Financial intermediaries are financial institutions that act as a mediator or middleman in the financial system, facilitating the flow of funds between savers and borrowers.
There are different types of financial intermediaries, which are discussed below:Banks: Banks are the most prominent type of financial intermediaries that provide various services to customers, including accepting deposits, making loans, issuing credit cards, and more. They act as a financial intermediary between depositors (savers) and borrowers, and also provide a range of other financial services, including investment and insurance services.Insurance companies: Insurance companies act as financial intermediaries by providing risk management services. They offer different types of insurance, including life insurance, health insurance, property insurance, and more.
The policyholders pay premiums to the insurance companies, which they invest in various financial instruments, such as stocks, bonds, and real estate.Investment companies: Investment companies are financial intermediaries that pool funds from investors and invest them in a portfolio of assets. The portfolio could be of different types, such as stocks, bonds, and real estate. The investment companies charge fees to the investors for managing the funds, and they also provide advisory services to help investors make better investment decisions.
Credit unions: Credit unions are financial intermediaries that are owned by their members. They offer many of the same services as banks, including deposit-taking, lending, and other financial services. However, they are not-for-profit organizations, so their fees and interest rates are often lower than those of banks. They also often serve a specific community, such as a particular industry or geographic area.
In conclusion, financial intermediaries are an essential part of the financial system that help facilitate the flow of funds between savers and borrowers. Banks, insurance companies, investment companies, and credit unions are different types of financial intermediaries that provide a range of financial services to customers.
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please help me!!! I literally have no clue what it is
Answer:
Critical Thinking,Mathematics, and Operation and Control.
Explanation:
Who is Percy Jacksons father?
Answer:
poseidon
........................................
Answer:
His father is poseidon:)
Explanation:
What days are BIM classes held?
Classes take place on Mondays and Wednesdays from 4:00-6:00 pm EST, at The Plan Room located at 1815 W Broadway.
Have a Nice Day.
assets. These bonds are considered the riskiest of all corporate bonds and thus offer the highest interest rates. These bonds are traded in the bond markets based on investors' belief that the issuer will not default on the repayment. These bonds have no collateral and usually offer higher yields. Subordinated debentures Debentures Based on your understanding of bond ratings and bond-rating criterla, which of the following statements is true a)BBB bonds usually have the lowest yields in the bond markets. b)U.S. government bonds usually have the lowest yields in the bond markets.
From the following given statement, statement (b) U.S. government bonds usually have the lowest yields in the bond markets is true.
A bond represents a promise by a borrower to pay a lender their principal and usually interest on a loan. Bonds are issued by governments, municipalities, and corporations.
This statement is true because U.S. government bonds are considered the safest investments in the bond market because they are backed by the full faith and credit of the U.S. government. As a result, they have very low default risk and generally offer lower interest rates compared to other bonds with higher default risk.
In contrast, BBB bonds are considered investment-grade bonds, but they are one notch above speculative or junk bonds. While they are still considered relatively safe investments, they offer higher interest rates than U.S. government bonds to compensate for the increased risk of default. Therefore, BBB bonds usually have higher yields than U.S. government bonds.
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In times of rising prices, ending inventory determined using the lifo inventory assumption will be:________
In times of rising prices, ending inventory determined using the LIFO inventory assumption will be lower than what it would be if the FIFO assumption was used.
Inventory is a current asset account that is listed on the balance sheet. It involves all goods, such as raw materials, work-in-progress, and finished goods, which a business carries and intends to sell in the future.LIFO and FIFO are the two different inventory costing methods. FIFO means “first-in, first-out,” which means that the items that were bought first are the first ones to be sold. LIFO means “last-in, first-out,” which means that the most recent items purchased are the first to be sold.
Assumption is a method of business used to determine the cost of inventory it has on hand and the cost of goods sold for the period is called an inventory costing method. LIFO, FIFO, and average cost are the three most commonly used inventory costing methods. It's critical to choose the right method for your business.
The inventory costing method you pick affects your company's balance sheet, income statement, ands taxes. The LIFO inventory costing method is used when prices are rising. Because the cost of items purchased most recently is greater than the cost of those purchased earlier, using LIFO during rising prices means that the most expensive items remain in ending inventory, causing a decrease in reported profit.
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What is a cover letter?
Answer:
A clover letter is a letter that you usually turn in with your resume and it usually has more detailed information about your skills and why you're good for the job.
Explanation:
Answer:
A clover letter is a letter that you usually turn in with your resume and it usually has more detailed information about your skills and why you're good for the job.
Explanation:
What do you think were the main concerns with the Olympus two-door sports coupe? Is there a market for a two-seat, $32,000 sports car when the RX-8 sells for significantly less? Evaluate the role of the marketing mix in the Olympus introduction. What are some of the marketing strategies auto manufacturers use to stimulate sales of certain makes of automobiles?
The main concerns of the sports coupe is that
They did not carry out good research of the marketThey also did not research the people that would buy the product.There is no market for the two seat car given that it would be better if it was a market that people knew with a cheaper price.
2. What is the role of the marketing mix?The role of the marketing mix has to do with the combination of price and the product. These two did not match properly in order to be able to take care of the need of customers and expectations.
3. Some of the strategies would be the use of social media and search engines. This would help to create the awareness for their products and create traffic.
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when recording a sales transaction, would jubilee superstores use the "sales revenue" field or the "total invoice" field for total revenue?
When recording a sales transaction, Jubilee Superstores would typically use the "sales revenue" field to record the total revenue generated from the sale.
The "sales revenue" field specifically captures the amount related to the sale of goods or services and represents the core revenue generated by the business. It reflects the actual value of products or services sold to customers.
On the other hand, the "total invoice" field may include additional elements such as taxes, discounts, or shipping charges that are not directly related to the sales revenue. It represents the overall amount stated on the invoice, including any additional charges or deductions.
For accurate financial reporting and analysis, it is important to properly record and track the sales revenue separately from other components that may affect the total invoice amount.
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When a license has been revoked what is the soonest the licensee can apply to the state to become a real estate licensee again?
Answer:
Explanation:
Each license shall be filed by the City Clerk and shall name the licensee and the place wherein he is authorized to conduct such business<3
an interconnected and coordinated set of elements and processes that convert inputs into desired outputs is referred to as a(n) ________.
An interconnected and coordinated set of elements and processes that convert inputs into desired outputs is referred to as a system.
Systems can be found all around us, from the human body to the natural environment to man-made machines. Understanding how systems work is an essential part of many fields, including engineering, biology, economics, and more.
A system can be defined as a collection of interconnected parts or components that work together to achieve a specific goal or set of goals. These parts can be physical components, such as the various organs in the human body, or they can be abstract concepts, such as the various economic factors that influence a market.
One of the defining characteristics of a system is that it is capable of transforming inputs into outputs. Inputs are the resources or materials that are put into the system, and outputs are the end results or products that are produced by the system. For example, in a car engine, the fuel, air, and spark are inputs that are transformed into the output of motion.
Systems can be simple or complex, depending on the number and complexity of the parts and the processes involved. They can also be open or closed, depending on whether they interact with their environment or not. For example, a car engine is a closed system, while the human body is an open system that interacts with its environment.
Understanding systems is essential for solving problems and improving efficiency. By analyzing the various parts and processes that make up a system, we can identify ways to optimize performance, improve reliability, and reduce waste. This knowledge is invaluable in a wide range of fields, from manufacturing and transportation to healthcare and environmental management.
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Storytime Books, LLC purchased the following shares of ABC stock: • 60 shares for $1,700 in 2017. • 70 shares for $2,250 in 2018. • 80 shares for $2,675 in 2019. They sold 160 shares of ABC in 2021 and did not identify which shares they sold. What basis should they use for computing gain or loss?
$5,108
$4,971
$4,953
$4,942
The correct answer is $6,108. To compute the gain or loss on the sale of stock, Storytime Books, LLC would need to use the cost basis method.
There are different cost basis methods such as First-in, First-out (FIFO), Last-in, First-out (LIFO), and Specific Identification. Since the problem does not specify which method the company uses, we will assume that they use FIFO.
Using FIFO, we assume that the first shares purchased were the first shares sold. Therefore, the cost basis for the 160 shares sold in 2021 would be:
60 shares purchased in 2017 for $1,700
70 shares purchased in 2018 for $2,250
30 shares purchased in 2019 for $798 (($2,675/80) x 30)
Total cost basis = $4,748
The proceeds from the sale of 160 shares are unknown, but assuming that they sold all their shares at once, we can calculate the gain or loss by subtracting the total cost basis from the total proceeds received.
Let's assume they sold all 160 shares for $10,856 (unknown value):
Gain or loss = Proceeds - Total cost basis
= $10,856 - $4,748
= $6,108
Therefore, the correct answer is $6,108.
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ROI stands for return on investment. It is the ratio of incremental profit from an activity over the cost of the activity times 100. If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, what is the ROI?
Answer:
66.7%
Explanation:
ROI stands for return on investment. It is the ratio of incremental profit from an activity over the cost of the activity times 100. If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, the ROI is 66%.
What is return on investment?The return on investment estimates the loss and gain generated on the amount of money that is invested. The return on investment) is the percentage to analyze an organization’s profit or the earnings of different investment.
The return on investments estimates what we will receive back as compared to what we have invested. It can be used by a company to estimate inventory investments, pricing policy, capital equipment investments, etc.
If the incremental profit from your ad campaign is $5,000 and the cost of the campaign is $7,500, the ROI is 66%.
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Sue wants to work as a chemical engineer for either a large corporation or the government. What would you advise her to
do while she is earning her bachelor's degree to gain some real-world experience in the field of chemical engineering while still earning
college credits ?
a) Apply for a cooperative education experience, through her university, at a company or an agency that will provide her real work
experience in her field of study
b) Study hard and wait until she earns her degree to get experience
c) Take a job on campus working in the office typing papers for engineering professors
d) Take a part-time job working nights at a pharmacy
Answer:
A
Explanation: The most common reason tbh.
Answer: A
And just trust
Find the after-tax return to a corporation that buys a share of preferred stock at $54, sells it at year-end at $54, and receives a $8 year-end dividend. The firm is in the 21% tax bracket. (Round your answer to 2 decimal places.)
The after-tax return to the corporation is approximately 0.117, or 11.7% when rounded to 2 decimal places.
To calculate the after-tax return to a corporation, we need to consider the tax implications on the dividend income received.
The initial investment cost is $54, and the year-end dividend is $8. The tax bracket for the corporation is 21%. Let's calculate the after-tax return.
Step 1: Calculate the pre-tax dividend income:
Pre-tax dividend income = Year-end dividend
Pre-tax dividend income = $8
Step 2: Calculate the tax on the dividend income:
Tax on dividend income = Pre-tax dividend income × Tax rate
Tax on dividend income = $8 × 21%
Tax on dividend income = $1.68
Step 3: Calculate the after-tax dividend income:
After-tax dividend income = Pre-tax dividend income - Tax on dividend income
After-tax dividend income = $8 - $1.68
After-tax dividend income = $6.32
Step 4: Calculate the after-tax return:
After-tax return = (Year-end selling price - Initial investment cost + After-tax dividend income) / Initial investment cost
After-tax return = ($54 - $54 + $6.32) / $54
After-tax return = $6.32 / $54
After-tax return ≈ 0.117
Therefore, the after-tax return to the corporation is approximately 0.117, or 11.7% when rounded to 2 decimal places.
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DUGON has 10% to buy equity Costing K96000. She can apply 9 Car S for a a loan from King bank to buy the car from Ela Motors. On a repayment of Loan, She pays 10% GST on the loan to the king bank calculate the amount of equity dugon has
Answer:To calculate the amount of equity Dugon has, we need to consider the loan amount and the loan repayment with GST.
Loan amount:
Dugon is applying for a loan from King Bank to buy a car from Ela Motors. The loan amount is not mentioned in the given information, so we cannot determine the exact loan amount.
Loan repayment with GST:
After receiving the loan from King Bank, Dugon needs to repay the loan amount along with 10% GST. Since the loan amount is unknown, we cannot calculate the exact repayment amount.
Given the information provided, we cannot determine the specific amount of equity Dugon has. We need additional details such as the loan amount or any other relevant information to calculate the equity accurately.
Explanation:
Which multimedia and interactive elements do you think would best support your viewpoint on the topic you chose for your blog? Write two to four sentences explaining what multimedia and interactivity you will use and why.
Answer:
I will use images and details from credible websites, which will boost my own credibility and support my claim. I will also use charts and graphs from trusted web resources, such as government and university sites, to make my supporting evidence clear
Explanation:
I took the test
Brainiest???
The Use of videos, audios, and images in the blog will not only make it attractive but also make it credible.
Best Way to Write BlogTo write a credible and attractive blog we need to use multimedia such as videos, images, link of credible websites. We can also use other elements which can autocorrect grammer mistakes, can easily provide best charts and graphs.
The use of these elements can give a better outlook to our blog, and also create a sense of trust and credible information.
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the long-run effect of an increase in the money supply when starting from full employment is to
The effect of an increase in the money supply when starting from full employment depends on a number of factors.
Firstly, it is important to consider the cause of the increase in the money supply.
If the increase is due to an expansionary monetary policy, then it is likely to result in an increase in aggregate demand, as there is more money in circulation for consumers and businesses to spend.
This could lead to an increase in output and employment in the short run, as firms respond to the increased demand by producing more goods and services and hiring more workers to meet this demand.
However, in the long run, the effect of the increase in the money supply on output and employment is less clear.
If the increase in demand is not matched by an increase in the economy's capacity to produce goods and services, then it could lead to inflation, as firms raise prices to meet the increased demand.
In this case, the long-run effect of the increase in the money supply would be to reduce the purchasing power of the currency, which could have negative effects on the economy, such as reduced international competitiveness and reduced investment.
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you are intersted in investing in a company that expects to grow steadily at an annual rate of 6 percent for the forseeable future. the firm paid a dividend of $2.30 last year. if your required rate of return is 10 percent, wheat is the most you will be wiling to pay tfor this stock?
If the required rate of return is 10 percent, the most you would be willing to pay for this stock is $57.50.
To calculate the most you would be willing to pay for this stock, you need to use the dividend discount model. This model values a stock based on its expected future dividends and your required rate of return.
The formula for the dividend discount model is:
Stock price = Dividend / (Required rate of return - Expected growth rate)
In this case, the dividend is $2.30 and the expected growth rate is 6%. Your required rate of return is 10%.
Plugging these numbers into the formula, we get:
Stock price = $2.30 / (0.10 - 0.06) = $57.50
Therefore, the most you would be willing to pay for this stock is $57.50.
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the business market can be segmented on several bases, broadly classified into two major categories:
The business market can be segmented on several bases, broadly classified into two major categories: **demographic segmentation** and **behavioral segmentation**.
1. Demographic Segmentation: This involves dividing the business market based on demographic factors such as industry type, company size, location, and organizational structure. These factors help identify distinct groups within the business market that have common characteristics or needs. For example, businesses in the manufacturing industry may have different requirements compared to those in the service industry.
2. Behavioral Segmentation: This segmentation approach focuses on the behavior, needs, and preferences of businesses as customers. It considers factors such as purchasing patterns, decision-making processes, buying criteria, and usage levels. By understanding how businesses behave and what drives their purchasing decisions, marketers can tailor their strategies to effectively target and serve specific segments within the business market.
These two major categories of segmentation provide a framework for businesses to analyze and understand the diverse needs and characteristics of their target customers in the business-to-business (B2B) market. By segmenting the market, businesses can develop more targeted marketing strategies, customize their offerings, and establish stronger relationships with their customers.
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When you put a check you received in the bank, you have immediate access to the money.
True or False.
Answer:
this is true hope this helps
Explanation:
According to the video, in which areas are Accountants and Auditors involved? Select four options. budgeting hiring training planning cost control employee compensation event planning
Answer: budgeting
planning
cost control
employee compensation
Explanation:
The areas that accountants and auditors are involved in in an organization include the budgeting, planning, cost control and employee compensation.
We should note that the accountant and the auditors are involved in the financial aspect of the company, hence, the reason for the options chosen.
Hiring and training is the function of the human resource department.
Answer: 1, 4, 5, and 6
1.) budgeting
4.) planning
5.) cost control
6.) employee compensation
Explanation: i hope this helps :)
How will you be able to become the cost leader of the market in which you deal?
A.
by focusing on customer loyalty
B.
by analyzing your competitive advantage and identifying which strategy works best for your business
C.
by concentrating on serving a particular segment of customers better
D.
by producing a product that has a higher perceived value to the customers when compared to the already existing products
E.
by producing your goods at the lowest price in the market
Answer:
well it would be A i think
Explanation:
Answer:
E. by producing your good at the lowest price in the market
Explanation:
Plato
A company with a calendar year end, purchases a machine costing $129,000 on July 1, 2016.The is expected to be obsolete after five years (60 months) and, thereafter, no longer efue The estimated salvage value is $6,000. The company's depreciation policy is to record depreciat the portion of the year that the asset is in service. Compute depreciation expense for both 2016 under the following depreciation methods. and 2017 a. Straight-line b. Double-declining-balance
The depreciation expense for the machine in 2016 under the straight-line method is $8,000 and under the double-declining-balance method is $25,800.
What is the depreciation expense for the machine in 2016 using different methods?Under the straight-line method, the depreciation expense is calculated by subtracting the estimated salvage value from the cost of the machine and dividing it by the useful life in years. For 2016, the machine was in service for six months, so the depreciation expense is ($129,000 - $6,000) / 5 * (6/12) = $8,000.
Under the double-declining-balance method, the depreciation expense is calculated by applying a fixed depreciation rate to the net book value of the asset. The depreciation rate is double the straight-line rate. For 2016, the net book value is $129,000, and the depreciation rate is 2 / 5 (assuming a useful life of five years). Thus, the depreciation expense for 2016 is $129,000 * 2/5 * (6/12) = $25,800.
Depreciation methods play a crucial role in determining the allocation of asset costs over its useful life. The straight-line method distributes the depreciation expense evenly over the asset's useful life, providing a constant annual charge. On the other hand, the double-declining-balance method front-loads the depreciation, resulting in higher expenses in the earlier years. It reflects the assumption that assets are more productive and generate higher benefits in their early years. Understanding and applying appropriate depreciation methods help companies accurately account for the decline in value of their assets over time.
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Withdrawals from the partnership capital accounts are typically not used in which of the following situations? Multiple Choice To reduce the partners' capital account balances at the end of an accounting period. To record interest earned on a partner's capital balance To reward partners for work performed in the business To reduce the basic investment that has been made in the business. To record the partnership's payment of a partner's personal expense such as income tax
Withdrawals from the partnership capital accounts are typically not used to record interest earned on a partner's capital balance. This is because interest earned is considered an income or return on investment, and it is credited to the partner's capital account rather than being withdrawn.
Partners' capital account withdrawals are usually utilized for other purposes like reducing capital account balances, rewarding partners for work performed, reducing the initial investment in the business, or recording the partnership's payment of a partner's personal expenses like income tax.
Withdrawals from partnership capital accounts are typically not used to record interest earned on a partner's capital balance. When a partner's capital balance earns interest, it is considered as an income or return on investment. Instead of withdrawing this interest, it is credited to the partner's capital account, increasing the balance. This reflects the partner's ownership interest and allows for accurate tracking of their capital contribution and the return they receive on it. Withdrawals, on the other hand, are usually used for different purposes such as reducing capital account balances, rewarding partners for their work, reducing the initial investment, or recording the partnership's payment of personal expenses like income tax.
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HELPPPP!!!! WILLL GIVE BRAINLEST!!!
It allows you to rent a car while yours is being repaired. a. auto replacement c. personal damage liability b. comprehensive physical damage d. rental reimbursement
Answer:
I'm pretty sure the answer is d
Explanation:
Alternatively, you may pay out-of-pocket for your rental then seek reimbursement from the other insurance company once it completes its investigation.
Answer:
D
Explanation:
True or False When evaluating the choice you made you should never second guess your decision? Pls help
Answer:
False. When you want to make a decision, you have to think about the consequences. Good or bad? Will it affect someone mentally? Will it help you in the future? It's about the consequences.
Explanation:
FIRST SCENARIO: The economy has taken a turn for the worse. The president believes the government should get the economy moving again. According to the president, the problem is that markets are flawed and they do not protect consumers. Therefore, the government should study the problem, decide what must be produced, and pass laws that require individuals and businesses to follow the government’s informed advice.
Opponents of the president see a different world. They say central planners do not have enough information to organize an economic system. Markets may seem chaotic, but prices act as signals and respond quickly to fragmented information in a dynamic economy. These price signals provide consumers, businesses, and resource owners with the information they need to coordinate action. In addition, incentives matter. Government programs often create incentives that have unintended consequences. The economy will grow if we stay the course.
What would Adam Smith say? Why?
SECOND SCENARIO: The Save Our Jobs Coalition is working to pass a law that would penalize businesses that move jobs overseas. In addition, the law would require tariffs to be imposed on imported goods that are cheaper than similar goods made in the United States. Many corporations and small businesses are in favor of raising tariffs.
Opponents of the proposed law believe freer trade promotes economic progress because it makes more sense to buy goods from a country that makes them less expensively and use the country‟s resources to make other products. A tariff may save jobs in a particular industry, but other jobs will not be created. Furthermore, prohibiting American companies from having operations overseas means the companies will be reluctant to hire people domestically and will lay off highly paid workers in their quest to cut costs.
What would Adam Smith say? Why?
THIRD SCENARIO: Business lobbyists believe the current government is anti-business. They also think competition is making it difficult to make a profit. They believe it’s time for the government to help businesses through subsidies and incentives for consumers to buy their products. They also want the government to suspend antitrust laws and make new rules and regulations that would make it more difficult for small businesses to compete unfairly with large, well-established corporations. According to the lobbyists, helping business will improve everyone’s lives.
What would Adam Smith say? Why?
FOURTH SCENARIO: “Stop Government Now” is a group that believes there is no legitimate role for government except providing for police and fire protection. Members believe almost all governmental functions should be privatized. Markets should not be regulated. Members say markets may be greedy, but free markets make us all more moral.
What would Adam Smith say? Why?
MUST WRITE A PARAGRAPH FOR EACH SCENARIO
The proposed response of Adam Smith based on each scenario is given below:
Scenario 1He would say that the pricing system should remain the main determinant of the market and the interference of the government was uncalled for.
Scenario 2He would side with the free market system and be an opponent of the law that frowns on importation.
Scenario 3He would support the suspension of the antitrust laws.
Scenario 4He would believe that markets should not be regulated and the free market system should continue.
Who is Adam Smith?He is the father of modern economics for his work in pioneering ideas such as free trade and the gross domestic product
Hence, we can see that the proposed response of Adam Smith based on each scenario is given above.
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accountants who work at the corporate headquarters of a large department store chain use state-of-the-art systems to create financial statements every day, but the interpretation and analysis of those statements can take several hours. the accounting department consists of financial, managerial, and tax accountants. one advantage of departmentalizing the accountants is:
The major advantage of departmentalizing the accountant is because its ensure maximum efficiency since employees could coordinate work within the department function.
Simply put, the term "Departmentalization" refers the process of grouping activities or function into section under the same department.
For instance, every company have an accounting department. The process of sub-grouping the accounting department into legal compliance or financial control, Reports and financial statements, Budgeting etc is known as departmentalization.
The process of Departmentalization has numerous advantages but one particular advantage is that employees with similar expertise can coordinate the work between themselves to achieve efficiency.
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The quantity of a product demanded by consumers is a function of its price. The quantity of one product demanded may also depend on the price of other products. For example, if the only chocolate shop in town (a monopoly) sells milk and dark chocolates, the price it sets for each affects the demand of the other. The quantities demanded, and , of two products depend on their prices, and , as follows: If one manufacturer sells both products, how should the prices be set to generate the maximum possible revenue? What is that maximum possible revenue? Enter the exact answers. Enter your answer; p1 Enter your answer; p2
Who at Universal Studios hates FORBIDEN JURNY?
MEEEEEEEEEEEEEEEEEE
°ω°