one activity level.
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A budget that is prepared with the full cooperation of managers at all levels is a self-imposed or _____.
A self-imposed or participatory budget is one that is created with the full support of all management, regardless of their position.
What exactly does participatory budgeting mean?In a budgeting procedure called participatory budgeting, those in lower levels of management take part in the creation of the budget.
What benefits can participatory budgeting provide?Organizations can give their workforce a sense of ownership and influence by using the effective budgeting technique known as participatory budgeting. By better understanding the financial requirements of their divisions, firms can introduce this technique to reduce loss.
Participatory budgeting is used by who?When upper and lower level management work in perfect harmony, participatory budgeting is effective. It goes without saying that top-level managers have relatively little knowledge of the organizational expenditures and expenses incurred by departments.
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This is for my class in finance
What is one way to minimize the impact of unplanned spending on a budget?
I will mark brainliest !!!
Answer:
1. Work with credit card companies. ...
2. Sell your stuff. ...
3. Earn extra income. ...
4. Take on a short-term money loan. ...
5. Re-budget to live below your means. ...
6. Ask for a paycheck advance. ...
7. Make sure you're prepared for next time.
¿Cómo podría Wal-Mart mejorar su estrategia de marketing para atraer a los grandes consumidores potenciales de este sector en los mercados internacionales?
Answer:
Para poder atraer grandes consumidores potenciales del sector de retail en los mercados internacionales, Walmart tendría que focalizarse en 3 tareas específicas:
1- Por un lado, invertir en publicidad en los lugares en los que desee aumentar su rendimiento comercial, para poder dar a conocer su marca y atraer a nuevos clientes, ingresando así a mercados en los que hasta ahora no tiene presencia.
2- Además, debe lógicamente invertir en relocalizar muchos de sus centros de distribución a esos nuevos mercados, para así poder facilitar la distribución de los productos que comercializa en los nuevos territorios.
3- Por otra parte, debe garantizar un acceso al comercio electrónico, para poder así proveer a los consumidores los mismos bienes que ofrece en los Estados Unidos, pero en sus territorios de origen.
Allison is a manager for a new project and has carefully selected her team of talented and hardworking individuals. She quickly orients everyone to the project and identifies why each were selected and what they bring to the team. Together, they are able to complete the project ahead of schedule and with higher quality than anticipated. This is an example of group ______.
If they completed the project ahead of their schedule this is an example of group synergy.
What is group synergy?Group synergy can be defined as the process of being a team player working together or hand in hand with the team member so as to makes the team more stronger.
A team player is someone that carry is team member along so as to achieve their task or to effectively the complete their set project.
Inconclusion if they completed the project ahead of their schedule this is an example of group synergy.
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Question:
Consumer price index falls 0.4% in April The CPI in April 2013 was 233 and 0.4% lower than in March. In April, food prices rose 0.2% while energy prices fell 4.3%. Distinguish between the price level and the inflation rate and explain why the CPI fell by only 0.4 percent when energy fell by 4.3 percent.
Please proper explain and do not copy from Chegg. Otherwise I have to report the answer.
The CPI fell by only 0.4% despite a 4.3% decrease in energy prices because other components, such as food prices, increased or remained stable. The composition and weighting of different goods and services in the CPI basket play a crucial role in determining the overall change in the price level as reflected by the CPI.
The price level refers to the average prices of goods and services in an economy, typically measured by an index such as the Consumer Price Index (CPI).
It represents the overall cost of a basket of goods and services relative to a base period.
On the other hand, the inflation rate measures the percentage change in the price level over a specific period, indicating the rate at which prices are increasing or decreasing.
In the given scenario, the CPI fell by 0.4% in April compared to March. This means that, on average, the prices of goods and services included in the CPI basket decreased by 0.4% during that period.
To understand why the CPI fell by only 0.4% when energy prices fell by 4.3%, it's important to consider the composition and weighting of different goods and services in the CPI basket.
The CPI is constructed using a weighted average of various expenditure categories, with different weights assigned to reflect their importance in consumers' spending patterns.
While energy prices fell significantly by 4.3%, other components of the CPI, such as food prices, may have increased during the same period. In this case, food prices rose by 0.2%.
This indicates that the decrease in energy prices was partially offset by the increase in food prices, resulting in a smaller overall decline in the CPI.
Additionally, the weights assigned to energy and food within the CPI basket may be lower compared to other categories. If energy and food have relatively lower weights, their individual price changes may have a lesser impact on the overall CPI.
Other components with higher weights, such as housing or healthcare, could have remained relatively stable or increased, contributing to the smaller decline in the CPI.
Therefore, the CPI fell by only 0.4% despite a 4.3% decrease in energy prices because other components, such as food prices, increased or remained stable.
The composition and weighting of different goods and services in the CPI basket play a crucial role in determining the overall change in the price level as reflected by the CPI.
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Click on the link below(I will add it below) to access a video on Entrepreneur Mark Zuckerberg. As you watch the video, fill in the notes below that I have added. (to be brainiest you must complete the summary as well) complete a 4-5 sentence summary on the impact Zuckerberg has had on American business.
Entrepreneur Name: Mark Zuckerberg
4 Businesses/Companies (Over the span of their Lifetime):
4 Child-hood Experiences:
Personality Traits
2 Strengths and 2 Weakness
4 Challenging set-backs:
The person that had the most influence on them.
Who:
In 5 sentences answer the following prompt: What is their enduring contribution to American Business?
Answer:
This is what shows
Explanation:
Tony is the head of a company that develops cutting edge technology. His team is working on their next big thing and they are close to a breakthrough. As his team works, Tony spends a good portion of his time making sure each part of his team has what they need to produce their best work. Tony also spends some of his time making sure any potential obstacles to his team are taken care of and coaching his team through some of their challenges.
What type of leadership is Tony practicing here?
A. Laissez-faire
B. Democratic
C. Servant Leader
D. Directing
Answer:
D- Directing
Explanation:
It can't be laissez-faire because that literally makes zero sense at all. It's not democratic because that would mean that he would have had his team take a vote at some point in time, but this question says nothing about that. It is not servant leader because literally wth is that. It would have to be directing because Tony is giving his team some direction to help them keep moving forward.
when did it become common for the national government to actively manage the overall economy?
The national government began actively managing the entire economy starting in 1930.
Since the 1930s Great Depression, citizens have held the government accountable for preserving a robust economy. Governments become involved in their nations' economic operations. By putting currency reserves at centralized institutions, the Federal Reserve System started to play a role in aiding the American economy in preventing another downturn in the 1930s.
The provision of social programs by the government to its people may be the most contentious issue of all. The New Deal programs in the United States, many of which offered people assistance through jobs, cash, and food, are credited with starting the custom. President Lyndon Johnson presented his "GREAT SOCIETY" initiatives to alleviate poverty in the 1960s.
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Which characteristic of the U.S. free enterprise system creates the incentive to work, save,
and invest?
A. Social Security system
B. Voluntary exchanges
C. Private property ownership
D. Consumer sovereignty
Answer:
option c
C. Private property ownership
you are to receive an annuity of $1,000 per year for 10 years. you will receive the first payment two years from today. at a discount rate of 10%, what is the present value of this annuity? $5,078.15 $5,585.97 $6,144.57 $6,759.03
You are to receive an annuity of $1,000 per year for 10 years. you will receive the first payment two years from today. at a discount rate of 10%, the present value of this annuity is $5,585.97.
We can use the formula for the present value of an annuity to calculate the present value of the given annuity.
The formula is given as:
\(PV = PMT * [1 - (1 + r)^-n] / r\)
where,
PV is the present value of the annuity
PMT is the payment per period
r is the discount rate
n is the total number of periods
Let's put the given values into the formula:
PMT = $1,000r = 10% per yearn = 10 years
Since the first payment is due in two years, the total number of periods (n) should be calculated as 10 - 2 = 8.
Therefore, putting the values into the formula:
\(PV = $1,000 * [1 - (1 + 0.1)^-8] / 0.1≈ $5,585.97\)
Thus, the present value of the annuity is $5,585.97 (approx).
Therefore, the correct option is: $5,585.97.
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Design, construction, tests, and use of eye and face protection must be in accordance with
ANSI
What is the SNAP food program governed by the farm bill
stamps
magnet
O paperwork
card
Answer:
The Supplemental Nutrition Assistance Program (SNAP) helps families, older adults, and individuals pay for groceries. ... SNAP benefits provide food security, stimulate local economies, and support farmers and the agriculture industry through the purchases of Pennsylvania-grown and processed foods.
Explanation:
abc home improvement supplies, inc. sells ironton 72 inch digging bars. the annual demand for the digging bars is estimated to be 5000 bars. the ordering cost is $60 per order and the carrying cost is 20% of the unit price paid. its supplier offers quantity discounts as shown in the following table order quantity unit price up to 499 $25 500 up to 999 $24 1000 and more $23 if abc is willing to pay a unit price of $25.00, determine the economic order quantity (eoq) 385 361 354 346 none of the above
Rounding up to the nearest whole number, the EOQ for the Ironton 72-inch digging bars is 246 bars. Therefore, the answer is none of the above.
To determine the economic order quantity (EOQ), we need to use the formula:
EOQ = sqrt((2DS)/H)
Where:
D = annual demand (5000 bars)
S = ordering cost ($60 per order)
H = carrying cost (% of unit price paid)
First, we need to calculate the unit price paid based on the quantity discount offered by the supplier.
Since ABC is willing to pay a unit price of $25.00, we can see that the order quantity falls in the first discount bracket (up to 499 bars), and the unit price is $25.00.
Next, we need to calculate the carrying cost. This is given as 20% of the unit price paid, so:
H = 0.20 x $25.00 = $5.00 per bar
Now we can substitute the values into the EOQ formula:
EOQ = sqrt((2 x 5000 x 60)/5)
EOQ = sqrt(60000)
EOQ = 245.0
Rounding up to the nearest whole number, the EOQ for the Ironton 72-inch digging bars is 246 bars.
Therefore, the answer is none of the above.
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Graham is hiking a trail that is 512 miles long. He has hiked 358 miles so far.
Which expression shows how many miles he has left to hike? A. 512+58
B. 512+358
C. 512−58
D. 512−358
Jose put $200 in a savings acount, where he will earn 10% interest annually. At the end of the year how much money will Jose have earned in interest?
can i doit without pay
Answer:
what?
Explanation:
Which reason best demonstrates why flexibility is important in IT work environment?
Answer:
Changing work environments require employees to adapt quickly to new technology
Explanation:
Which of the following personal property items is covered under a TDP-3 policy?
Based on the provided options, all of the following personal property items are typically covered under a TDP-3 (Tenant's Broad Form Policy) policy: Dining room table, Sofa, Television, and Refrigerator.
A TDP-3 policy generally provides coverage for a wide range of personal property items owned by the tenant. This includes furniture like dining room tables and sofas, electronic devices like televisions, and household appliances like refrigerators. However, it is important to review the specific terms, conditions, and exclusions of the policy to understand the full scope of coverage for personal property items.
A TDP-3 policy, also known as a Tenant's Broad Form Policy, typically covers a tenant's personal property items against certain perils or risks. However, without specific information about the options provided in the question, it is difficult to determine the exact personal property item covered under a TDP-3 policy. The coverage provided by insurance policies can vary, and the items covered may depend on the specific terms, conditions, and endorsements of the policy.
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What does Freight Terms mean
Answer:
Freight Terms identify the party responsible for the payment of freight and are usually expressed as: prepaid or collect with the following nuances: prepaid to a stated location and collect beyond or third party or pre-pay and add. ... Collect means that the consignee owns the freight payment responsibility.
Explanation:
Answer:
Freight Terms identify the party responsible for the payment of freight and are usually expressed as: prepaid or collect with the following nuances: prepaid to a stated location and collect beyond or third party or pre-pay and add. ... Collect means that the consignee owns the freight payment responsibility
Explanation:
A Bank with the following capital levels: common equity of 47,000, Tier 1 of 38,000, Tier 2 of 17,000. If total assets are 850,000 and risk adjusted assets are 650,000, the capital classification of the bank is
The capital classification of the bank would be "Adequately Capitalized" as its Tier 1 capital ratio.
To determine the capital classification of the bank, we need to compare its capital levels to the risk-adjusted assets. The capital classification is typically based on regulatory requirements and ratios set by the relevant financial authorities.
One common capital adequacy ratio used for classification is the Tier 1 capital ratio.
The Tier 1 capital ratio is calculated by dividing Tier 1 capital (including common equity) by risk-adjusted assets. Let's calculate the Tier 1 capital ratio:
Tier 1 capital ratio = (Tier 1 capital / Risk-adjusted assets) * 100
In this case:
Tier 1 capital = 38,000
Risk-adjusted assets = 650,000
Tier 1 capital ratio = (38,000 / 650,000) * 100
= 5.846%
Now, let's determine the capital classification based on the Tier 1 capital ratio:
Well-Capitalized: Tier 1 capital ratio ≥ 6%
Since the calculated Tier 1 capital ratio is 5.846%, it does not meet the well-capitalized threshold.
Adequately Capitalized: Tier 1 capital ratio ≥ 4%
The calculated Tier 1 capital ratio is above the adequately capitalized threshold, which is 4%.
Undercapitalized: Tier 1 capital ratio < 4%
Since the calculated Tier 1 capital ratio is above 4%, the bank is not classified as undercapitalized.
Therefore, based on the given information, the capital classification of the bank would be "Adequately Capitalized" as its Tier 1 capital ratio exceeds the minimum regulatory requirement of 4%.
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Use the drop-down menu to choose best job title for each example below.
Ana analyzes applications and talks with people who are applying for government assistance. Her job title is best
described as
Donald organizes records, answers phones and creates reports for a city council. His job title is best described as
Kim sorts letters and packages and delivers them to homes and businesses. His job title is best described as
Answer:
eligibilty interviewer
municipal clerk
postal service mail carrier
Explanation:
i just did the edunity
Answer:
eligibilty interviewer
municipal clerk
postal service mail carrier
Explanation:
ountainburg's fixed overhead includes rent and utilities, equipment depreciation, and supervisory salaries. selling and administrative expenses are not allocated to individual products. the advertising costs for the product selected by mountainburg will be
In the following question, To decide the advertising costs for the product selected by Mountainburg, we would need more information about the selection of the product. Therefore, it is impossible to determine the advertising costs for the selected product.
A fixed overhead refers to the fixed costs that are necessary to maintain a company's operation, regardless of the volume of goods produced or services provided. Rent, utility expenses, equipment depreciation, and supervisory wages are examples of these expenses.
Selling and administrative expenses are expenditures that a company incurs outside of manufacturing expenses. It includes things like advertising, insurance, and executive salaries. Mountainburg is responsible for all of its fixed expenses. These costs must be paid by the company regardless of the number of products sold. When selecting a product, advertising costs should be taken into account. However, the advertising costs cannot be determined without additional information regarding the product selection.
Therefore, the answer is we cannot determine the advertising costs for the selected product by Mountainburg.
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How do you calculate a company's net worth?
a) Total up all Assets
b) Subtract total Liabilities from Stockholder's Equity
O c) Subtract Stockholder's Equity from Total Assets
O d) Subtract total Liabilities from total Assets
Your best friend just purchased a new house and is planning to buy a homeowner’s insurance policy. Based on what you learned in this section, which of the following does a typical policy not cover?
Answer:
flood coverage
Explanation:
i took the quiz and it was correct
In high-income countries such as the united states, everyone has the ability to read and write.True/False
The statement is false because while high-income countries such as the United States have high rates of literacy, not everyone in these countries has the ability to read and write.
In the United States, for example, approximately 14% of adults have below basic literacy skills, which means they have difficulty understanding and using written information in everyday life.
Additionally, there are significant disparities in literacy rates across different demographic groups, with certain populations such as immigrants, low-income individuals, and those with disabilities facing particular challenges.
Therefore, while literacy rates may be relatively high in high-income countries, there is still a significant portion of the population that struggles with reading and writing, and efforts to improve literacy and promote educational equity remain important priorities.
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