If we want to have $5000 in an account in 15 years with a 5% rate of return, we need to deposit $2165.58 now.
To calculate the amount that needs to be deposited now to have $5000 in an account in 15 years, we need to use the formula for compound interest. The formula is:
FV = PV x (1 + r) ^ n
Where:
FV = Future value
PV = Present value
r = Rate of interest
n = Number of periods
In this case, the future value is $5000, the number of periods is 15 years. We don't know the present value, but we know that we want to find out how much we need to deposit now. We also don't know the rate of interest, but we can assume a reasonable rate of return on our investment.
Let's say we assume a rate of interest of 5%. Using the formula, we can calculate the present value:
$5000 = PV x (1 + 0.05) ^ 15
PV = $5000 / (1 + 0.05) ^ 15
PV = $2165.58
Therefore, if we want to have $5000 in an account in 15 years with a 5% rate of return, we need to deposit $2165.58 now. It's important to note that the rate of interest and the number of periods will have a significant impact on the amount that needs to be deposited.
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Theo is seeking to become a better communicator as a leader. What are 3 things that Theo can do? Multiple Choice Communicate feelings and ideas, solicit new ideas from others, and effectively articulate arguments Communicate quickly, not ask questions, and keep people in front of you when speaking Communicate desires, find new information, and share their vision Speak louder, plan in advance, and use more nonverbal cues
Answer:
Communicate feelings and ideas, solicit new ideas from others, and effectively articulate arguments
Explanation:
The most important attribute of people that communicate well is that they can listen to others. Communication goes both ways, and if you are not patient enough and are not able to listen to other people's ideas, then there is no way you will be able to communicate with them effectively, even less lead them. A leader must be able to listen to other people's ideas and use them. Good communication skills include verbal and non-verbal communication. The ability to manage communication between members is also essential, since poor communication skills may lead to conflicts.
In an economic slowdown,Keynesian economic policy would advocate increasing __________.
A)taxes
B)government spending
C)the unemployment rate
D)interest rates-
In an economic slowdown, Keynesian economic policy would advocate increasing government spending.
Keynesian economics is an economic theory developed by economist John Maynard Keynes, which suggests that during periods of economic downturn or recession, government intervention through fiscal policies can help stimulate economic growth and stabilize the economy. According to Keynesian theory, increasing government spending is one of the key policy measures that can be implemented to counteract the negative effects of an economic slowdown.
By increasing government spending, the theory posits that the aggregate demand in the economy will rise. This increased demand can lead to increased production, job creation, and overall economic activity. The idea is that government spending can fill the gap left by reduced private sector spending and investment during an economic slowdown, providing a boost to the economy.
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ACTIVITY 1
Multiple Choice: Choose the letter of the correct answer
1 It is all about discovering and satisfying your customers' needs and want while earning
a profit
A Marketing
B. Product C Promotion D Needs
2. These are the bundles of attributes and benefits designed to be offered to buyers to
satisfy their needs, wants, and demands
A Promotion B Products C Customer D Market
3 Making sure that they are specific and quantifiable so you can measure your progress
toward achieving them, belong to what step of marketing?
A Marketing objective B Identifying demographics C Defining place
4. What steps of marketing plan where you're referring to the entire set of activities that
inform people about your product/service?
A Marketing objective
B Choose your promotion strategy
C Develop a pricing strategy
5 Defined as the difference between what the customer gains from the product and what
the customers losses from the costs acquiring such a product
A Market
B Customer Value C Promotion
Answer:
A. Marketing.B. Products.A. Marketing objectiveB. Choose your promotion strategyB. Customer Value.Explanation:
Marketing is all about knowing what the customer wants and satisfying it by offering the relevant products.
Products are simply bundles of benefits that were designed to be able to satisfy the needs and wants of customers.
The marketing objectives specify what the goals need to be achieved when marketing so comparing reality against them helps show progress.
The promotion strategy shows the activities that will be undertaken during the marketing of your goods and services.
Finally, the customer value from a product is simply what benefit the customer received less the cost of receiving that benefit.
As a recent college graduate, Jonah started working for an export trading company. His job has already taken him around the globe, including Asia on several occasions. He was amazed to see the difference in working conditions in the developing nations he visited, as opposed to similar operations in the United States. The expectations of workers were not the same. Jonah's experience is an example o
Answer: social responsibility differences between similar firms, but in different countries.
Explanation:
From the information given, we can deduce that Jonah's experience is an example of social responsibility differences between similar firms, but in different countries.
The difference in working conditions in the developing nations he visited, is due to the social responsibility as this has resulted in a positive impact on the society as whole.
Given the information in Reuters' article Analysis: Swiss central bank stands by as equities boom drives the franc: (a) What commercial banks account at the Federal Reserve is the equivalent of ""site deposits"" in Switzerland? Briefly explain.
I apologize, but the Reuters article "Analysis: Swiss central bank stands by as equities boom drives the franc" does not provide any information regarding commercial banks' accounts at the Federal Reserve or "site deposits" in Switzerland. Could you please provide me with more information or clarify your question.
Given the information in Reuters' article Analysis: Swiss central bank stands by as equities boom drives the franc, the commercial banks account at the Federal Reserve that is equivalent to "sight deposits" in Switzerland is called "reserve balances."which are also the deposits that commercial banks hold at their central bank, the Swiss National Bank, for the same purposes.
Reserve balances are the deposits that commercial banks hold at the central bank, in this case, the Federal Reserve. These balances can be used by commercial banks to meet reserve requirements and clear transactions with other banks. They are similar to sight deposits in Switzerland, which are also the deposits that commercial banks hold at their central bank, the Swiss National Bank, for the same purposes.
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Daniel has been working hard all year and just received a bonus check from his employer. Rather than spend
it now, Daniel stores all his money in a high-yield savings account because he is planning to buy a boat in
the future. Daniel is using money as a
a: store of value
b: medium of exchange
c: source of inflation
d: unit of account
Answer:
Store of Value.
Explanation:
Money will successfully function as a store of value when it’s easy to store and it can reliably hold its value over time.
In a fractional-reserve banking system, a bank a. does not make loans. b. does not accept deposits. c. keeps only a fraction of its deposits in reserve. d. None of the above is correct.
In a fraction reserve banking system , a bank keeps only a fraction of its deposits in reserve. Thus, the correct answer is C.
What is banking system?A banking system is a collection or network of organizations that offers us financial services. These organizations are in charge of running the financial system, making loans, accepting deposits, and assisting with investments.
In a banking system, fractional reserve banking, banks only keep a portion of the money that clients deposit with them in reserves. As a result, they can effectively crate new money by using the remaining funds to make loans.
Benefits of fractional-reserve banking include the possibility for banks to earn more money for their reserves and a more availability of credit.
Therefore, option C keeps only a fraction of deposits in reserve is appropriate answer.
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ABC Corp purchased a conference room table on July 1, 2014 for $2,800. The estimated salvage (disposal) value is $400.00 and the estimated useful life is 5 years. What is the accumulated depreciation at the end of 2017?
Answer:the guuy up top is right
Explanation:
1. Analyse the benefits and challenges of establishing a company versus other forms of ownership
Explanation:
Some of the various forms of business ownership include:
partnershipsole proprietorshiplimited liability companyThe benefits of establishing a company (limited liability company):
owners asset are separated from any liability the company incurs > in sole proprietorship the owners personal asset can incur liability. excluded from federal income taxe.The challenges:
requires high setup cost > this is not the case with sole proprietorship.raising capital for operations is diffficultHow do your parent(s) or guardian(s) and your own spending and saving habits
compare and contrast from one another? Write the similarities and differences.
Answer:
I spend more than them ngl lol dead
Explanation:
My parents are the ones who pay for the gas, bills, buying groceries, and other necessities using the money that they earn. I save all the money I earn from my job and seldom buy stuff compared to my parents. The few purchases I made were not necessary for me to survive, but I really wanted it. My parents and I always consider the price of something before we buy it so as to not waste money. Also, we always try to save up some of our money as well.
Mr. Chopra decides to sell his business shares to the public to acquire additional finance. Under which component in the balance sheet should Mr. Chopra show the money he obtained from the shareholders?
When Mr. Chopra sells his business shares to the public and acquires additional finance, the money obtained from the shareholders should be shown under the "Equity" component in the balance sheet.
The component in the balance sheet should Mr. Chopra show the moneyEquity represents the ownership interest in a company, and it includes the funds contributed by shareholders in exchange for shares of the company's stock. When shares are sold to the public, the proceeds from the sale increase the equity of the business. This is typically reflected as "Share Capital" or "Common Stock" in the equity section of the balance sheet.
By showing the money obtained from the shareholders in the equity section, Mr. Chopra can accurately represent the ownership stake and financial position of the company.
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To buy a product, customers in a market must first
To buy a product, customers must first have the need for the product.
Customers cannot just simply buy anything or everything when it comes to products. People love shopping but money is a very useful and powerful resource and customers understand it well, so they don't want to spend it on useless things.
Firstly, there should be a need or a desire to buy a particular product. After that the customer decides his or her budget or the money he would like to spend on that product. If it crosses his or her budget, then the customer may not able to buy the product.
Lastly, there should be willingness to buy the product. Nowadays, we get impressed by big brands, malls and stores giving us immense discounts for even our daily needs. That is how knowingly or unknowingly, we tend to shop more.
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Which of the following are reasons you can claim additional allowances CHOOSE ALL THAT APPLY
A. You file as head of household if you are eligible
B. You are a single filer and plan to make a large purchase next year such as a house or car
C. You're eligible to claim the Child Tax Credit
D. You had at least the minimum amount required of child or dependent care expenses that you plan on claiming credit
Answer:
no por que. no se inglés ponlo en español
MetLife was able to dramatically expand its global footprint by acquiring Alico, a global player in the insurance business, from AIG in 2010 when AIG was in financial distress. This shows that not all diversification moves erode performance.
a) true
b) false
Answer:
True
Explanation:
It is true that not all diversification erodes performance. That is it is not all diversification moves that reduces performance or destroys it. Sometimes diversification could lead to greater risks or greater costs of investment. By diversifying and acquiring Alico metlife was able to increase and expand globally
Why does the US import oil?
A.because it has exported too much oil
B.because it does not produce any oil
C.because it does not produce enough oil
D.because it has exported too little oil
Answer:
C. because it does not produce enough oil.
Explanation:
Although, the United States is one of the leading producers of oil, yet still import oil because it does not produce enough oil to meet the demand of its citizens. In other words, the United States consumes more than what she can produce.
Another reason is that most refineries in the United State are created basically for heavy crude whereas most of what she produce are light crude oil. The United States import the oil she is able to process while she export to other countries to complete the setup process.
The remedy to the above situation is when new refineries are built which are somewhat expensive or the existing refineries are upgraded to meet with the demand.
Answer:
D. Because it does not produce enough oil.
edg 2020.
*PLEASE HELP ME!*
Sara could practice her guitar or complete her calculus homework. She does not really want to practice her guitar but does so anyway, what is her trade-off?
practicing her guitar
completing her calculus homework
the time it took her to practice guitar.
practicing her guitar and doing her calculus homework
Answer:
C
Explanation:
Alicia took out a loan through her bank to pay for her son's college. Which loan type does this describe?
Federal loan
Private loan
Subsidized loan
Alicia has taken a federal loan through her bank to pay for her son's college.
A federal loan is a loan that allows a student or a parent to borrow money directly from the government for college purposes. Thus, here, Alicia, as the parent, took a loan to pay for her child's college. Hence it is a federal loan.
Subsidized loans are given by the U.S Department of Education for undergraduate students who are in financial need and need to pay for the tuition fees of their school or college. In the given question, we do not know if Alicia's son is an undergraduate student or not. Thus we cannot be sure about a subsidized loan.
Private loans are loans taken by people to invest in their businesses or factory. Thus, it will not be the answer.
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Answer:
a) Federal loan
Explanation:
Alicia took out a federal loan through her bank to pay for her son's college. These loans are funded by the federal government. Hence, option (a) is the correct answer.
This term is used to describe the technique which allows investors to buy a diversified portfolio of securities for the collective benefit of individual investors Net asset value B. C. Tax exempt money fund Automatic reinvestment plan Automatic investment plan Systematic withdrawal plan Conversion privilege D. E This is an investment asset usually real estate, bought with the goal f earning periodic income in the form of rent or lease This is a specific type of real estate investment trust that owns and operates income-producing real estate This term refers to the value of a mutual fund which is the value of the entire assets of the fund minus the value of the fund's liabilities. F. G. H. This plan is created for investors looking for a steady stream of income by allowing shareholders to withdraw returns on a periodic basis. I. This feature is mostly offered by mutual fund families making it easier Real estate investment trust and less costly for investors to shift their money among mutual funds in the family that meet their investment goals. Equity REITs . This is an optional investment program that allows investors to reinvest the capital gains and other income earned into additional shares of the mutual fund
The term used to describe the technique which allows investors to buy a diversified portfolio of securities for the collective benefit of individual investors is:
B. Automatic investment plan
This is an investment asset, usually real estate, bought with the goal of earning periodic income in the form of rent or lease:
C. Real estate investment
This is a specific type of real estate investment trust that owns and operates income-producing real estate:
D. Equity REITs
This term refers to the value of a mutual fund, which is the value of the entire assets of the fund minus the value of the fund's liabilities:
E. Net asset value
This plan is created for investors looking for a steady stream of income by allowing shareholders to withdraw returns on a periodic basis:
H. Systematic withdrawal plan
This feature is mostly offered by mutual fund families, making it easier and less costly for investors to shift their money among mutual funds in the family that meet their investment goals:
G. Conversion privilege
This is an optional investment program that allows investors to reinvest the capital gains and other income earned into additional shares of the mutual fund:
I. Automatic reinvestment plan
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Which role does a manager plays in handling problems and situations which will lead to organizational happiness and prosperity
Answer:
Managers play key role in handling problems in the organization.
Explanation:
Managers act as leaders in any organization. Employees follow their order if they inspire them. Rude and harsh managers cannot dictate employees. Managers play very important role in problem solving. There can be work related problems or some dispute among employees but it is duty of managers to calmly understand the problem and find a solution which is beneficial for the entire organization.
true or false? credit balances will appear on the ledger as a positive balance.
Answer:
true
Explanation:
Quintin's supervisor asks him to use predictive modeling in his decision-making process. What would Quintin's task MOST likely include based on this
directive?
O A. the creation of a decision tree
O B.
O C.
O D.
a conversation with his colleagues
an analysis of data charts
a written list of pros and cons
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If Quintin's supervisor asks him to use predictive modeling in his decision-making process, Quintin's task would most likely include: A. the creation of a decision tree.
What is predictive modeling?Predictive modelling frequently uses decision trees to assist see and analyse the potential effects of a decision.
They offer a methodical technique to weigh the advantages and disadvantages of many options and can aid in determining the best course of action.
Therefore choosing option A is the most likely response. Option B, a discussion with his coworkers, Option C, a review of data charts, and Option D, a written list of advantages and disadvantages, are all potential tasks that may be engaged in decision-making, albeit they may not be explicitly related to predictive modelling.
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Chevron's 52,000 employees work for thirteen major operating companies in 180 countries. Each national unit does business according to the needs of its market. Effective management of human resources in such a complex environment is an enormous task, and the key to success is reliable, accurate management information. Thus, Chevron developed an online human resources information system, which is a critical tool in managing its human resources. As expected, one of the broad goals of the human resources information system is to help management a. prepare specific job or position descriptions. b. develop a replacement chart. c. utilize human resources efficiently to meet organizational goals. d. send greetings to employees on their birthdays. e. write a job specification for the computer programmer.
Answer:
C
Explanation:
Human resources information system is defined as an information system that is used to collect analyze and process data to aid easy administration of the human resources function in an organization . It makes use of database and computer software and hardware for this purpose .
the overall aim is to utilize human resources efficiently to meet organizational goals
True or false: When a corporation declares a dividend its Net Income on the income statement is reduced.
When a corporation declares a dividend its Net Income on the income statement is not reduced, therefore the statement is false.
Dividend can be defined as the cash amount that is distributed to shareholders of a company as profit.
The net income on the income does not reduced or decrease when a corporation declares a dividend.
Reason been that dividend is not an expense as they do not have effect on a company net income.
Dividend tend to have majorly have effect on shareholders' equity section of a company statement of financial position.
Inconclusion dividend does not reduce the Net Income on the income statement.
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2. What advice does the model in the video give to consumers? Do you think this is good
advice? Why or why not?
Answer:Model in the video give the consumers have the attitude of keeping it simple.by the use of models in the video, it is simple in that there is a lot of message that is passed hoping that more individuals will b reached by it.
Relatively there I an increasingly marketing procedures that accrue by this process followed by that pull customers upto their fold, this avouda a rwlentless as well as ill-concieved efforts to engage.
Explanation:Model in the video is good.this is because it brings things easier to the consumers as this products is likely to havean intended purchase, and are likely to buy this product more ofteexposing I to the others after abconsideration of given variables of price , perception of that given model brand .
What is “money” and why does it
exist?
Answer:
Money is a common unit to measure all the goods and services. Also, it acts as a store of value. A farmer who uses perishable items to buy other goods cannot store it and use it in future.
If I am wrong please correct me.
Answer:
Money is an item that is given a specific value by a governmental body. It exists to make trade easier and more convenient, as you can sell an item for money then use that money to get something you want-- much more convenient than bartering between two different goods. Money means that things have a universal value, instead of being worth 200 apples, or a car tire because the merchant needs one right now.
Discuss the four dissimilarities between the two market structures know as oligopoly and monopolistic competition
There are several key differences between oligopoly and monopolistic competition. Here are four dissimilarities to consider:
1. Number of firms: In an oligopoly, there are only a few large firms that dominate the market, while in monopolistic competition, there are many small firms that operate independently.
2. Product differentiation: Oligopolistic firms often sell similar or identical products, while firms in monopolistic competition differentiate their products through branding, advertising, and other marketing efforts.
3. Barriers to entry: Oligopolies are typically characterized by high barriers to entry, which make it difficult for new firms to enter the market. Monopolistically competitive markets, on the other hand, have low barriers to entry, which encourage new firms to enter and compete.
4. Price control: Oligopolistic firms often engage in price collusion, which means they work together to set prices at a level that maximizes profits for all firms in the market. In monopolistic competition, firms do not collude on prices and are generally free to set prices based on their individual costs and market conditions.
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Sakda said to his employee, Kurt, "You should work harder so the employees who have been here a long time will like you." This statement likely fostered nondefensive communication from Kurt.
"Sakda said to his employee, Kurt, "You should work harder so the employees who have been here a long time will like you." This statement likely fostered nondefensive communication from Kurt." The statement is False. Option B
Who is an employee?Generally, Someone who works for another person or organization in exchange for monetary compensation is referred to as an employee. To be deemed employees, workers just need to be paid by their employer, regardless of the number of hours they put in. Full-time employment is not required (the person or business that pays them).
A person, business, or organization that hires workers and compensates them for their efforts is known as an employer. Workers who are compensated monetarily for their efforts are referred to as employees.
Statements that are controlling, strategic, or evaluative are examples of antecedents that lead to defensiveness.
In this instance, Sakda was using language that was authoritarian and judgemental, which was very likely to provoke an aggressive reaction from Kurt.
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CQ
TRUE/FALSE: Sakda said to his employee, Kurt, "You should work harder so the employees who have been here a long time will like you." This statement likely fostered nondefensive communication from Kurt.
The application of scientific knowledge to the development and improvement of goods and services is generally referred to as ______. Multiple choice question. technology information production
Answer:
Technology.
Explanation:
As the definition is seen above, these qualities are directed towards technology. Technology has advanced produce and sales of goods and services a lot. It shows itself in fastening and making production easier. And also in different other forms that come as advertising, E-commerce, communication etc. Orders of certain goods are been sent thousands miles away from the producing country and are seen to be received safe and sound at the other end of the purchase country. Also adverts can be seen of a Chinese product in far away Africa through television commercials and also internet.
What are three ways to make ethical decisions
pretend to be the person affected by the decision & work backward to see which decision helps them the most
decision cant be just legal. it
How is the focus group discussion (POD) used as a method of generating ideas?
Answer:
In a focus group, a moderator leads a group of people through an open, in-depth discussion rather than simply asking questions to solicit participant response. For a new product area, the moderator focuses the group discussion in either a directive or a nondirective manner.