Computech Corporation is expanding rapidly and currently needs to retain all of its earnings; hence, it does not pay dividends. However, investors expect Computech to begin paying dividends, beginning with a dividend of $0.75 coming 3 years from today. The dividend should grow rapidly - at a rate of 49% per year - during Years 4 and 5, but after Year 5, growth should be a constant 10% per year. If the required return on Computech is 18%, what is the value of the stock today? Do not round intermediate calculations. Round your answer to the nearest cent.

Answers

Answer 1

If the required return on Computech is 18% the value of the stock in today's calculation is $11.77

What is the growth rate of a stock?

This is the percentage change of the stock based on the annualized growth rate over a period of time.

D3 = $0.75

D4 = 0.75 x 1.49 = $1.1175

D5 = 1.1175 x 1.49 = $1.665075

D6 = $1.665075 x 1.10 = $1.8315825

At a growth rate of 10 percent

\(\frac{D6}{R-G}\)

1.8315825/0.18-0.10

= $\(\frac{0.75}{1.18^3} +\frac{1.1175}{1.18^4} +\frac{1.665075}{1.18^5} +\frac{22.89478125}{1.18^5} \\\)

= 0.456473 + 0.576394 + 0.7278196 + 10.0075198

= $11.77

The value of this stock today is  $11.77

Read more on stocks here: https://brainly.com/question/25818989


Related Questions

Although RICO was passed to prevent gangsters from taking money they earned illegally and investing it in legitimate businesses, it is now often used against businesspeople who break the law.
a) true
b) false

Answers

I believe it’s false sorry if I’m incorrect though
The answer is B, false I think

Paul’s grocery received 1,000 pounds of onion at $0.11 per pound. On the average, 3% of the onions will spoil before selling. Find the selling price per pound to obtain a makeup rate of 180% based on cost.

Answers

The selling price per pound for onions to obtain a makeup rate of 180% based on cost is $2.0350.

What is the selling price per pound for onions?

Total Cost = Quantity * Cost per pound

Total Cost = 1,000 pounds * $0.11/pound

Total Cost = $110

Spoilage Quantity = 3% of Quantity

Spoilage Quantity = 3% of 1,000 pounds

Spoilage Quantity = 0.03 * 1,000 pounds

Spoilage Quantity = 30 pounds

Effective Quantity = Quantity - Spoilage Quantity

Effective Quantity = 1,000 pounds - 30 pounds

Effective Quantity = 970 pounds

Makeup Rate = 180%

Selling Price per pound:

= (Total Cost * Makeup Rate) / Effective Quantity

= ($110 * 1.80) / 970 pounds

= $2.03505/pound.

Read more about selling price

brainly.com/question/28420607

#SPJ1

Briefly discuss the role of the Financial Manager.

Answers

walter hartwell white

Wilma sells her house for $600,000 two months after her husband passed away. They had purchased the house in 1952 for $58,000. Assuming they met the requirement for filing jointly, on what amount will Wilma have to pay income tax?

Answers

Wilma can exclude $500,000 of the gain from the sale of the house from her taxable income if she meets the requirements for married filing jointly.

What is the gain on the sale?

The gain on the sale is $600,000 - $58,000 = $542,000. Since her husband passed away within the last two years, she is eligible for the $500,000 exclusion.

This leaves $542,000 - $500,000 = $42,000 as taxable gain. Wilma will have to pay income tax on $42,000. However, the exact amount of tax she will owe depends on the tax rates and other aspects of her financial situation.


Read more about income tax here:

https://brainly.com/question/30157668

#SPJ1

Answer:

According to the case, the five kinds of share are directly relevant and can be calculated from the provided information are:

1. Authorized Capital

2. Issued Capital

3. Un-issued Capital

4. Subscribed Capital

5. Called-up Capital

Explanation:

Authorized Capital:

The authorized capital is known as the registered capital of the company, Authorized capital is the maximum amount of share that a company is authorized to issuing share to its shareholders.

In this case, the Alpha limited company registered on 5th January 2023 with the capital of 500,000 which is divided into 25,000 ordinary shares and the value of each share is Rs. 20.

Issued Capital:

The issued share capital of company is monetary value of shares which legally offers by company to its shareholders.

In this case, the Alpha limited company on 20th of January offered for sale to the public from authorized capital. The company put forward 15,000 and the value of each share is 20 Rs. Consequently, the company’s issued capital is 300,000 Rs (15,000 shares x 20 Rs.) .

Un-issued Capital:

The un-issued share capital reflects the part of authorized capital stock that the company has not yet issued to the public.

In this case, the Alpha limited company has not issued his 10,000 shares, and the value of each share is 20 Rs so its total un-issued capital is Rs. 200,000 (10,000 shares x 20 Rs.).

Subscribed Capital:

The subscribed capital is the portion of issued capital for which the public has been subscribed and the company has accepted.

In this case, the Alpha limited company on 23rd January received applications for 14,500 shares from the public which informed by company’s bank, so the subscribed capital is Rs. 290,000 (14,500 shares x 20 Rs.).

Answers

The five kinds of capital that are directly relevant are:

Authorized Capital: Rs. 500,000Issued Capital: Rs. 300,000Un-issued Capital: Rs. 200,000Subscribed Capital: Rs. 290,000Called-up Capital: Rs. 290,000

What is a called-up capital?

The called-up capital refers to the portion of the subscribed capital that the company has demanded and the shareholders are required to pay.

In this case, the Alpha limited company called up the entire subscribed capital of Rs. 290,000 on 25th January. Therefore, the called-up capital is also Rs. 290,000.

Summarily,

- Authorized Capital: Rs. 500,000

- Issued Capital: Rs. 300,000

- Un-issued Capital: Rs. 200,000

- Subscribed Capital: Rs. 290,000

- Called-up Capital: Rs. 290,000

learn more about capital: https://brainly.com/question/13372465

#SPJ1

I am passively managed and usually come with lower fees. Which investment am I?

a. Mutual Fund
b. Index Fund
c. ETF
d. TDF

Answers

Answer: ETF is passively managed and usually cme with lower fees.

Explanation: An ETF stand for exchange-traded fund. It is a marketable security that tracks an index, a commodity, a bond, or a basket of assets like an index fund.

Passive management has a number of advantages for investors in index funds. In passive management, the fund manager makes only minor, periodic adjustments to keep the fund in line with its index. This is different from actively managed funds (mutual funds), where the fund manager actively manages the fund and continually trades assets in an effort to outperform the market.

ETF requires lower administrative costs since it monitors an index without trying to outperform it. They don't try to beat the market, they try to be the market.

For further information on EFT, visit:

https://brainly.in/question/8690629

Final answer:

An index fund is a passively managed investment option that typically has lower fees.

Explanation:

The investment that is passively managed and usually comes with lower fees is the Index Fund. An index fund is a type of mutual fund that aims to replicate the performance of a specific stock market index, such as the S&P 500. It does not rely on active management by fund managers who try to outperform the market, which helps to reduce fees.

Learn more about Index Fund here:

https://brainly.com/question/32484362

#SPJ12

HELP ASAP I WILL GIVE BRAINLIEST

HELP ASAP I WILL GIVE BRAINLIEST

Answers

Answer:

Small Business= 4

Entrepreneur= 2

Sole Proprietor= 1

C-Corporation= 5

Franchise= 3

Explanation:

hope this helps

How many times did Donald trump declare bankruptcy

Answers

Six times is the answer
The person above it correct.....6

The study of economics is nothing but the study of a tree and a forest. Discourse with respect to branches of economics

Answers

The study of economics involves the examination of individual components represented by branches and the analysis of the broader system represented by the forest.

How does the study of economics relate to a tree and a forest?

Just as a tree consists of various branches that connect and support each other, the study of economics comprises different branches that explore specific aspects of the economy. These branches including microeconomics, macroeconomics and international economics focus on understanding and analyzing elements of economic behavior and systems.

The interplay between the various branches of economics contributes to comprehensive understanding of how individual economic decisions and activities collectively shape the broader economic system. By studying both the branches and the forest, economists can gain insights into the intricate relationships.

Read more about economics

brainly.com/question/17996535

#SPJ1

Which of the following is a sign that you have a budget deficit?

Answers

When liabilities outweigh assets, imports outweigh exports, or expenses over revenues, a deficit results. The national debt is increased by federal budget deficits. Government spending and tax policies are used by fiscal policy to affect macroeconomic factors such as inflation, employment, and total demand.

What are liabilities?

The term "liability" can refer to both being held accountable for something as well as owing someone money or services. A homeowner's tax liability, for instance, may be determined by how much in property taxes he must pay to the city or in income taxes to the federal government. Financial accounting defines liabilities as the obligations a company has to its customers. Money owing to suppliers, or accounts payable, is a typical liability for small firms. On a company's balance sheet, a typical financial statement produced by financial accounting software, you can see liabilities.

To learn more about  liabilities click,

https://brainly.com/question/14921529

#SPJ1

QUESTION TWO
a) A bakery bakes cakes under the brand name “super cakes.” Irene Juma, the manageress does not know the cost of each cake. She therefore gathers data on the total cost of each day’s production for the last 10 days. The results are shown in the table below:
Day Number of cakes (‘00’ units) Total cost (Sh. ‘000’)
1 22.5 23.0
2 21.0 21.6
3 27.5 23.3
4 21.5 24.0
5 30.0 28.2
6 20.0 22.4
7 24.0 23.1
8 26.5 25.3
9 18.3 20.1
10 17.0 16.5
Required:
i) Estimate the total cost function using the ordinary least squares method. State the fixed cost and unit cost. (11 marks)
ii) If each cake is sold at Sh. 10, determine the break even number of cakes. (3 marks)

b) Two different models are available for the same machine. The production statistics (number of units produced per hour) of these two models are given below. The data was collected on different days.
Model A: 180, 176, 184, 181, 190, 137,
Model B: 195, 194, 190, 192, 187, 185, 187,
Will you conclude that Model A and Model B have the same productivity (6Marks)

Answers

a) i) Using ordinary least squares, the estimated total cost function for the bakery's "super cakes" is Total Cost (Sh. '000') = 4.07 + 0.81 * Number of cakes ('00' units).

ii) The break-even number of cakes is approximately 21.42 cakes.

b) Model A has an average productivity of 171.33 units per hour, while Model B has an average productivity of 190.71 units per hour. We cannot conclude that they have the same productivity.

a) i) To estimate the total cost function using the ordinary least squares method, we can use the given data on the number of cakes and total cost for the last 10 days. Let's denote the number of cakes as X and the total cost as Y.

Using a linear regression model, we can find the equation of the line that best fits the data. The general form of the linear equation is Y = a + bX, where a represents the fixed cost and b represents the unit cost.

We can calculate the values of a and b using the ordinary least squares method. This involves minimizing the sum of the squared differences between the observed total cost and the predicted total cost based on the equation.

After performing the calculations, we obtain the following results:

a = 4.07 (fixed cost)

b = 0.81 (unit cost)

Therefore, the estimated total cost function for the bakery's production of "super cakes" is:

Total Cost (Sh. '000') = 4.07 + 0.81 * Number of cakes ('00' units)

ii) To determine the break-even number of cakes, we need to find the number of cakes at which the total cost equals the total revenue. Since each cake is sold at Sh. 10, the revenue function can be expressed as Revenue = 10 * Number of cakes ('00' units).

Setting the total cost function equal to the revenue function, we have:

4.07 + 0.81 * Number of cakes = 10 * Number of cakes

Simplifying the equation, we find:

0.19 * Number of cakes = 4.07

Dividing both sides by 0.19, we get:

Number of cakes = 21.42

Therefore, the break-even number of cakes for the bakery is approximately 21.42 cakes.

b) To conclude whether Model A and Model B have the same productivity, we can analyze the production statistics provided for both models. Based on the data, we can calculate the mean (average) number of units produced per hour for each model.

Model A: (180 + 176 + 184 + 181 + 190 + 137) / 6 = 171.33

Model B: (195 + 194 + 190 + 192 + 187 + 185 + 187) / 7 = 190.71

From the calculated means, we can see that Model A has a lower average productivity (171.33 units per hour) compared to Model B (190.71 units per hour). Therefore, based on the given data, we cannot conclude that Model A and Model B have the same productivity.

For more question on function  visit:

https://brainly.com/question/2888740

#SPJ8

"Mr. Bergh sent the firm's then top 60 managers six questions about the pros and cons of the business - and started interviewing each of them." Why would Mr. Bergh ask his managers questions about the pros and cons of the business? What type of information was he attempting to retrieve in his interview process? Do you feel that this is an effective way of communication from a leadership perspective?

Answers

Mr. Bergh asked his managers about the pros and cons of the business to gather valuable insights, encourage collaboration, and enhance organizational performance, making it an effective communication approach from a leadership perspective.

Mr. Bergh likely asked his managers questions about the pros and cons of the business to gain valuable insights and feedback from those who have a deep understanding of the organization's operations. By seeking input from the top 60 managers, he could gather a comprehensive perspective on the strengths and weaknesses of the business.

In his interview process, Mr. Bergh was likely attempting to retrieve information about various aspects of the business, such as identifying areas of improvement, understanding challenges faced by the managers, exploring potential opportunities, and gathering ideas for strategic decision-making.

By asking specific questions, he could assess the managers' knowledge, critical thinking, and problem-solving abilities. The goal would be to obtain actionable insights that could inform the company's future direction and enhance its performance.

From a leadership perspective, this approach can be highly effective. Engaging with managers and soliciting their opinions demonstrates a collaborative and inclusive leadership style.

It empowers managers by involving them in decision-making processes and signaling that their expertise and perspectives are valued. It also fosters a culture of open communication, encourages creativity, and enables the organization to tap into the collective intelligence of its top management.

However, the effectiveness of this approach depends on the receptiveness of the managers, the level of trust and psychological safety within the organization, and how the collected feedback is utilized.

It is essential for leaders to create an environment where managers feel comfortable expressing their views and ensure that the information gathered is acted upon or considered in decision-making processes. Regular and transparent communication should follow to close the feedback loop and demonstrate a commitment to continuous improvement.

In summary, asking managers about the pros and cons of the business and conducting interviews can be an effective way for a leader to gather valuable insights, foster collaboration, and enhance organizational performance when accompanied by a supportive leadership style and a commitment to act upon the feedback received.

For more question on organizational visit:

https://brainly.com/question/29641668

#SPJ8

How can birth rate and life expectancy combine to impact a nation's use of scarce resources?

Answers

The birth rate and life expectancy are related to the resources of a country, because the relationship between the amount of resources and the amount of resources that people will use throughout their lives can be made.

What is the birth rate?

The birth rate is a statistical indicator of the communities in which it is established as the number of births per hundred thousand inhabitants.

What is life expectancy?

Life expectancy is a statistical indicator of communities that establishes the average age lived by citizens of a given area.

How are life expectancy and birth rates related to available resources?

Each country has a limited amount of resources for citizens to use. However, these are going to end up compromising the subsistence of future generations.

In this case, it is of great importance to know the birth rate and life expectancy to establish how much longer these resources will be able to be used before they run out and to propose strategies and alternatives to face the scarcity of resources.

Learn more about natural resources in: https://brainly.com/question/989326

Outline and describe the different forms of Communication and further explain how they are important in an organization. Provide practical example to support your discussion.​

Answers

La comunicación desempeña un papel fundamental en el funcionamiento de una organización, ya que permite la transmisión de información, ideas, instrucciones y retroalimentación entre los miembros del equipo. Existen varias formas de comunicación que se utilizan en un entorno organizacional. A continuación, describiré algunas de las formas más comunes:

Comunicación verbal: Es el uso de palabras habladas para transmitir información. Puede ser en forma de reuniones, conversaciones cara a cara, llamadas telefónicas o videoconferencias. La comunicación verbal es rápida y permite una interacción directa entre las personas, lo que facilita la clarificación de dudas y la resolución de problemas en tiempo real. Por ejemplo, durante una reunión de equipo, los miembros pueden discutir ideas, compartir actualizaciones y tomar decisiones conjuntas.

Comunicación escrita: Implica el uso de palabras escritas para transmitir información. Esto incluye correos electrónicos, mensajes de texto, informes, memorandos y documentos formales. La comunicación escrita es útil cuando se requiere un registro permanente de la información y proporciona la oportunidad de revisar y editar antes de enviar el mensaje. Por ejemplo, un gerente puede enviar un correo electrónico detallando las metas y objetivos del proyecto a su equipo para asegurarse de que todos estén al tanto de las expectativas.

Comunicación no verbal: Se refiere a la transmisión de información sin el uso de palabras. Incluye gestos, expresiones faciales, lenguaje corporal y tono de voz. A menudo, la comunicación no verbal puede transmitir emociones y actitudes que pueden complementar o contradecir el mensaje verbal. Por ejemplo, durante una presentación, el lenguaje corporal de un orador puede transmitir confianza y entusiasmo, lo que refuerza su mensaje.

Comunicación formal: Se lleva a cabo a través de canales oficiales y estructurados dentro de la organización. Esto incluye comunicaciones descendentes, como anuncios y políticas de la gerencia hacia los empleados, así como comunicaciones ascendentes, como informes de estado y retroalimentación de los empleados hacia los superiores. La comunicación formal es importante para establecer líneas claras de autoridad y responsabilidad, así como para garantizar la coherencia en la información transmitida.

Comunicación informal: Se produce a través de interacciones sociales no estructuradas entre los miembros de la organización. Esto puede incluir conversaciones informales en el lugar de trabajo, interacciones en las pausas para el café o discusiones en grupos de chat en línea. La comunicación informal es valiosa para fomentar la camaradería, construir relaciones y facilitar el intercambio de ideas no convencionales. Por ejemplo, en un entorno de trabajo abierto, los empleados pueden compartir ideas innovadoras durante una conversación informal en la sala de descanso.

La importancia de estas formas de comunicación en una organización radica en que permiten la colaboración efectiva, la toma de decisiones informada, la resolución de problemas, la coordinación de tareas y la creación de un ambiente de trabajo positivo. Una comunicación clara y efectiva evita malentendidos, reduce los errores, mejora la productividad y fortalece la cohesión del equipo.

Un ejemplo práctico podría ser una empresa de desarrollo de software. En este caso, la comunicación verbal sería esencial para que los miembros del equipo discutan los requisitos del proyecto, compartan actualizaciones diarias y resuelvan problemas en las reuniones diarias de puesta al día (stand-up meetings). La comunicación escrita sería crucial para documentar los requisitos, especificaciones técnicas y cronogramas del proyecto, así como para enviar correos electrónicos y mensajes de chat con actualizaciones y solicitudes de retroalimentación. La comunicación no verbal también tendría un papel importante, ya que el lenguaje corporal y las expresiones faciales en las reuniones ayudarían a transmitir confianza y apoyo entre los miembros del equipo. En cuanto a la comunicación formal, se utilizarían informes de estado y presentaciones formales para mantener a la alta dirección informada sobre el progreso del proyecto. Por último, la comunicación informal se daría en momentos de descanso, donde los empleados podrían discutir ideas, plantear desafíos y fomentar la creatividad en un ambiente más relajado

Answer:

There are several different forms of communication that are important in an organization. These include:

1. Verbal communication: This is the use of spoken words to convey a message. Verbal communication is important in an organization because it allows employees to communicate with each other and with customers. For example, a salesperson might use verbal communication to explain the features of a product to a customer. Another example is a team meeting where employees discuss project updates and share ideas.

2. Nonverbal communication: This is the use of body language, gestures, and facial expressions to convey a message. Nonverbal communication is important in an organization because it can convey emotions, attitudes, and intentions. For example, a manager might use nonverbal communication to show approval or disapproval of an employee's performance. Another example is a job interview where the interviewer might use nonverbal communication to assess the candidate's confidence and professionalism.

3. Written communication: This is the use of written words to convey a message. Written communication is important in an organization because it provides a permanent record of communication. For example, an email can be used to communicate project updates, deadlines, and other important information. Another example is a report that summarizes the results of a project.

4. Visual communication: This is the use of images, graphs, and other visual aids to convey a message. Visual communication is important in an organization because it can help to simplify complex information and make it easier to understand. For example, a chart can be used to show sales trends over time. Another example is a video that demonstrates how to use a product.

All of these forms of communication are important in an organization because they allow employees to share information, ideas, and feedback. Effective communication can also help to build trust and relationships between employees, customers, and partners. For example, if a customer has a positive experience with a salesperson, they are more likely to return to the organization in the future.

A practical example of the importance of communication in an organization is a team project. Effective communication is essential for the success of the project. Team members need to be able to communicate their ideas, concerns, and progress to each other in order to stay on track and meet deadlines. This might involve verbal communication in team meetings, written communication in project reports, and visual communication in presentations. Without effective communication, the project is likely to fail.

suppose you have a student loan with an annual interest rate of 4 percent. one day your lender announces that the interest rate will soon increase to an annual rate of 5 percent. your friend claims that this only one percentage increase in your interest rate. is she correct? why? why not? if she is incorrect, what is the actual percentage increase in your interest rates? what is the percentage point increase in your interest rates? [3 points]

Answers

Your friend is incorrect. The actual percentage increase in your interest rate is 25%, not 1%.

The formula for calculating the percentage increase is:

((new rate - old rate) / old rate) x 100 = % increase

Plugging in the numbers:

((5 - 4) / 4) x 100 = 25

So, the actual percentage increase in your interest rate is 25%.

Additionally, the percentage point increase in your interest rate is 1 percentage point or 1%. The percentage point increase is simply the difference between the old rate and the new rate, so in this case it would be 5 - 4 = 1.

For more questions like Interest rate click the link below:

https://brainly.com/question/13324776

#SPJ4

What are stakeholder capitalism and shareholder capitalism?

Answers

Stakeholder capitalism is a system in which corporations are oriented to serve the interests of all their stakeholders. ... Supporters of stakeholder capitalism believe that serving the interests of all stakeholders, as opposed to only shareholders, is essential to the long-term success and health of any business.

Explain right to be heard with examples

Answers

The right to be heard means that, depending on their age and maturity, children can be involved in decisions and issues that affect them.

What is the right to be heard?The right to be heard (including the participation of children) is a principle of child rights as defined in the United Nations Convention on the Rights of the Child. According to article 12 of the Convention, children have the right to express their views on all matters that affect them, and their views must be given due weight according to their age and maturity. This right applies equally to children's participation in social and political affairs, and to judicial and administrative proceedings. As a general principle, children's right to be heard should be addressed not only as vulnerable individuals with special protection needs, but also as informed decision makers, rights holders and active members of society. It reflects the child's notion of 'agency', The right to a hearing in article 12 is closely related to other articles of the Convention, which together form the so-called 'participation rights' of children and the recognition of children as citizens with rights holders. Emphasis on understanding.

learn more about the right to be heard

https://brainly.com/question/1175570

#SPJ1

Why is there no competition in a monopoly?
a) there are no close substitutes
b) there are too many substitutes
c) prices are set by the government
d) the government forbids competition

Answers

a) there are no close substitutes

Explanation:

A monopoly results when there is a single provider of a particular good or service. Since they’re the only company providing that good or service, the consumer must conduct their business with that specific provider. For example, imagine that Walmart is the only store you can buy food from. Walmart would dominate the entire supply market as it would be the only store from which you can buy your food.
a) there are no close sub

The Berne Conventions provides for international protection of copyrights.

True
False

Answers

False thank me later guys :)

Artandcraftlocator is an online company that helps people
looking for art and craft tutors to find what they are looking
for. The system requirements are as follows:
1. The system receives tutor information from the tutors and
saves in the tutor information file. This information
includes the type of skills they can teach.
2. The system receives the art student information and saves
it in the student information file.
3. The art student sends a request to the system to view
available tutors and skills. The system retrieves the
information and sends it to the student.
4. The art student can call the manager by phone at any point
to ask for more information.
5. The art student sends a request to the system for the tutor
they wish to work with.
6. The system sends this request to the tutor.
7. The tutor sends the available timings to the system and the
system sends it to the art student.
8. The art student sends the required timing to the system.
9. The system saves the required timing information in the
booking file and the system sends a notification to the
tutor.
10. the art student pays the fees at the bank in advance
11. The art student sends notification to the system when the
classes are finished. The system updates the booking file.
12. The system prints weekly reports to the management to
show class bookings and new art students information.
13. And now:
Add a new external entity of your own to the system, the
external entity sends data to the system (you decide it) and
updates one of the files (you decide what to do here)
Draw the context diagram and level 0 DFD for the above
system.

Answers

Answer:

To add a new external entity to the system described above, you could consider adding an external payment processing system.

This entity could send data to the system about successful payments made by art students, and this data could be used to update the booking file to reflect that the student has paid for their class.

Here is a possible context diagram for the updated system:

[Art and Craft Locator] <---> [Tutor Information File]

[Student Information File]

[Booking File]

[Payment Processing System]

And here is a possible level 0 DFD for the updated system:

[Art and Craft Locator] <--- [Tutor Information]

[Student Information]

[Available Tutors and Skills]

[Request for Tutor]

[Available Timings]

[Required Timing]

[Notification of Class Completion]

[Tutor Information File] <-- [Tutor Information]

[Student Information File] <-- [Student Information]

[Booking File] <-- [Required Timing]

[Notification of Class Completion]

[Payment Processing System] <-- [Payment Information]

You might think about including an external payment processing system in the system described above to introduce a new external entity.

What is a payment processing system?

Businesses carry out credit card and debit card transactions through payment processing. Payment gateways send data securely so that funds from a customer's issuing bank can be moved to a merchant's account, while payment processing services speed up card transactions.

Businesses that offer credit or debit card payment choices to their clients want a payment processing service provider that will assist them in crediting the funds to their bank accounts.

To make the payment process efficient and seamless for the merchants and customers, they work together with all parties involved. The people that provide payment processing services carry out the various procedures needed from transaction settlement to authentication.

They ensure that all non-paper money transactions result in the merchants receiving their money in their bank accounts.

Learn more about payment processing system, here

https://brainly.com/question/13196633

#SPJ2

QUESTION TWO HEEKS Associates Co. Ltd is considering investing in one of two proposed short-term portfolios of four short-term financial investments. The correlation between the returns of the individual investments is believed to be negligible in both options proposed. The market return is estimated to be 15%, and the risk-free rate 5%. Portfolio 1 Investment A B C D Portfolio 2 Investment A B C D Amounts invested (TZS) 10,000,000 40,000,000 30,000,000 20,000,000 Amounts invested (TZS) 20,000,000 40,000,000 20,000,000 20,000,000 Expected Total return risk 20% 8 22% 24% 26% Expected return 18% 20% 22% 16% 10 11 9 Total risk 7 9 12 13 Beta 0.7 1.2 1.3 1.4 Beta 0.8 1.1 1.2 1.4 Required: a) Calculate the risk and return of the two portfolios using the principles of both portfolio theory and the CAPM. b) Which portfolio appears to be more efficient?​

Answers

Portfolio 1: Expected Return 1: 19.6% , Total Risk (σ1): 5.5%

CAPM Expected Return 1: 51%, CAPM Total Risk (σ1): 49.5

Portfolio 2: Expected Return 2: 19.2%, Total Risk (σ2): 4.7%

   CAPM Expected Return (E(R2)): 50%, CAPM Total Risk (σ2): 48.1

a) Portfolio Risk and Return Calculation:

Using Portfolio Theory:

For Portfolio 1: Expected Return 1 = (Weight A * Return A) + (Weight B * Return B) + (Weight C * Return C) + (Weight D * Return D) Expected Return (E(R1)) = (0.1 * 18%) + (0.4 * 20%) + (0.3 * 22%) + (0.2 * 16%)

= 1.8% + 8% + 6.6% + 3.2%

Expected Return 1 = 19.6%

Total Risk (σ1) = √[(Weight A^2 * Risk A^2) + (Weight B^2 * Risk B^2) + (Weight C^2 * Risk C^2) + (Weight D^2 * Risk D^2)] Total Risk (σ1) = √[(0.1^2 * 7^2) + (0.4^2 * 9^2) + (0.3^2 * 12^2) + (0.2^2 * 13^2)]

= √[0.49 + 12.96 + 10.08 + 6.76] Total Risk (σ1) = √30.29

Total Risk (σ1) = 5.5%

For Portfolio 2: Expected Return 2 = (0.2 * 18%) + (0.4 * 20%) + (0.2 * 22%) + (0.2 * 16%)

= 3.6% + 8% + 4.4% + 3.2%

Expected Return 2 = 19.2%

Total Risk (σ2) = √[(0.2^2 * 7^2) + (0.4^2 * 9^2) + (0.2^2 * 12^2) + (0.2^2 * 13^2)]

= √[0.98 + 12.96 + 2.88 + 5.32]  = √22.14

Total Risk (σ2) = 4.7%

Using CAPM:

For Portfolio 1: Expected Return 1 = Risk-Free Rate + (Beta A * Market Risk Premium) + (Beta B * Market Risk Premium) + (Beta C * Market Risk Premium) + (Beta D * Market Risk Premium) Expected Return (E(R1))

= 5% + (0.7 * (15% - 5%)) + (1.2 * (15% - 5%)) + (1.3 * (15% - 5%)) + (1.4 * (15% - 5%))

= 5% + (0.7 * 10%) + (1.2 * 10%) + (1.3 * 10%) + (1.4 * 10%)

= 5% + 7% + 12% + 13% + 14%

Expected Return 1 = 51%

Total Risk (σ1) = Beta-Weighted Standard Deviation = (Beta A * Risk A) + (Beta B * Risk B) + (Beta C * Risk C) + (Beta D * Risk D)

= (0.7 * 7) + (1.2 * 9) + (1.3 * 12) + (1.4 * 13)

= 4.9 + 10.8 + 15.6 + 18.2

Total Risk (σ1) = 49.5

For Portfolio 2: Expected Return 2 = 5% + (0.8 * (15% - 5%)) + (1.1 * (15% - 5%)) + (1.2 * (15% - 5%)) + (1.4 * (15% - 5%))  

= 5% + (0.8 * 10%) + (1.1 * 10%) + (1.2 * 10%) + (1.4 * 10%)

= 5% + 8% + 11% + 12% + 14%

Expected Return 2 = 50%

Total Risk (σ2) = (0.8 * 7) + (1.1 * 9) + (1.2 * 12) + (1.4 * 13)

= 5.6 + 9.9 + 14.4 + 18.2

Total Risk (σ2) = 48.1

Based on these metrics, Portfolio 2 appears to be more efficient since it has a slightly lower total risk while still offering a high expected return.

Learn more about Portfolio efficiency here:

https://brainly.com/question/22817506

#SPJ1

consumers use expanded decisions when purchasing?​

Answers

Answer:

Consumers use expanded decisions when purchasing high-priced, complex, or unfamiliar products. Expanded decision-making involves a high level of involvement by the consumer, who engages in extensive information search, evaluation of alternatives, and consideration of the consequences of the decision. This type of decision-making is often used for products that are expensive, have a high degree of risk, or are infrequently purchased. For example, a consumer might use expanded decision-making when purchasing a car, a home, or a college education. In contrast, for products that are low-priced, frequently purchased, or have low risk, consumers often use limited decision-making or routine decision-making.

hope it helps you...

Marketers competing on product attributes and image are said to be participating in:

Answers

Answer:

nonprice competition

Explanation:

Marketers battling on product characteristics and image is defined as Non-price competition.

What is Non-price competition?

Non-price competition is a strategy that implies attracting customers and increasing sales by providing superior product quality, a unique selling proposition, a great location, and excellent service rather than lower prices. It helps brands stand out and win new consumers

It is a type of competitiveness wherein the two or more manufacturers exploit elements such as marketing, transportation, or customer support to raise demand for their products rather than price.

Therefore, it can be concluded that Non-price competition is characterized as manufacturers competing on product qualities and appearance.

Learn more about Non-price competition here:

https://brainly.com/question/12230194

#SPJ2

Which type of savings institution offers a range of services to its customers including savings accounts, checking accounts, and money market accounts, and also makes loans and investments and buys government bonds?

O A. Credit union
O B. Savings and loan institution
O C. Savings bank
O D. Commercial bank​

Answers

Answer:

commcommercial bank

Explanation:

Took the test

Two key aspects of financial planning are cash planning and profit planning. Cash planning involves the preparation of the cash budget and profit planning involves preparation of pro forma statements. To make cash budget and pro forma statements for a firm, accounting knowledge is needed. Do accounting courses you took before help you better understand how to make cash budget and pro forma income statement and balance sheet? Explain.

Answers

Yes. Accounting courses I took before helps us understand how to make cash budget and pro forma income statement and balance sheet.

Here's how accounting courses can help individuals in creating cash budgets, pro forma income statements, and balance sheets:

Cash Budget: Accounting courses teach students about the importance of cash flow management and how to prepare a cash budget. Pro Forma Income Statement: Accounting courses teach students how to analyze historical financial data and use it to forecast future performance. Balance Sheet: Accounting courses provide a comprehensive understanding of balance sheets and their components. Students learn how to analyze assets, liabilities, and shareholders' equity to assess the financial position of a company.

By studying accounting, individuals gain a solid foundation in financial concepts, reporting standards, and analytical techniques. This knowledge equips them with the skills necessary to create cash budgets, pro forma income statements, and balance sheets effectively.

For such more question on cash budget:

https://brainly.com/question/28494878

#SPJ8

The balance sheet for Fourth Corp. is shown here in market value terms. There are 10,000 shares of stock outstanding.



Market Value Balance Sheet
Cash $ 45,000 Equity $ 485,000
Fixed assets 440,000


Total $ 485,000 Total $ 485,000




Instead of a dividend of $1.90 per share, the company has announced a share repurchase of $19,000 worth of stock.



How many shares will be outstanding after the repurchase? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

What will the price per share be after the repurchase? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Answers

If there are 10,000 shares of stock outstanding. The number of shares that will be outstanding after the repurchase is 9,608.25 shares and the price per share after the repurchase is $48.5.

How to find the new shares outstanding?

a. New shares outstanding

Stock price  =Total market value of equity / shares outstanding

Stock price= $485,000 /10,000 shares

Stock price = $48.5 per share

Shares bought = $19,000/$48.5

Shares bought = 391.75

New shares outstanding

New shares outstanding = 10,000 -391.75

New shares outstanding = 9,608.25 shares

b. New stock price

Share price = ($485,000 - 19,000)/9,608.25 shares

Share price = $466,000 / 9,608.25 shares

Share price = $48.5

Therefore the new shares is 9,608.25 and the share price is $48.5.

Learn more about new shares outstanding here:https://brainly.com/question/15867835

#SPJ1

Smith Dentistry opened on June 1, 2016. The following transactions occurred during June

1. Issued common stock to owners in exchange for $18,000 cash.

2. Purchased $4,500 of equipment, paying $1,350 cash and signing a promissory note for $3,150.

3. Received $8,100 in cash for dental services performed in June.

4. Purchased $1,350 of supplies on account, all of the supplies were used in June.

5. Provided dental services on account in the amount of $14,400.

6. Paid $675 on account

7. Paid $2,700 to employees for work performed during June.

8. Received a bill for utilities for June of $3,050, the bill remains unpaid.

What is the amount of total revenue to be reported on the income statement for the month of June? Multiple Choice

a. $22,500
b. $8,100
c. $40,500
d. $26,100

Answers

Answer:

The total revenue for the month of June is $22500. Option a is the correct answer.

Explanation:

The revenue will be calculated under the accrual basis of accounting which states that a period's revenue should match that period's expenses and these are to be recorded in their respective periods. Under this method, both the cash and the credit sales are recognized as revenue in the period to which they relate. The revenue for the month of June will be as follows,

Total Revenue = Cash sales + Credit sales

Total revenue = 8100 + 14400

Total revenue = $22500

An employee's allowances determine:

A. the amount of Social Security tax withheld

B. the amount of unemployment tax owed

C. the amount of federal income tax withheld

D. the amount of Medicare tax withheld

Answers

During the tax year 2022–2023, the Employment Allowance enables qualifying firms to pay up to £5,000 less in National Insurance. Its purpose is to assist smaller firms with their labor expenses.

What is the employee allowance?

An exemption that reduces the amount of income tax you need to withhold from an employee's paycheck is known as a withholding allowance. Smaller withholding allowances result in bigger income tax deductions, whereas larger allowances result in fewer income tax deductions.

Your filing status, the number of jobs you have, and whether or not you have dependents all play a role in this. A single individual with one job, for instance, will claim less allowances than a married person with kids.

The three categories of allowances are as follows. There are three different classifications of allowances: non-taxable, partially taxable, and taxable. An allowance is a sum of money determined by the contract terms to be added to the agreed-upon payment to cover the expense of specific but unspecified prescribed goods.

Learn more about employee allowance:

https://brainly.com/question/9029791

#SPJ1

All of the following are examples of primary market research EXCEPT

Direct mail surveys

Fee product samples

Focus groups

Promotional email campaigns

Answers

Answer:

Fee product samples

Explanation:

makes pay

According to the video, what are some qualities needed by Municipal Clerks? Check all that apply. confidence college degree patience high school diploma leadership skills organizational skills multitasking skills

Answers

Answer:

C, patience
D, high school diploma
F, organizational skills
G, multitasking skills

Explanation:

ed2022

Answer:

C, D, F, G

Explanation:

Other Questions
Determine the rate of change from the table below: An overseas project is one done in a foreign country for a foreign firm. T/F y varies directly as x, y=7 when x=21. Determine x when y=5. compared with europe, how is psychotherapy regulated in the united states? Blood GroupO A B ABEthnic Group 1)0.082 0.101 0.005 0.0042)0.140 0.141 0.018 0.0093)0.215 0.195 0.070 0.020Explain in context what each of these probabilities represents. (Select all that apply.)If we know that the individual came from ethnic group 3, the probability that he has type A is given by P(A | C).If we know that the individual came from ethnic group 3, the probability that he has type A is given by P(C | A).If a person has type B blood, the probability that he is from ethnic group 3 is given by P(C | A).If a person has type A blood, the probability that he is from ethnic group 3 is given by P(C | A).If a person has type A blood, the probability that he is from ethnic group 3 is given by P(A | C).If a person has type B blood, the probability that he is from ethnic group 3 is given by P(A | C). Which is the best label for the dotted-line arrow The speed, or rate, of chest compressions when performing cr for all ages is at least ____ times per minute. QUESTION 1 St James Hospital contains 550 beds. The average occupancy rate is 80% per month. In other words, on average, 80% of the hospital's beds are occupied by patients. At this level of occupancy, the hospital's operating costs are 32 per occupied bed per day, assuming a 30-day month. This 32 figure contains both variable and fixed cost elements. During June, the hospital's occupancy rate was only 60%. A total of 399,300 in operating cost was incurred during the month. Required: 1) Using the high-low method, estimate: (a) The variable cost per occupied bed on a daily basis. (6 marks) (b) The total fixed operating costs per month. (6 marks) 2) Assume an occupancy rate of 70% per month. What amount of total operating cost would you expect the hospital to incur? (6 marks) 3) At an activity level of 6,800 units, Pen Corporation's total variable cost is 125,188 and its total fixed cost is 164,152. Required for the activity level of 7,100 units, compute: a) The total variable cost; b) The total fixed cost; c) The total cost; d) The average variable cost per unit; e) The average fixed cost per unit; and f) The average total cost per unit. Assume that this activity level is within the relevant range. (7 marks) How many atoms of cobalt are in 4 moles of cobalt? how successful was president wilson at getting the u.s. senate to ratify the treaty of versailles?group of answer choicesthe senate never ratified the treaty of versailles.this treaty was ultimately ratified by president harding.edits being made to the treaty that made it more acceptable to congress.a complete voluntary ratification of the treaty.a forced ratification of the treaty, due to the public's pressure on congress. Madison draws an isosceles triangle with side lengths of 10 inches, and the angle between them of 50. Can you find the measures of the other angles based on this information? Explain your answer. Hover the mouse pointer over a button and _____ displays with information about the button. what were the intended and unintended Consequences of the first step act? Which three statements represent an impact of riged caste system on people in ancient medieval India Use the drop-down menus to complete the hypothesis ofthe first group of researchers.During a drought, the decrease in rainfall will reduce theamount of vegetation that can grow and increase theoccurrence of natural fires, so an elevation inSelect...and a reduction in Select...should be found in the cores. Please help me asap! Select the correct answer.Which industry belongs to the tertiary sector of an economy?A. agricultureB. constructionC. tourismD. extraction I need help with this How much of a radioactive substance must be presented to decay to 80 grams in 12 years if the half-life of the substance is 7.6 years? On 1 June 2020 the Debtors Control account shows a balance of $13100. On 15 June Fred wrote of bad debts of $200. The double entry will be: Debit ___________Credit ___On 1 June 2020 the Debtors Control account shows a balance of $13100. On 15 June Fred wrote of bad debts of $200. The double entry will be: Debit_______ Credit_________ What is the slope-intercept equation of the following line?