When it comes to supplying foreign markets, there are various methods that businesses can adopt. However, these methods can be broadly categorized into two activities: establishing joint ventures and wholly owned production facilities or exporting goods to a foreign market and manufacturing in it.
The first activity involves entering into partnerships with local firms to establish a presence in the foreign market. This can help companies overcome barriers such as cultural differences and regulatory challenges, which can be daunting for businesses looking to expand overseas. The second activity involves setting up production facilities in the foreign market or exporting goods to it. This can help businesses reduce production costs, increase efficiency, and tap into local consumer demand.
Overall, both activities have their pros and cons, and companies need to carefully evaluate their options before making a decision. For instance, while joint ventures can provide access to local expertise and networks, they can also result in conflicts over control and decision-making. On the other hand, manufacturing in a foreign market can help businesses reduce transportation costs and tariffs, but it can also expose them to political and economic risks.
In conclusion, businesses looking to supply foreign markets need to weigh the advantages and disadvantages of each method and choose the one that best suits their needs and resources.It is clear that both activities have their own benefits and challenges, and businesses need to make an informed decision based on their unique circumstances.
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You financed the purchase of your SUV with a 60-month loan (with payments made at the end of the month) at 5.2% APR. You monthly payments are $617.16.
The amount of your original loan was closest to:
The amount of your original loan was closest to $30,000.
Given,Monthly payments = $ 617.16 APR = 5.2% Loan period = 60 months. Let's begin solving for the original amount of the loan.
Calculate monthly interest rate, Monthly interest rate = APR / 12
Substituting the given values
Monthly interest rate = 5.2% / 12= 0.4333%
Calculate the original loan amount by using the formula, Original loan amount = Payment amount x [{1 - (1 + r)^-n} / r]where, r = monthly interest rate, n = loan period
Substituting the given values
Original loan amount = $617.16 x [{1 - (1 + 0.4333%)^-60} / 0.4333%]= $30,559.40
The amount of the original loan was closest to $30,000. The difference between the actual loan amount ($30,559.40) and the nearest option ($30,000) is less than $1000. Thus, the closest option is $30,000.
The original amount of the loan that was financed to purchase the SUV was closest to $30,000.
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ve durel evaluation of your work.
Aa
:)))
Hola
Activity
Lydia is a senior in high school. She works 20 hours a week at a popular clothing store. She is trying to save as much
money as possible for her college tuition. However, she has to buy a dress for prom, pay her car insurance, and get a
birthday gift for her sister. This week she received a $400 paycheck. She wants to deposit the entire check in her
savings account for her college tuition, but she stops herself. She decides instead to put $100 in the bank, spend $200
for her prom dress, pay $80 for her car insurance, and buy her little sister a $20 birthday gift. While shopping, she
sees a doll worth $21, which she thinks her sister will absolutely love. As a result, she decided to buy the more
expensive doll and spend less on her dress.
Did Lydia make an all-or-nothing or a marginal decision while spending her money?
Answer:
marginal decision
Explanation:
Marginal decision involves spending a little more or a little less than what has already been planned for based on the benefit to be gotten. If the marginal benefit exceeds the marginal cost, then the choice is a good choice. Marginal decision are made by using marginal analysis, that is comparing the cost and benefits of spending a little more or a little less.
In this scenario, she spends $1 more to buy her sister a doll because she thinks her sister would love it. The marginal cost in this case is $1. As a result on spending more on the gift, she spends less on her dress.
How is marginal analysis used
Answer:
Decision making
Explanation: Companies use marginal analysis as a decision making tool to help them maximize their potential profits.←
What does deficit spending require a government to do?
lay off workers
cut taxes
take on debt
hire more workerscy
Answer:
c. TAKE ON DEBT
Explanation:
A deficit spending require a government to: C. take on debt.
What is deficit spending?A deficit spending can be defined as a situation in which the expenditure of government exceed the amount of money generated as revenues over a fiscal period.
This ultimately implies that, deficit spending typically occurs when government's expenditure is greater than its revenue over a specific period time.
Consequently, government tends to resort to borrowing or taking debt when there is deficit spending in its budget.
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What are the 3 significant types of insurance that are involved in Marine
insurance
Answer:
Liability Insurance.
Hull Insurance.
Freight Insurance.
Clearly answer the following questions. Explain your answers in detail.
a) How does forecasting lead to an increase in profit of an organization? Explain your answer by giving an example.
b) State three advantages of forecasting within an organization.
c) What are the tactics for Matching Capacity to Demand when capacity exceeds demand?
Notes about the assessment:
• Your paragraphs should be well organized with appropriate format and relevant content.
• Plagiarism is not allowed (You need to paraphrase the content from your sources)
• Please do not Copy and Paste from any sources You should answer in your own words.
a) Forecasting leads to an increase in profit of an organization in various ways. For instance, forecasting helps businesses to prepare for future needs and potential opportunities. In this regard, the organizations can allocate their resources such as labor, raw materials, and capital effectively. This, in turn, reduces wastage, increases efficiency, and lowers the costs of production.
Example: Suppose the forecast shows that demand for product X will increase in the coming year. The organization can then decide to increase production to meet the anticipated demand. This may lead to an increase in the organization's sales revenue, consequently leading to an increase in profit.
b) The advantages of forecasting within an organization include:
Better planningRisk managementImproved decision makingc) There are various tactics for matching capacity to demand when capacity exceeds demand. They include:
Increase marketing effortsDiversify product or service offeringsAdjust pricingForecasting leads to an increase in profit of an organization as it helps the organization to prepare for the future and make informed decisions. It enables organizations to plan ahead and avoid unnecessary costs, thereby increasing profits. For example, a manufacturing company can use forecasting to predict the demand for its products in the future and plan its production accordingly. This helps the company to avoid overproduction or underproduction, reduce wastage, and save on costs, leading to increased profits.
The three advantages of forecasting within an organization are:
Better planning: Forecasting helps organizations to plan better by providing them with insights into the future. This enables organizations to allocate resources efficiently and make informed decisions that help them achieve their goals.Risk management: Forecasting helps organizations to manage risks by identifying potential risks and taking proactive measures to mitigate them. This reduces the impact of risks on the organization and helps them to stay competitive in the market.Improved decision making: Forecasting provides organizations with accurate information about the future, which enables them to make informed decisions. This reduces the likelihood of making wrong decisions, thereby increasing the chances of success.The tactics for matching capacity to demand when capacity exceeds demand are:
Increase marketing efforts: Organizations can increase their marketing efforts to attract more customers and increase demand for their products or services. This can be done by offering discounts, promotions, or improving the quality of their products or services.Diversify product or service offerings: Organizations can diversify their product or service offerings to attract a wider customer base and increase demand. This can be done by introducing new products or services that cater to different market segments.Adjust pricing: Organizations can adjust their pricing strategy to match demand by reducing prices during periods of low demand to attract more customers and increase sales. Conversely, they can increase prices during periods of high demand to maximize profits.Learn more about Forecasting: https://brainly.com/question/21445581
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Since the mid-1990s, many brick-and-mortar stores have seen a decline in sales while many online retailers have prospered. This situation is best identified as an example of the fact that Select one: a. when change comes, one can never predict who the winners and losers will be. b. the companies that adapt to the latest IT developments are the ones that win out in the long run. c. advancing IT has provided a great number of jobs in the customer-service industries. d. some companies have benefited from advancing IT, while others have been threatened by it.
easy 50 points a friend says that when two people form a general partnership, it is just like two sole proprietors working together to run the same business. do you agree or disagree? explain.
make it shorter and pls don't use a copy and pasted answer.
Answer:
Agree simply because a general partnership, and a sole proprietor, can relate in many ways.
Explanation:
It's simple work smart not hard.
mention 15 ways of paying wages with expalantion for atleast 5 if there is
that many
There are several ways to pay wages to employees, including - cash, check, direct deposit, prepaid debit card, payroll card, mobile payment apps, barter payment etc.
Explanation for at least 5 methods:
Cash: This method is simple and straightforward, but it can be risky and time-consuming to handle large amounts of cash.Check: This method is widely accepted and secure, but it requires employees to have a bank account to deposit the check.Direct deposit: This method is efficient and secure, but it requires employees to provide their bank account information to their employer.Prepaid debit card: This method is convenient for employees who don't have a bank account, but it may come with fees and restrictions.Payroll card: Payroll cards are similar to prepaid debit cards, but they may have lower fees and more flexible options for employees.Learn more about wages, here:
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Create a minimum of 10 questions that you will ask your potential marketing client in order to be able to create and develop an advertising campaign for them. Utilize the information in the focus section above and in your course lessons. You will need to gather information about their company and its values, the area of focus for the ad campaign, target market, and other pertinent information.
Answer:
1. Are you advertising to a specific group of people/ Who is your target audience?
2. How would you reach out to that audience/What emotions are you trying to trigger within their minds?
3. How would you justify your prices?
4. Is your idea viable in the current market?
5. How would you differentiate your goods and services from any other similar products in the industry?
These are just examples. Hope this helps!
.3. One day you happen to hear a snippet of conversation between two graduate students, who are drinking coffee and contemplating an open box of exquisitely delicious chocolate truffles in the Page Break Café. The first student opines that one can definitely outline a set of objective design principles that should underpin the construction of any professional chart or map. The second student disagrees vehemently and argues that the one and only important thing to worry about is aesthetics. The first student is speechless. What do you think? Use your knowledge of data visualization to inform your answer, and be sure to explain your answer carefully.
The debate between the two graduate students revolves around the importance of objective design principles versus aesthetics in the construction of professional charts or maps.
Objective design principles in data visualization serve as guidelines to ensure clarity, accuracy, and effective communication of information. These principles include considerations such as appropriate use of colors, legibility of text, proper labeling, and accurate representation of data. By adhering to these principles, charts and maps can convey the intended message clearly, facilitating data comprehension and analysis.
However, aesthetics cannot be disregarded. Visual appeal and aesthetics contribute to the overall user experience and can enhance engagement with the data. An aesthetically pleasing chart or map can captivate the viewer's attention, stimulate interest, and encourage exploration of the data. Attention to aesthetics involves aspects such as visual balance, appropriate use of visuals and typography, and overall design coherence.
Both objective design principles and aesthetics are important in data visualization because they serve different purposes. Objective design principles ensure accuracy and effective communication, while aesthetics enhance engagement and user experience. Striking a balance between these two aspects is crucial to create visually appealing and informative visualizations that effectively convey the intended message while engaging the audience.
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A project team that operates with a full-time project manager as a separate unit from the rest of the organization is structured using ________ organization.
Answer:
E.) Projectized
Explanation:
These are the options
A. Functional
B. Balanced matrix
C. Weak matrix
D. Strong matrix
E. Projectized
A project team that operates with a full-time project manager as a separate unit from the rest of the organization is structured using projectized organization.
A projectized organization reffered to as a settings, where activities are arranged in form of projects or even programs and these activities are been executed, these projects are carried out by team with a project manager as their authority in which all the member of the team gives report to.
borrow $100,000 from captive credit corporation. the installment note bears interest at 7 nnually and matures in five years. payments of $1,980 are required at the end of each month for 60 months.
Over the 60-month term, you will make monthly payments of $1,980, resulting in a total payment of $118,800. The total interest paid on the loan is $18,800.
To determine the total cost and interest paid on the loan, we can calculate the monthly payment amount, the total payment over 60 months, and subtract the original loan amount.
The loan amount is $100,000, and the loan term is 60 months. The interest rate is 7% annually.
To calculate the monthly payment, we can use the formula for the monthly payment on an installment loan:
Monthly Payment = [P * i * (1 + i)^n] / [(1 + i)^n - 1]
Where:
P = Loan principal amount ($100,000)
i = Monthly interest rate (7% / 12 = 0.583% or 0.00583 as a decimal)
n = Number of payments (60 months)
Plugging in the values:
Monthly Payment = [100,000 * 0.00583 * (1 + 0.00583)^60] / [(1 + 0.00583)^60 - 1]
Calculating this expression gives us the monthly payment amount of $1,980.
To calculate the total payment over 60 months, we multiply the monthly payment by the number of payments:
Total Payment = Monthly Payment * Number of Payments
Total Payment = $1,980 * 60
Total Payment = $118,800
Finally, to calculate the total interest paid, we subtract the original loan amount from the total payment:
Total Interest Paid = Total Payment - Loan Amount
Total Interest Paid = $118,800 - $100,000
Total Interest Paid = $18,800
Therefore, over the 60-month term, you will make monthly payments of $1,980, resulting in a total payment of $118,800. The total interest paid on the loan is $18,800.
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Which education or training would best benefit graders, sorters, and equipment operators in the food product and processing system?
A. a bachelor’s degree
B. a master’s degree
C. an internship
D. a PhD
Answer:
c. an internship
Explanation:
just took the test on edge and I look at one of the answers and it said PhD so I put it and I summited it and it was wrong and gave me the right answer
how a commitment to a decision could assist a school leaver to adapt to the change of entrepreneurship?
The commitment to a decision could assist the schooler leaver to adapt to the change of entrepreneurship by enabling them to remain focused.
What is entrepreneurship?Entrepreneurship refers to the ownership of a business. The entrepreneur is an innovative and insightful person who starts a business to enjoy the advantages accruing from entrepreneurship, including independence.
Thus, the entrepreneur, who wants to reap the profits after bearing some risks, needs to remain focused.
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A system of managed floating exchange rates is A. a system in which governments use flexible exchange rates. B. a system in which governments are forbidden from attempt to moderate exchange rate movements without keeping exchange rates rigidly fixed. C. a system in which governments use extensive fiscal policy to discourage exchange rate movements. D. a system in which governments need to reach a prior agreement among them before they may attempt to moderate exchange rate movements without keeping exchange rates rigidly fixed. E. a system in which governments may attempt to moderate exchange rate movements without keeping exchange rates rigidly fixed.
Answer:
E. a system in which governments may attempt to moderate exchange rate movements without keeping exchange rates rigidly fixed.
Explanation:
Foreign exchange market can be defined as type of market in which the currency of one country is converted into that of another country.
For example, the conversion of dollars of the United States of America can be converted into naira (Nigeria) at the foreign exchange market.
Efficient market school is the market school which argues that forward exchange rates do the best possible job for forecasting future spot exchange rates, so investing in exchange rate forecasting services would be a waste of time because it is impossible to have a consistent alpha generation on a risk adjusted excess returns basis as market prices are only affected by new informations.
The efficient market school also known as the efficient market hypothesis (EMH) is a hypothesis that states that asset (share) prices reflect all information and it is very much impossible to consistently beat the market.
Also, forward exchange rates are exchange rates controlling foreign exchange transactions at a specific future date or time.
A system of managed floating exchange rates is a system in which governments may attempt to moderate exchange rate movements without keeping exchange rates rigidly fixed. It is also referred to as managed float regime and it avails the central bank of a particular country to regularly intervene in the foreign exchange market so as to positively change the direction of the currency's float while significantly shoring up its balance of payments with respect to volatility.
Answer:
E. a system in which governments may attempt to moderate exchange rate movements without keeping exchange rates rigidly fixed.
Explanation:
A system of managed floating exchange rates is a system in which governments may attempt to moderate exchange rate movements without keeping exchange rates rigidly fixed.
What is pre instruction assessment?.
Pre-assessment gives instructors a means to gain crucial details about what students know and can perform before teaching, as well as about their interests and learning preferences. Pre-assessments may consist of activities to be completed using paper and pencil or maybe performance-based.
Before starting a learning activity, diagnostic tests, often called pre-assessments, give teachers insight into students' prior knowledge and beliefs. They also offer a starting point for determining how much learning has occurred when the learning activity is over.
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tell me a story that has happened to you who evers is best i’ll give you point or whatever
Explanation:
Soo- one time i was in mexico, snorkeling :D
and my dad surprised me with something i didn't expect. a banana. at first i was verrrrrry annoyed, i thought i would've gotten some new gear or stuff. out of nowhere, he takes the bananas out of his pocket and pushes me and my siblings in the water. he chucks a banana at me and i get salt in my eyes, screaming in pain because i hadn't put my goggles on. we swam out to sea, the banana absorbing the salt water. then- the last thing i would expect happened. A SEA TURTLE SNAPPED IT OUT OF MY HANDS LOL
i hope u enjoyed my story :D
Imagine you are an economic adviser to the Commonwealth Government. The Prime Minister wants to increase spending on public transport in major cities, but does not want to raise taxes. Identify alternative sources of revenue for the government to fund its new initiatives.
Answer: A combination of 1) Increased public transportation fees, 2) raise the gasoline tax, 3) increase or institute highway tolls, or 4) reduce the road construction budget and use that money for public transportation.
Explanation:
Actions 2-4 would provide incentives to use public transportation.
what is the value of ln(-1)
In negative self talk, filtering is when a person _______. a. Focuses only on their problems, ignoring their successes b. Blames themselves for every problem, whether it was their fault or not c. Believes that every situation will end badly d. See themselves as a failure for not living up to impossible standards
Answer:
In negative self talk, filtering is when a person Focuses only on their problems, ignoring their successes
Explanation:
In negative self talk, filtering is when a person is being negative filtering positive stuff and turning it to something negative instead.
For example if someone passes a test but instead of being proud they feel as if they could have tried harder or gotten a higher grade, that person is filtering their success into negative things.
Hope this helps, Have a great day! :D
In negative self-talk, filtering is when a person focuses only on their problems, ignoring their successes. Thus, option A is the correct option.
What is negative self-talk?When your inner voice is too critical and negative, it is said to be engaging in negative self-talk. It is gloomy and emphasizes the negative. Your self-esteem is damaged, and you are prevented from realizing your potential. It might give you the impression that you will fail even before you begin. Repetitive negative self-talk frequently doesn't correspond to reality.
Rumination, which is repeated with intrusive unpleasant thoughts, might result from it. You will experience negative thoughts about yourself most of the time. This might get you down, and it can be difficult to get back up once you're down. People with anxiety or depression frequently exhibit negative self-talk. It might be overwhelming and impossible to escape from the incessant negative talk.
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If you were to come up with a new ideology to replace the wildcat version of U.S. capitalism, what, if any, structuralist elements would it include and why?
A new ideology to replace the wildcat version of U.S. capitalism. In this proposed ideology, we could include some structuralist elements to address various issues that are often criticized in the current system.
1. Social safety nets: Implementing a comprehensive social safety net could help reduce income inequality and provide essential services such as healthcare, education, and unemployment benefits. This would ensure a more equitable distribution of wealth and resources among the population.
2. Progressive taxation: Introducing a progressive tax system, where those with higher incomes pay a higher percentage of their income in taxes, could contribute to funding social programs and redistributing wealth more fairly across society.
3. Environmental regulations: Enforcing stricter environmental regulations would protect natural resources and promote sustainable development, ensuring long-term economic growth and environmental preservation.
4. Labor rights: Strengthening labor rights and protections, such as raising the minimum wage and ensuring workers' rights to unionize, would improve working conditions and help address income inequality.
5. Corporate responsibility: Encouraging corporate social responsibility through regulations and incentives would ensure businesses contribute positively to society and the environment while still pursuing profits.
Incorporating these structuralist elements into a new ideology would create a more equitable and sustainable economic system, addressing some of the criticisms of wildcat capitalism while maintaining the benefits of a market-driven economy.
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A major grocery store chain is trying to cut down on waste. Currently, they get peaches from two different distributors, wholefruits and greengrocer. Out of a two large shipments, the manager randomly selects items from both suppliers and counts the number of items that are not sell-able due to bruising, disease or other problems. She then makes a confidence interval. Is there a significant difference in the quality of the peaches between the two distributors? 95% ci for pw-pg:(-0. 156, 0. 064).
A significant difference in the quality of the peaches between the two distributors is option D. Option D says that We are 95% confident that the proportion of non-sell-able items for Whole Fruits is anywhere between 0.064 and 0.156 HIGHER than the proportion of non-sell-able items for Greengrocer.
Grocery stores generally can be defined as focus on beverages, food and some household goods. They are typically local chains or also single-location stores and may be family-owned . In other words, "grocery store" or known as supermarket. They offer the ingredients of provide jobs, foster a sense of community and home cooked meals. By comparing a set of inherent characteristics with a set of requirements we are generally can determine the quality of something.
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Read the following case and answer questions.
Grameen Bank was founded in 1976 by economics professor Muhammad Yunus in Bangladesh. This private bank makes small loans known as microcredit, to the poorest of poor without requiring collateral. It was founded on the principle that loans interrupt poverty better than charity because loans offer people the opportunity to take the initiative in business or agriculture, generating earnings and enabling them to pay off debt. The bank and its founder were jointly awarded the Nobel Peace Prize in 2006.
After decades of operation, Grameen Bank faced a serious dilemma. Many of its borrowers had done well enough to become small businesses with employees and real physical assets, and at that point they needed more than a "micro" loan. The average loan offered by Grameen Bank was under $400. These businesses needed more like $4,000. As a profitable microcredit bank, Grameen Bank could extend its existing products to include larger loans for small and medium-sized enterprises. This would not only enable the bank to grow with its existing clients; it would also help it move some of its clients to the next level of wealth creation.
Dr. Yunus pondered the issue. On the one hand, expanding the organization’s objectives to include lending to small and medium-sized enterprises would fill a need and continue to help clients secure a better economic livelihood. It t would also fill a gap underserved by traditional banks in the markets where Grameen Bank operated. Moreover, including small and medium-sized enterprise loans in the bank’s portfolio would likely increase profits.
On the other hand, to offer small and medium sized loans, Grameen Bank would have to switch to a business model completely different from its origins in micro-lending. This would mean adopting practices related to traditional banking and no longer focusing on lending only to the truly poor. Dr. Yunus realized that this decision required some additional insight.
How would lending to small and medium-sized companies affect the way Grameen Bank is organized? Would the bank have to change its lending strategy? Would it have to change the expertise of its loan officers? How would the lending risks change?
Lending to small and medium-sized enterprises would fill a need and help clients secure a better economic livelihood, fill a gap underserved by traditional banks and likely increase profits.
Dr. Yunus has been pondering over how lending to small and medium-sized companies would affect Grameen Bank's organization. Lending to small and medium-sized companies would fill a need and help clients secure a better economic livelihood. Grameen Bank operates in markets that are underserved by traditional banks. It would be able to fill that gap. Also, including small and medium-sized enterprise loans in the bank’s portfolio would likely increase profits. Grameen Bank would have to change its lending strategy. The bank's loan officers would need to have expertise in small and medium-sized companies' loans. The lending risks would also change as lending to small and medium-sized companies is riskier than lending to individuals. Thus, Grameen Bank would have to change its policies and procedures to mitigate these risks.
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Sparks Corporation uses a predetermined overhead application rate of $.30 per direct labor hour. During the year it incurred $345,000 dollars of actual overhead, but it planned to incur $360,000 of overhead. The company applied $363,000 of overhead during the year. How many direct labor hours did the company plan to incur
The number of direct labor hours the company planned to incur is 400,000 hours.
Predetermined overhead application rate = $0.30 per direct labor hour
Actual overhead incurred = $345,000 dollars
Overhead planned to be incurred = $360,000
Overhead applied during the year = $363,000
Let the number of direct labor hours Sparks Corporation planned to incur be 'x'.
Therefore, overhead planned per direct labor hour = $360,000/x
Overhead applied per direct labor hour = $0.30
Therefore, using the formula for overhead application, we can write:
Overhead applied = Overhead rate × Direct labor hours
or$363,000 = $0.30 × DLDL
= $363,000/$0.30
= 1,210,000/3
Thus, DL = 403,333.3333 hours
x = $360,000/$0.30
= 1,200,000/3
= 4,00000
Hence, the number of direct labor hours the company planned to incur 400,000 hours.
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what is the cost allocation method called that is used for natural resources?
Answer:
The process of allocating the cost of plant and equipment over the periods they are used to produce revenues is known as depreciation. For natural resources, this process is called depletion, and for intangible assets it is called amortization.
Explanation:
HI I really want a bichon poodle dog but first I need to convince my parents. So far I've been working on earning 1000 dollars to pay for it and I wrote a 50 page essay but I'm not sure that will cut it what is the best tactic to get my dog??? what is the best business tactic to get this item.
Answer:
A lemonade stand maybe
Which of the following is the best way to make sure you have good customer retention?
A. Give coupons to new customers
B. Provide good customer service
C. Offer Internet sales
D. Use sales quotas
Answer:
B. Provide good customer service
Explanation:
Customer service refers to taking care of customers' needs by providing timely, professional, and useful assistance to the customer at all times. It involves addressing customer concerns by providing meaningful support when required.
Customer service entails a one-on-one interaction with a client. The customer service agent must portray a genuine willingness to support the customer. They need to demonstrate passion for work and customers throughout the interaction. Good customer service create loyal customers.
A loan of $105,487.80 is to be amortized over a 10-year term at 6% interest compounded monthly with monthly payments and a $20,000 balloon payment at the end of the term. Calculate the monthly payment.
The monthly payment is $
(Do not round until the final answer. Then round to two decimal places as needed.)
Answer:
$1049.09
Explanation:
The present value of the balloon payment is ...
$20,000/(1 +.06/12)^(12·10)) = $10,992.65
So, the effective amount of the loan is ...
$105,487.80 -10,992.65 = $94,495.15
The amortization formula gives the payment as ...
A = P(r/n)/(1 -(1 +r/n)^(-nt)) = $94,495.15(.06/12)/(1 -(1 +.06/12)^(-12·10))
= $94,495.15(.005)/0.450367 = $1049.09
The monthly payment is $1049.09.
If you were describing the layout of Charleston, you would most likely use the _____ organizational pattern.
The best organizational pattern to use when describing the layout of Charleston is spatial development because it will trace the origin of the layout.
What is an organizational pattern?An organizational pattern refers to a process that assists in structuring and organizing of one's thoughts, speech, ideas or presentation for an optimal impact on the audience.
Some type of organizational pattern includes:
chronological orderorder of importancecompare and contrastcause and effectbiographicalspatial developmentIn conclusion, the best organizational pattern to use when describing the layout of Charleston is spatial development because it will trace the origin of the layout.
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