Poverty and the exploitation of natural resources usually results in __________ unless proper measures are taken to prevent it

Answer: Private

Explanation:

As there are no options attached, the answer is most likely the above.

The Customer Service Institute of America(CISA), offers education and training to people to enable them improve in and show excellence in their customer service abilities.

They were founded in 2007 and offer a range of certificates to both individuals and companies.

The global financial crisis of 2008 had a profound impact on the global economy, resulting in a severe economic downturn and widespread financial instability.

This assignment aims to provide a comprehensive analysis of the issues that led to the crisis, its impact on the global economy, the policy responses implemented by the Federal Reserve Bank, and why some wealthy economies were relatively less affected. The assignment follows a structured approach, including an introduction, objectives, scope, detailed content/body, conclusion, and references. Introduction: Brief overview of the financial crisis of 2008. Importance of studying its causes, impact, and policy responses. Objectives: Identify and discuss the key issues that contributed to the financial crisis. Examine the impact of the crisis on the global economy. Analyze the policy responses implemented by the Federal Reserve Bank. Investigate why some wealthy economies were less affected by the crisis. Scope: Focus on the main factors and events leading to the crisis. Global perspective on the impact of the crisis. Emphasis on the actions taken by the Federal Reserve Bank. Comparative analysis of the resilience of certain wealthy economies. Content/Body:

4.1 Issues Leading to the Financial Crisis:

- Housing market bubble and subprime mortgage crisis

- Financial deregulation and lax lending standards

- Securitization and complex financial instruments

- Excessive risk-taking and leverage in the financial sector 4.2 Impact on the Global Economy.

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Answer:

Ensure the change request is documented and presented to the Change Control Board.

Explanation:

As a project manager in a strong matrixed organization, it is important to ensure that all stakeholders are involved in the project planning and design process. However, in the event that a stakeholder notifies me of critical functionality that is missing in the design document, my next step would be to assess the impact of this missing functionality on the project timeline, budget, and overall success.

After assessing the impact as a project manager, I would then work with the project team and the stakeholder to identify potential solutions or workarounds that could address the missing functionality. This may involve revising the project plan, adjusting the budget, or potentially adding additional resources to the project team. It is important to communicate any changes or adjustments to the project plan to all stakeholders, including management, to ensure that everyone is aware of the impact on the project timeline and budget. Additionally, I would work with the design team to ensure that any revisions to the design document are captured and documented appropriately. Overall, as a project manager in a strong matrixed organization, it is important to remain flexible and adaptable in the face of changing stakeholder requirements and to work collaboratively with all project team members to ensure project success.

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The value of inventory listed on the firm's balance sheet is $6.254 million.

The value of inventory listed on the firm's balance sheet can be calculated using the formula for the current ratio. The current ratio is the ratio of current assets to current liabilities, and is calculated as follows: Current ratio = Current assets / Current liabilities. In this case, the firm's current ratio is 0.89 times, and its current liabilities are $30.6 million. We can rearrange the formula to solve for current assets: Current assets = Current ratio × Current liabilities Current assets = 0.89 × $30.6 million = $27.234 million. The firm's current assets include cash, accounts receivable, and inventory. We are given the values of cash ($13.52 million) and accounts receivable ($7.46 million), so we can calculate the value of inventory by subtracting these values from the total current assets: Inventory = Current assets - Cash - Accounts receivable Inventory = $27.234 million - $13.52 million - $7.46 million = $6.254 million.

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The maturity date for the note is November 7.

This is determined by adding the term of the note, which is 90 days, to the date it was received, August 9. Since the note has a term of 90 days, it means that it is due and payable 90 days after the date it was issued. By adding 90 days to August 9, we can calculate the maturity date of the note, which falls on November 7.

Calculating the maturity date involves considering the length of time specified in the note's term and adding it to the date of issuance. In this case, the note has a term of 90 days, indicating that it will become due and payable after 90 days. By adding 90 days to August 9, we accurately determine that the maturity date for the note is November 7.

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The Coca-Cola Company sells its products to bottling and canning operations, distributers, fountain wholesalers and some fountain retailers. They then distribute them to retail outlets, corner stores, restaurants, petrol stations and many more.

When I had this question I found the link witch is on the document very helpful.

I hope this helps.

Answer:

guess

Explanation:

this is easy

Answer:

a) Determine which type of cars will be sold at the efficient allocation.

All cars would be sold in a Pareto efficient allocation.

In a Pareto efficient market, resources are all allocated in teh most efficient possible way. This is the reason why this is just a theoretical concept that does not necessarily apply in real life.

b) Determine which type of cars will be sold at the market equilibrium.

Since consumers are only willing to pay up to $1,620 for a used car, only medium quality and low quality cars will be sold. The price of high quality used cars is higher than the equilibrium price.

Explanation:

the most a buyer would be willing to pay for a used car is ($1,800 x 40%) + ($1,600 x 30%) + ($1,400 x 30%) = $720 + $480 + $420 = $1,620

The growth rate of real income in each country is calculated as the difference between the growth rate of money supply and the inflation rate.

The growth rate of real income in each country can be calculated using the formula:

Growth rate of real income = Growth rate of money supply - Inflation rate

For Mexico:

Growth rate of real income = 4% - 2% = 2%

For Canada:

Growth rate of real income = 6% - 3.25% = 2.75%

b. The nominal interest rate in each country can be calculated using the formula:

Nominal interest rate = Real interest rate + Inflation rate

For Mexico:

Nominal interest rate = 0.75% + 2% = 2.75%

For Canada:

Nominal interest rate = 0.75% + 3.25% = 4%

c. The expected rate of depreciation in the Mexican peso relative to the Canadian dollar can be calculated using the formula:

Expected rate of depreciation = Inflation rate (Mexico) - Inflation rate (Canada)

Expected rate of depreciation = 2% - 3.25% = -1.25%

Since the expected rate of depreciation is negative, it means the Mexican peso is appreciating against the Canadian dollar.

d. In order to maintain a fixed exchange rate against the Canadian dollar, Mexico's central bank would need to match the Canadian money growth rate. So, to achieve this long-run objective, Mexico's central bank would need to increase its money growth rate to 6%.

e. After implementing the policy to maintain a fixed exchange rate, Mexico's new inflation rate would be equal to the inflation rate in Canada, which is 3.25%. The nominal interest rate in Mexico would also be 4% (real interest rate of 0.75% + inflation rate of 3.25%).

f. If Canada's inflation rate increases from 3.5% to 5%, and Mexico wants to maintain the fixed exchange rate, Mexico would need to increase its own inflation rate to match Canada's. Therefore, Mexico's inflation rate would also increase to 5%.

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Answer:

See below

Explanation:

Cash and furniture are assets. An increase in assets is debited. The amounts used to buy the in facilitating the transactions is the capital.

The journal entry will be as below,

Cash  A/c       Dr.  Rs 100,000

Furniture A/c   Dr.  Rs  50,000

Capital      A/c Cr.        Rs 150,000

To form a portfolio with an expected return of 10%, approximately 71% of the investment should be allocated to the market portfolio. To achieve a portfolio with a standard deviation of 12%, around 80% of the investment should be in the market portfolio.

Without additional information, the specific allocation to achieve an expected outcome of $118 cannot be determined. The slope of the Capital Market Line formed with the market portfolio and risk-free asset cannot be calculated without more information on the risk-free rate and expected return of the market portfolio.

To form a portfolio with an expected return of 10%, you need to calculate the proportion of your investment that should be allocated to the market portfolio. Using the Capital Asset Pricing Model (CAPM), you can use the formula:

Expected Return = Weight of Market Portfolio * Expected Return of Market Portfolio + Weight of T-bill * Expected Return of T-bill

Let x represent the weight of the market portfolio:

0.10 = x * 0.12 + (1 - x) * 0.05

Solving for x, you find that approximately 71% of your money should be invested in the market portfolio.

To form a portfolio with a standard deviation of 12%, you need to determine the allocation to the market portfolio. Using the formula for portfolio standard deviation:

Portfolio Standard Deviation = sqrt((Weight of Market Portfolio\()^2\)* (Standard Deviation of Market Portfolio\()^2\) + (Weight of T-bill\()^2\)* (Standard Deviation of T-bill\()^2\)+ 2 * (Weight of Market Portfolio) * (Weight of T-bill) * (Covariance of Market Portfolio and T-bill))

Let y represent the weight of the market portfolio:

0.12 = sqrt((y\(^2\)) * (0.1\(5^2\)) + ((1 - \(y)^2\)) * (0\()^2\) + 2 * y * (1 - y) * (Covariance))

Since the covariance between the market portfolio and T-bill is not given, it is assumed to be zero, resulting in the formula:

0.12 = y * 0.15

Solving for y, you find that approximately 0.8 or 80% of your money should be invested in the market portfolio.

To form a portfolio with an expected outcome of $118, you need to allocate your money between the market portfolio and the T-bill. However, without additional information such as the expected outcome of the market portfolio and the T-bill, it is not possible to determine the specific allocation.

The slope of the Capital Market Line (CML) formed with the market portfolio and the risk-free asset represents the market risk premium. It is calculated as the difference between the expected return of the market portfolio and the risk-free rate divided by the standard deviation of the market portfolio.

However, since the risk-free rate is given as 5% and the expected return of the market portfolio is given as 12%, the slope of the CML cannot be determined without additional information.

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Country m hopes to encourage economic growth by investing in education to reduce unemployment and increase production.

Option A. is correct.

Education is essential for a strong economy, as it enables individuals to acquire the skills and knowledge necessary to participate in the workforce and contribute to the economy.

Additionally, investing in education can help to reduce unemployment, as individuals with higher levels of education are more likely to be employed.

This can result in increased production, as more individuals are able to contribute to the economy.

Furthermore, investing in education can also help to create new technologies and products, which can further boost economic growth.

Thus, investing in education to reduce unemployment and increase production is an effective way for Country M to encourage economic growth.

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As a general rule, when there is a meeting of the board of directors, all of the choices listed are generally true. There must be a quorum, which is a majority of the number of directors, unless otherwise provided in the corporate by-laws or by state law (option A).

Each director has one vote, and directors are entitled to reasonable notice of all special meetings but not of regularly scheduled meetings. These rules ensure that important decisions made by the board of directors are made with the input of the majority of the board members and that all directors have equal voting rights and access to information regarding important decisions. The correct option is A.

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a. First-year debt coverage ratio = 0.1092

a. The first-year debt coverage ratio is obtained by dividing the net operating income (NOI) of the property by the first-year debt service. First-year debt service can be calculated by multiplying the loan amount by the annual mortgage constant. Annual mortgage constant can be calculated by dividing the loan amount by the present value factor of an annuity for 30 years at 5 percent (Table 2).Annual mortgage constant = loan amount / present value factor = $847,000 / 0.012678= $66,880First-year debt service = annual mortgage constant × 12= $66,880 × 12= $802,560Net operating income = effective gross income × (100% - vacancy and collection loss) – operating expensesEffective gross income = rents × (1+ expected growth rate)= $180,480 × (1 + 3.5%)= $186,995Vacancy and collection loss = 15% of rents= $180,480 × 15% = $27,072Net operating income = $186,995 × (100% - 15%) – ($186,995 × 35%)= $87,797First-year debt coverage ratio = net operating income / first-year debt service= $87,797 / $802,560= 0.1092

b. The terminal capitalization rate is the cap rate used to estimate the future sales price. It is assumed to be the same as the initial cap rate (NOI / value) plus the expected growth rate in the net operating income. Terminal cap rate = initial cap rate + expected NOI growth= NOI / value + expected NOI growth= $87,797 / (1/0.07) + 2% = 0.0723 + 0.02 = 0.0923

c. To calculate the investor’s expected before-tax internal rate of return on equity invested (BTIRR), the initial investment, the net operating income, the net sale proceeds, and the discount rate should be used. Total investment = asking price × loan-to-value ratio= $1,410,000 × 0.7 = $987,000Initial investment = total investment – loan amount= $987,000 - $847,000 = $140,000Net operating income = $87,797 × (1 + 3.5%) = $90,826Net sale proceeds = sales price × (1 - selling expenses) – mortgage balance= ($1,410,000 × (1 + 2%)^5) × (1 - 6%) – ($847,000 × (1 + 5%)^5) = $1,629,576Before-tax internal rate of return on equity invested (BTIRR) = IRR (initial investment, year 1-5 cash flows, and net sale proceeds) with the following cash flow:Year 0 (Investment) –$140,000Year 1 (NOI) $90,826Year 2 (NOI) $94,024Year 3 (NOI) $97,309Year 4 (NOI) $100,685Year 5 (NOI + sale proceeds) $1,194,395NPV at 11% = PV (cash flows) – initial investment= ($140,000) + $90,826 / 1.11 + $94,024 / 1.112 + $97,309 / 1.113 + $100,685 / 1.114 + $1,194,395 / 1.115= $463,896Profitability index = PV of cash flows / initial investment= $463,896 / $140,000= 3.3134 The first-year debt coverage ratio is obtained by dividing the net operating income (NOI) of the property by the first-year debt service. First-year debt service can be calculated by multiplying the loan amount by the annual mortgage constant. Annual mortgage constant can be calculated by dividing the loan amount by the present value factor of an annuity for 30 years at 5 percent (Table 2).Annual mortgage constant = loan amount / present value factor = $847,000 / 0.012678= $66,880First-year debt service = annual mortgage constant × 12= $66,880 × 12= $802,560Net operating income = effective gross income × (100% - vacancy and collection loss) – operating expensesEffective gross income = rents × (1+ expected growth rate)= $180,480 × (1 + 3.5%)= $186,995Vacancy and collection loss = 15% of rents= $180,480 × 15% = $27,072Net operating income = $186,995 × (100% - 15%) – ($186,995 × 35%)= $87,797First-year debt coverage ratio = net operating income / first-year debt service= $87,797 / $802,560= 0.1092b. Terminal capitalization rate = 0.0923c. Before-tax internal rate of return on equity invested (BTIRR) = 29.32%

d. NPV at 11% = $463,896e. Profitability index = 3.3134

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These bonds have a $96,000 recorded liability just at time of sale, net of discount.

Sales is indeed a term that refers to the processes that result in the sale of products or services. There are various teams inside the sales organizations that companies have. Furthermore, these sales people are frequently chosen depending on the region, the commodity or service, and the intended clientele. Between both the face value and the sale price, or $100,000 - $98,000, there is a reduction of $2,000, or 10%.

Due to the 7% interest rate, the yearly interest payment is calculated as follows: $100,000 x 0.07, or $7,000.

The selling price less the discount, meaning $98,000 - $2,000 = $96,000, constitutes the liability recorded just at time of sale, free of discount.

The foundation of every firm is sales and marketing. They are connected, and together they serve as a catalyst in generating income (profit). While sales turn views into profits by turning potential customers into real customers, marketing focuses on increasing awareness of a brand and organization.

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The cancellation of the note results in a gain of $64,505 for Farhad.

The cancellation of the note results in a gain for Farhad. The amount of gain can be calculated as follows:

Gain = Fair market value of the note - Basis of the note

Given information:

Basis of the note = $184,300

Fair market value of the note = $248,805

Gain = $248,805 - $184,300 = $64,505

Therefore, the cancellation of the note results in a gain of $64,505 for Farhad.

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Answer:

absolute

Explanation:

cause oils from mine feilds an certain refreshners cause global warming

Answer:

Absolute

Explanation:

Answer:

Explanation:

Product development focuses on bringing new products to a market that already exists. Entering a new market with entirely new products is known as diversification.

By distributing investments among different financial instruments, industries, and other categories, diversification is a technique for lowering risk. It aims to maximize return by investing in various sectors that ought to respond to changes in market conditions differently.

Product diversification is a strategy used by a company to boost profitability and achieve higher sales volume from new products. Diversification can take place at the corporate level or at the business level. When a company enters a new industry that bears significant similarities to one or more of its current industries, related diversification takes place. Disney's acquisition of ABC illustrates related diversification because movies and television are both forms of entertainment.

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Answer:

We can more easily obtain products from all over the world. Channels of distribution allow consumers, industrial users, producers, and other channel intermediaries to save time and money. They also allow us to more easily obtain products from all over the world, since we do not have to travel and search for each individual item we wish to purchase.

A REIT is a closed-end mutual fund that focuses on real estate (Option c). It allows investors to invest in income-producing real estate, providing diversification, regular income, and potential appreciation.

The REIT is a type of closed-end mutual fund that focuses on real estate. A REIT, or Real Estate Investment Trust, is a kind of investment vehicle. It owns and operates income-producing real estate. To qualify as a REIT, a company must comply with specific standards. For example, it must have a minimum of 100 shareholders, and 90% of its taxable profits must be paid to shareholders as dividends.

It allows investors to invest in portfolios of commercial real estate, which is not always feasible for most individual investors. Additionally, REITs offer investment diversification, regular income, and the potential for long-term appreciation.

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Answer:

Having a hotel management degree can help you get a lucrative entry position in food or beverage service, accounts, restaurant service, executive housekeeping, marketing, or other departments within a hotel

Answer:

Job training

Explanation:

Job training is an important procedure for an employee to understand the work and their job profile. Providing job training helps to develop the career profile of an employee and also the prospective growth of the organization.

When some one in the organization performance is lower or if he or she is under performing, then the best way to increase the productivity of the employee is to provide a job training so that the employee learns and practices the work culture and work effectively for the individual growth as well as the organizational growth.

Creating a SMART goal involves defining the objective in a specific, measurable, achievable, relevant, and time-bound manner.

Here's an example of a well-formulated SMART goal:

By clearly defining each aspect of the SMART goal, it becomes easier to track progress, adjust the plan if necessary, and ultimately achieve the desired outcome.

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Answer:

This information will be "Reliable but irrelevant".

Explanation:

Sodium =27.05

Nitrogen=16.47

Oxygen=56.46

Planning includes tasks related to each of the ten project management knowledge areas.

Project management is the planning and coordination of a company's resources to advance the completion of a particular work, event, or duty. Managed resources include people, money, technology, and intellectual property, and they can be used for one-time projects or ongoing operations.

Project management is frequently linked to industries like engineering, building, and, more recently, healthcare and information technology (IT), which frequently require a complicated set of components to be finished and connected in a certain way to produce a usable output. A project's preparation, start, execution, monitoring, and closure are all fundamental components of project management.

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