The bond premium refers to the amount paid for a bond that exceeds its face value. When a bond is issued with a premium, it means that the bond's coupon rate is higher than the prevailing market interest rate.
There are several ways in which the bond premium can be disposed of:
1. Amortization: The bond premium can be amortized over the life of the bond. This means that the excess amount paid is gradually reduced over time by adjusting the interest income earned on the bond.
2. Accretion: If the bond premium is not amortized, it can be accreted. Accretion involves adjusting the carrying value of the bond to its face value over time. The accreted amount is treated as interest income.
3. Call or redemption: Another way to dispose of the bond premium is to call or redeem the bond before its maturity date. This allows the issuer to repay the bondholders at a premium price, effectively eliminating the premium.
4. Sale on the secondary market: The bond premium can also be disposed of by selling the bond on the secondary market. Investors may be willing to pay a premium for a bond with a higher coupon rate.
It's important to note that the specific method of disposing the bond premium may depend on the terms and conditions outlined in the bond agreement.
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Answer ASAP
An entrepreneur wants to start a bakery. He wants to make a sales forecast for his first six months in business, so he obtains the sales records for all the successful bakeries in his state and uses the monthly average for his forecast. What mistake is he making in this process? A. It is impossible to make an accurate sales forecast for a new business, and attempting to do so will only set him up for failure and disappointment. B. He should not use data from bakeries in his own state, as it is unlikely that they will report accurate estimates to their potential competitor C. He should be looking at sales records for all the successful bakeries in the country, not just in his state. D. It is not likely that he will be able to match the sales volume of successful, established bakeries in his first six months.
The Mistake is he making in this process it is not likely that he will be able to match the sales volume of successful, established bakeries in his first six months. The correct option is D.
What is the importance of sales forecasting?A precise sales forecast enables businesses to efficiently allocate resources for future growth while also managing cash flow. Forecasting sales help create benchmarks for future trends and allow executives to make early course corrections. Revenue executives can optimize for more wins by aligning sales quotas with revenue goals.
Make a list of the products and services you offer. Estimate how much of each you anticipate selling. Define the unit price or monetary worth of each sold good or service. Divide the number of units sold by the price. Determine the cost of producing and selling each commodity or service.
Thus, the ideal selection is option D.
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Answer:
option d
Explanation:
it is not likely that he will be able to match the sales volume of successful, established bakeries in his first six months
Which of the following statements describes GAAP?
A. GAAP standards are written and regulated by the government.
B. It is legally required that all companies meet GAAP standards.
C. Companies that meet GAAP standards usually use cash basis accounting.
D. GAAP recommends accrual basis accounting.
The statement that describes GAAP is that GAAP recommends accrual basis accounting.
Generally accepted accounting principles refers to the standards and accounting rules that are used for financial reporting.The four main principles of GAAP include consistency, objectivity, materiality and prudence. It should also be noted that Generally accepted accounting principles make use of the accrual basis accounting because sales are recorded at the time that they occur. This is vital in providing a better insight into the affairs and the performance of a company.
In conclusion, the correct option is D.
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Which of the following ratios would be most useful in evaluating the profitability of a firm?
a) Collection period
b) Quick ratio
c) Funded ratio
d) Return on asset
The most useful ratio in evaluating the profitability of a firm would be the Return on Assets (ROA) ratio.
Return on Assets is a financial ratio that measures how effectively a company utilizes its assets to generate profit. It indicates the company's ability to generate earnings from its investments in assets. The formula for calculating ROA is:
ROA = Net Income / Average Total Assets
By analyzing the ROA, investors and stakeholders can assess the profitability and efficiency of the company's operations. A higher ROA indicates that the company is generating more profit from its assets, which is generally seen as a positive indicator of financial performance.
The other ratios mentioned, such as the Collection Period, Quick Ratio, and Funded Ratio, are important in assessing different aspects of a company's financial health, such as liquidity, debt management, and cash flow efficiency. However, when specifically evaluating profitability, the Return on Assets ratio is the most relevant and informative metric.
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2. The owner of a franchise benefits from brand name recognition, access to professional
and nationwide advertising.
Answer:
True
Explanation:
It is TRUE that the owner of a franchise benefits from brand name recognition, access to professional and nationwide advertising.
This is because the owner of a franchise has various advantages. The advantages include enhanced reputation which covers all the places there is a franchise.
Then there is an increase in management techniques and work practices, including access to national advertising to cover many places and continuous support.
NEED HELP ASAP, WILL GIVE BRAINLIEST
1. Variable Costs are also known as ___________
A. Cost of Goods Sold
B. Liabilities
C. Assets
D. Equity
2. The bank purchased a desk for a new employee. What type of cost is the purchase of a new desk?
A. Fixed Cost
B. Variable Cost
3. Today I sold a new 80 inch television. The sale of this item is called________?
A. Unit of Sale
B. Asset
C. Cost of Goods Sold
Answer:
Cost of Goods Sold
variable cost
evality
Reinvesting cash flow allows a firm produce additional products and generate additional sales.
O True
O False
Consider the following information: State of Probability of Economy State of Economy Recession Rate of Return if State Occurs -.09 .21 .29 Boom .71 Calculating Expected Return [LO1] Consider the following information: State of Probability of Portfolio Return Economy State of Economy If State Occurs Recession Boom .22 .78 -.12 .22 Calculate the expected return. (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places, e.g., 32.16) Expected return
The expected return is 14.5%
The formula to calculate expected return is as follows:Expected Return = (Probability of State 1 x Return for State 1) + (Probability of State 2 x Return for State 2) + (Probability of State 3 x Return for State 3) + ... + (Probability of State n x Return for State n)Where n represents the total number of states.
The calculation of expected return is as follows:
Expected return of portfolio = (Probability of recession x Return for recession) + (Probability of boom x Return for boom)Expected return of portfolio = (0.22 x (-0.12)) + (0.78 x 0.22)Expected return of portfolio = -0.0264 + 0.1716Expected return of portfolio = 0.145 or 14.5%
Therefore, the expected return is 14.5% (rounded to two decimal places).
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Which of the following are laws which protect workers?
Answer:
The Equal Employment Opportunity Commission (EEOC) enforces federal laws prohibiting employment discrimination. These laws protect employees and job applicants against: Discrimination, harassment, and unfair treatment in the workplace by anyone because of: Race.
Explanation:
The Journal Entry To Record The Employer's Payroll Taxes A. Credit To Salaries Expense. B. Debit To Payroll C. Tax Payable D. SUTA 7
The Journal Entry To Record The Employer's Payroll Taxes : Tax Payable. option(C)
When recording the employer's payroll taxes, a journal entry would typically include a debit to various expense accounts (such as Salaries Expense, FICA Expense, etc.) and a credit to the liability account Tax Payable.
The taxes withheld from employees' wages are considered a liability of the employer until they are remitted to the appropriate tax authorities.
A journal entry to record the employer's payroll taxes involves debiting expense accounts such as Salaries Expense and crediting the liability account Tax Payable. This recognizes the expenses incurred and the corresponding liability for the taxes owed by the employer.
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The money demand curve is downward sloping because:.
Cleaning Care Inc. Expects to sell 10,000 mops. Fixed costs (for the year) are expected to be $10,000, unit sales price is expected to be $12. 00, and unit variable costs are budgeted at $7. 0. Cleaning Care's margin of safety (MOS) in sales dollars is:
a. $88,320
b. $96,000
c. $92,160
d. $90,240
e. $94,080
Cleaning Care's margin of safety (MOS) in sales dollars is $12,000. The correct option is (b) $96,000.
The margin of safety (MOS) in sales dollars, we first need to calculate the total contribution margin (CM) and break-even point (BEP). Then we can use the following formula to calculate the MOS:
MOS = Total Sales - BEP
The contribution margin is:
CM = Unit Sales Price - Unit Variable Cost
CM = $12.00 - $7.00
CM = $5.00
The break-even point is:
BEP = Fixed Costs / CM
BEP = $10,000 / $5.00
BEP = 2,000 units
Therefore, Cleaning Care Inc. needs to sell 2,000 units to break even.
The total sales required to achieve a margin of safety of zero is:
Total Sales = BEP / CM
Total Sales = 2,000 units x $12.00
Total Sales = $24,000
The margin of safety is:
MOS = Total Sales - BEP
MOS = $24,000 - $12,000
MOS = $12,000
Therefore, Cleaning Care's margin of safety (MOS) in sales dollars is $12,000. The correct option is (b) $96,000. Cleaning Care Inc. is assumed to have a single product in this question.
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Investment: Securities 1.7. Choose any form of investment and make a presentation in a form of a power Point/ cue cards. Submit your PowerPoint presentation/ Q- cards as evidence to your teacher. Use the following factors to consider when making investment decisions to explain the impact of the form of investment of your choice. S 1.7.1 Liquidity 1.7.2 Risk
Liquidity and risk are two crucial aspects to take into account when making investment decisions.
The ease with which an investment can be changed into cash without suffering a large loss in value is referred to as liquidity. The liquidity of various investment types varies in various ways.
The uncertainty and possibility of loss connected to investment are referred to as risk. Risk levels are different for various investment vehicles.
The potential for bigger profits on investments with a higher level of risk is also accompanied by a greater likelihood of loss. Although they could offer more consistency, lower-risk investments may also produce lower returns.
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Distinguish between the stated and the real goals of an organization. Illustrate the difference with an example
Stated goals represent an organization's public-facing mission and purpose, while real goals reveal the underlying objectives that guide its actions and decisions. Understanding the difference between these two types of goals can help in evaluating an organization's true motivations.
Stated goals are the official, public objectives an organization declares as its purpose or mission. These goals often reflect the organization's values and aspirations, and are typically communicated to employees, customers, and other stakeholders. Stated goals help to create a positive image for the organization and guide its decision-making process.
Real goals, on the other hand, are the underlying, sometimes undisclosed, objectives that drive the organization's actions and decisions. These goals may not always align with the stated goals and can be influenced by various factors such as market pressures, competition, and organizational politics.
Let's take an example to illustrate the difference between stated and real goals. Suppose a pharmaceutical company has a stated goal of "improving public health by developing innovative medicines and treatments." This goal reflects the company's mission to make a positive impact on society and promote well-being.
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When using credit, the purchase amount becomes what once the payment agreement is made?.
Explanation:
Credit allows for purchases without cash. Credit agreements are not legally binding. Credit is free.
compare and contrast the stereotype of traditional selling and professional relationship selling.
Traditional selling is focused on making a quick sale, while professional relationship selling is focused on building long-term relationships with customers.
Traditional selling and professional relationship selling are two different approaches to sales.
Traditional selling is focused on making a sale as quickly as possible, often using high-pressure tactics to convince the customer to buy. This approach is characterized by aggressive sales pitches, with the salesperson often trying to convince the customer that they need the product or service, even if they may not actually need it. Traditional selling often involves a one-time transaction, with little focus on building a long-term relationship with the customer.
Professional relationship selling, on the other hand, is focused on building long-term relationships with customers. This approach is characterized by a more consultative and collaborative approach to sales, with the salesperson working to understand the customer's needs and offering solutions that will meet those needs. Professional relationship selling is focused on creating value for the customer and building trust, with the goal of creating a long-term relationship that will lead to repeat business.
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What is nation’s plan for answering the key economic questions?
Explanation:
economic decision-making
process of choosing which wants among several options will be satisfied
producers
individuals and organizations that determine what products and services will be available for sale
economic system
a nation's plan for answering the three economic questions
economic resources
means through which goods and services are produced
needs
things that are required in order to live
scarcity
not having enough resources to satisfy every need
supply
quantity of a good or service that businesses are willing and able to provide
consumer
person who buys and uses goods and services
command economy
system in which resources are owned and controlled by the government
goods
things that you can see and touch
capitalism
private ownership of resources by individuals rather than by the government
traditional economy
system in which goods and services are produced the way they have always been done
mixed economy
system that combines elements of the command and market economies
demand
quantity of a good or service that consumers are willing and able to buy
market price
point where supply and demand are equal
wants
things that add comfort and pleasure to your life
services
activities that are consumed at the same time they are produced (things that others do for you)
trade-off
giving up on something to have something else
opportunity cost
value of the alternative you did not choose
market economy
system in which the resources are owned and controlled by the people of the country
economic choices
you can't have everything so you must choose
what are the 6 tips in the economic decision making?
1. define the problem
2. identify your choices
3. evaluate your choices
4. choose one
5. act on your decision
6. review your decision
(DieCar)
unlimited wants
wants that are never-ending and build off each other
what are the three economic resources or also known as factors of production?
a. natural resources
b. human resources
c. capital resources
natural resources
resources that come from the earth, water, or air (oil, ,gold, copper, etc.)
human resources
people who work to produce your goods and services (people in labor)
capital resources
tools, building, equipment that are used to produce them
what is the basic economic problem for businesses and families?
scarcity
competition
a contest among sells to get consumers to buy their product (you)
freedom of choice
buy what you want and where you want
To act as an ethical engineer, you should accept fees for engineering work in which situation?
A. If the contract is a cost plus contract.
B. If there were no other engineers who bid on the job.
C. If you need money to keep your business open and thriving.
D. If you are competent to complete all aspects of the job.
D.) To act as an ethical engineer, you should accept fees for engineering work in a situation If you are competent to complete all aspects of the job.
Accepting fees for engineering work is acceptable when the engineer possesses the necessary competence to fulfill the requirements of the job. Competence ensures that the engineer can deliver the work with the required quality and professional standards. Options A and B (cost plus contract and no other bidders) may create conflicts of interest or unfair pricing. Option C (needing money to keep the business open) suggests financial motivations rather than ethical considerations. Therefore, option D aligns with ethical principles, as it emphasizes the engineer's capability to perform the job successfully, providing value to clients while upholding professional integrity.
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Which of these credit card features would be best for customers who think they might need to use their credit card to borrow money?
A. low fees for balance transfers
B. an annual fee that can be waived
C. a long grace period
D. no fees for cash advances
Answer:
D
Explanation:
took the test
On the income statement, which of the following would be classified as a variable cost? Select: 1 □ R&D Expense □ Depreciation Expense □ Direct Material Expense □ Promotion Expense
The correct answer is Direct Material Expense.
Variable costs are costs that change in proportion to the number of units produced or sold. Direct material expenses are the costs of the materials that are used to make a product.
As the number of units produced increases, so does the amount of direct material expense. R&D expense, depreciation expense, and promotion expense are all fixed costs. Fixed costs do not change in proportion to the number of units produced or sold. They remain the same regardless of the level of production or sales.
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Posted this question already and no response.
Answer: A medium of exchange
Explanation:
How many dollars would it cost to buy an edinburgh woolen mill sweater costing 50 british pounds if the exchange rate is 1. 50 dollars per one british pound
If the exchange rate is 1, it would cost 75 dollars to purchase a sweater from the Edinburgh Woolen Mill that costs 50 British pounds.
They are established in the global financial market, wherever financial companies and other entities trade currencies round-the-clock depending on these criteria, and are known as market exchange rates. Free-floating or fixed exchange rates are also possible. Changes in the foreign currency market cause a loose exchange rate to rise and decrease. The value of one currency is linked to a set exchange rate. The rate about which one currency can be exchanged for another is known as the exchange rate in the world of finance.
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The most problematic sources are those that: A. Provide the least information about their author and original source of information B. Contain information that is biased C. Contain information only from secondary sources D. Provide one outlook on the information being presented
The most problematic sources are those that provide the least information about their author and original source of information. A material or device that emits radiation, whether ionising or non-ionizing, and that needs to be licensed by the Australian Radiation.
The protection and Nuclear Safety Authority is referred to as a problematic source. Investments, operations, and financing These three streams of business cash flow can significantly impact the development and viability of your organization. The sources of company finance include retained earnings, equity, term loans, debt, letters of credit, debentures, euro issuance, working capital loans, the venture capital investments, etc.
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Answer: I believe the answer is A.
Explanation: I really hope this helps and have a fabulous day!
Identify two examples of suitable places Sarah could advertise vacancies
Answer:
permanent roles, and contract roles.
11. Which of the following statements about the role of managers
is true?
a. Managers are responsible for the success or failure of the
company.
b. Managers make up the greatest percentage of employees in a
business.
C. Managers are responsible for completing the day-to-day work
a business.
4. Managers spend most of their time planning for the future.
Che first level of management
The TRUE statement about the first (highest) level of management is 4. Managers spend most of their time planning for the future.
These managers are appointed by the owners of the business to act as agents in the interests of their principals. However, the ordering depends on the person. Sometimes, this first-level is assigned as the third-level, in reverse order.This level of management is not necessarily involved in operational activities. The managers at this level do not constitute the greatest percentage of the workforce.While first-level managers bear the responsibility for the success or failure of their company, they usually assign the function of overseeing business success and failure to the middle-level managers, who also supervise the lower-level managers.Thus, the first-level of managers are the managers who plan for the future of the company.
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15pts-- multiple choice!
You want to invest some of the money you have earned from your part-time job. Since you do not have that much money to invest, you are looking for a risk-free option. All you want is to eventually get your money back with a little interest. Which investment strategy would be best for you?
Mutual funds
Stocks
Franchise
Bonds
Elle is in high school and wants to have job until she graduates. Which job would she be most qualified for until she graduates high school?
O Purchasing Agent
O Cashier
O Sales Agent
O Interviewer
First of all we should understand the nature of job of Purchasing Agent, Cashier, Sales Agent and an Interviewer to decide which option should Elle would be most qualified for until she graduates high school.
Who is a Purchasing Agent?The persons who buy the parts and materials that help in the production of goods are called purchasing agents or purchasers.
Buyers and purchasing agents review the history and quality of the suppliers before making the purchase. They should be qualified enough to consider price, quality, availability, reliability, and technical support when choosing suppliers and merchandise.
Who is a Cashier?A cashier is a person who handles the cash register at various locations such as the point of sale in places such as shops or banks.
He is also known as teller, accountant, clerk, treasurer. Only qualified and skilled persons can perform the role of cashier.
Who is a Sales Agent?A person hired by any company to sell its products or services is known as Sales agent.
A sales agent take orders, offer services and provide support in person and via telephone or internet. This job can be done with little training and less qualification.
Who is an Interviewer?A person who conducts an interview to hire the candidates is known as Interviewer. To be an interviewer, a person needs to be well qualified with great communication skills.
So, the best role that Elle can take up until she graduates is that of a Sales Agent.
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Which evasion aids can assist you with making contact?.
Answer:
Blood Chit
Pointee-Talkee
Explanation:
The evasion which aids and can assist with making the contact is Blood chit. Thus, the correct option is C.
What is Blood Chit?Blood Chit is the common term for the written notice, in the several languages which are carried by Marine aircrews in combat. If their aircraft is shot down, then the notice (1) identifies the Americans and (2) It encourages the local population to assist them.
The concept of Blood Chit is over 200 years old. Jean-Pierre Blanchard is the famous French balloonist who came to America in the year 1793 to demonstrate hot air balloon flight. He would ascend from Philadelphia. Where he would come down, of course, no one knew. And, also Blanchard did not speak English language. George Washington, U.S. President, gave Blanchard a letter addressed to all the citizens of the United States. The letter asked that Blanchard be befriended and given safe passage back to Philadelphia.
Therefore, the correct option is C.
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Your question is incomplete, most probably the complete question is:
What needs to make contact with the local population. Which evasion aids can he use to help him make contact?
a. Signaling devices (incorrect)
b. Pointee-Talkee (correct)
c. Blood Chit (correct)
d. Camouflage (incorrect)
Sherita, age 37, wants to pay no more than $750 a year in life insurance. if the annual life insurance premium rate (per $1000 of face value) is $3.96, what is the largest 15-year term policy she can buy without spending more than $750 annually? a. $189,000 b. $109,890 c. $203,252 d. $276,750 please select the best answer from the choices provided a b c d
the largest 15-year term policy Sherita can buy without spending more than $750 annually is $189,000.
To solve this problem, we can use the formula:
Maximum affordable premium = (Annual premium rate per $1000) × (Face value)
Let F be the face value of the policy. Then, we have:
750 = (3.96/1000) × F
Solving for F, we get:
F = 750 / (3.96/1000) = 189,393.94
A policy is a document that outlines an agreement between two or more parties. In the context of insurance, a policy is a contract between the insurer and the insured, where the insurer agrees to pay a sum of money or provide other benefits to the insured in the event of a specified loss. Insurance policies can cover a variety of risks, including health, life, property, liability, and more. Policies typically include terms, conditions, and exclusions that define the scope of coverage and the responsibilities of the parties involved.
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Record the issue of 1,000 shares of no-par common stock to its promoters in exchange for their efforts, estimated to be worth $27,000. the stock has a $3 per share stated value.
This entry reflects the issuance of 1,000 shares of common stock with a stated value of $3 per share, with the remaining amount representing the additional value assigned to the shares issued.
To record the issue of 1,000 shares of no-par common stock to its promoters in exchange for their efforts, estimated to be worth $27,000, you will need to follow these steps:
1. Determine the journal entry: The journal entry for issuing shares is typically recorded in the stockholders' equity section of the balance sheet. In this case, since the stock has a $3 per share stated value, you will need to record the issuance at the stated value.
2. Calculate the total value: Multiply the number of shares issued (1,000) by the stated value per share ($3) to determine the total value of the shares issued. In this case, it will be $3,000.
3. Record the journal entry: Debit the Promoters' Efforts or Promoters' Equity account for the estimated value of $27,000. Credit the Common Stock account for the total value of the shares issued, which is $3,000. Credit the Additional Paid-in Capital account for the remaining amount, which is $24,000 ($27,000 - $3,000).
The journal entry would be as follows:
Debit Promoters' Efforts (or Promoters' Equity) for $27,000
Credit Common Stock for $3,000
Credit Additional Paid-in Capital for $24,000
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If the company wants to lead the market, how will that company's pay range midpoint compare to the market average?
If the company wants to lead the market, the midpoint will be higher than the market average. In establishing pay grades, this pay rate is established first.
What is the pay range midpoint?Employers frequently consider the midpoint of a salary range to be somewhere between the 25th and 75th percentiles. Some employers will use the 50th percentile, median, mean, or mode to meet market demands.The midpoint progression (the percentage difference between the midpoint in a range and the midpoint associated with a range one level higher) is typically 10% to 20%, with higher percentages used for higher-valued jobs in the organization.The midpoint will be higher than the market average if the company wishes to lead the market. This pay rate is established first when establishing pay grades.Therefore, the midpoint will be higher than the market average. In establishing pay grades, this pay rate is established first.
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