A floating-rate contract, for a predetermined period of time, is sometimes issued in addition to a fixed-rate contract.
True
False
Benefits of Guaranteed Investment Contracts (GICs) include all of the following EXCEPT
higher rate of return than CD accounts.
transferring the management of assets for a retirement account to the insurance company.
federal insurance.
transferring the investing of assets for a retirement account to the insurance company.
all of the above are benefits of GICs
Answers
A floating-rate contract, for a predetermined period of time, is sometimes issued in addition to a fixed-rate contract. False.
Is it incorrect to say that a floating-rate contract is sometimes issued alongside a fixed-rate contract?A floating-rate contract is not typically issued in addition to a fixed-rate contract. Floating-rate contracts, also known as variable-rate contracts, are financial agreements where the interest rate fluctuates based on a reference rate, such as the LIBOR (London Interbank Offered Rate).
In contrast, a fixed-rate contract has a predetermined interest rate that remains constant throughout the contract's duration.
The purpose of floating-rate contracts is to provide protection against interest rate fluctuations. By incorporating a floating-rate component, borrowers or investors can benefit from potential decreases in interest rates.
Conversely, they may face higher interest payments if rates rise. However, the question falsely suggests that floating-rate contracts are commonly issued alongside fixed-rate contracts.
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Related Questions
Gaap and ifrs share the goal of providing relevant financial information to consumers, including but not limited to _____
Answers
The goal of providing relevant financial information to consumers is shared by both GAAP (Generally Accepted Accounting Principles) and IFRS (International Financial Reporting Standards). Some examples of the information that they aim to provide include:
Income Statement: Both GAAP and IFRS require companies to report their revenue, expenses, and net income, which helps consumers assess the profitability and financial performance of a company. Balance Sheet: Both standards require companies to report their assets, liabilities, and equity, which provides information about the company's financial position and its ability to meet its obligations.
Cash Flow Statement: GAAP and IFRS require companies to report their cash flows from operating, investing, and financing activities. This statement helps consumers understand how a company generates and uses its cash. Notes to the Financial Statements: Both standards require companies to provide additional disclosures and explanations in the form of footnotes. These notes provide important details about accounting policies, estimates, and contingencies that may impact the financial statements.
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help plz:)I'll give extra points
Answers
Answer:b
Explanation: ive done this
Answer:
b
Explanation:
expansionist fiscal policy and higher amounts of spending leads to a lower unemployment rate and higher fiscal success.
1. Looking at Nigeria as a potential emerging market, mention and explain 4 factors you think are preventing Nigeria from becoming an excellent emerging market to invest in? 2. If you were given the chance, resources and power to change Nigeria, which one out of the 4 problems identified above would you try to solve and how would you do it?
Answers
do not understand what you are saying
If you use another banks ATM, there will be no fee charged.True or False?
Answers
The statement If you use another banks ATM, there will be no fee charged is False.
What is ATM?ATM which full meaning is automated teller machine can be defined as a computerized machine that enables people to have access to their fund and for a person to make use of an automated teller machine the person must have an ATM debit cards
The statement is false because if an person make use of another bank ATM the person will be charges some fees.
Therefore the statement If you use another banks ATM, there will be no fee charged is False.
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cross-cultural research on the "big five" personality traits has led researchers to conclude that
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Cross-cultural research on the "big five" personality traits (Openness, Conscientiousness, Extraversion, Agreeableness, and Neuroticism) has led researchers to conclude that these traits are universal across different cultures.
However, there are some cultural differences in the degree to which certain traits are valued or displayed.For example, some research has suggested that in collectivistic cultures, such as in many Asian countries, Agreeableness may be more highly valued than in individualistic cultures, such as in Western countries, where Conscientiousness and Extraversion may be more highly valued. Additionally, some research has suggested that the expression of certain traits may differ across cultures, such as the display of emotion, which may be more acceptable in some cultures than in others.Overall, while there may be some cultural differences in the emphasis or expression of the big five traits, research suggests that they are a universal framework for understanding personality differences across different cultures.
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Does anyone’s else’s teacher do this and does not let you complete the test-
Answers
Managerial accounting
Time left 0:27:08 D If the Company cannot differentiated its products from competing products, in this case it will be classified as price takers. A Select one: True O False
Answers
False. If a company cannot differentiate its products from competing products, it will not be classified as a price taker. Price takers are companies that have no control over the price of their products and must accept the prevailing market price. In contrast, a company that cannot differentiate its products may still have some degree of pricing power based on factors such as quality, branding, or unique features. While they may face competition, they have the ability to influence their product's price to some extent.
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an invoice used as a source document for recording a sale on account. is called
Answers
An invoice used as a source document for recording a sale on the account is called a sales invoice.
A sales invoice is a document used by a seller to notify a buyer of the products or services they have sold and the amount due for payment. It includes information such as the names of the buyer and seller, the date of the sale, a description of the items sold, the quantity sold, the price per unit, any applicable discounts, and the total amount due.
The sales invoice is important because it serves as a legal record of the transaction and provides evidence of the sale and the terms agreed upon by the buyer and seller.
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Suppose that the price of oranges
increases from $1 to $1.10 per pound
and the quantity demanded falls from
1000 pounds to 800 pounds.
A. Calculate the price elasticity of
demand when price changes from
$1.to $1.10.
B. Are oranges elastic or inelastic at
this price point? Explain your
answer.
C. What happens to total revenue for
orange sellers when the price of
oranges increases a few cents
above $1 (total revenue increases,
decreases, stays the same, cannot
be determined)? Explain your
answer and why..
D. Assume that the demand for
oranges is a straight line, Calculate
its equation in terms of price (p)
and quantity (q).
Answers
The price elasticity of demand is -2.
B. Oranges are elastic at this price point because the price elasticity of demand is greater than 1. A price elasticity of demand value greater than 1 means that a change in price leads to a proportionally larger change in quantity demanded.
What is the price elasticity about?A. The price elasticity of demand can be calculated using the formula:
% change in quantity demanded / % change in price
The percentage change in price is:
(1.10-1)/1 * 100%
= 10%
The percentage change in quantity demanded is:
(800-1000)/1000 * 100% = -20%
Using these values in the formula, we get:
-20% / 10% = -2
Therefore, the price elasticity of demand is -2.
C. Total revenue is calculated as the price of oranges multiplied by the quantity sold. When the price of oranges increases, the quantity demanded decreases. The effect on total revenue depends on the price elasticity of demand. If demand is elastic (as it is in this case), the decrease in quantity demanded will be proportionally larger than the increase in price, so total revenue will decrease. Therefore, total revenue decreases when the price of oranges increases a few cents above $1.
D. We know that the demand for oranges falls from 1000 pounds to 800 pounds when the price increases from $1 to $1.10. Using the two points, we can find the slope of the straight line as:
(800-1000)/(1.10-1) = -200/0.1 = -2000
This gives us the slope of the line, which is also the coefficient of price (p) in the demand equation. Using the point-slope form of a line, we can find the equation of the line as:
q - 1000 = -2000(p - 1)
Simplifying, we get:
q = -2000p + 3000
Therefore, the equation of the demand curve for oranges is q = -2000p + 3000, where q is the quantity demanded and p is the price of oranges.
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This is a receipt for a purchase made at a restaurant in
Sacramento, California.
The total cost of the food and drinks before taxes was
The buyer paid vin sales tax.
Based on the receipt, Sacramento has a sales tax rate
of
Answers
Answer:
10.00 , .85 , 8.5
Explanation:
Answer:
This is a receipt for a purchase made at a restaurant in Sacramento, California.
The total cost of the food and drinks before taxes was
✔ $10.00
.
The buyer paid
✔ $0.85
in sales tax.
Based on the receipt, Sacramento has a sales tax rate of
✔ 8.5%
.
What is a sales forecast?
A. A prediction of what other businesses will make similar products
B. A prediction of how many customers a business will have visit its
store
C. A prediction as to the volume of sales that a business expects to
make in the upcoming future
Answers
A sales forecast is A prediction as to the volume of sales that a business expects to make in the upcoming future. Thus the correct option is C.
What is the objective of the sales Forecast?A sales forecast is a projection of the engagements that will go through the selling process and is a statement of anticipated sales revenue that expresses how much your organization anticipates selling within a specific time frame.
Making well-informed choices about the management of the firm, including decisions about staffing and inventory, new product lines, and prospective marketing initiatives, is aided by sales predictions.
By the use of sales forecasting, firms can more correctly predict their expenses and revenue. Time and money wasted on unsuitable candidates or customers must be reduced for better prospecting.
Therefore, option C is appropriate.
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In what way does a deductible help an insurance company?
Answers
Answer:
deductible help insurance companies share costs with police holders when they make claims
Explanation:
Answer:
It lowers the payout the company has to make.
Explanation:
Most often, a lower deductible means higher monthly payments. If you have a low deductible, you have more coverage from your insurance company and you have to pay less out of pocket in the case of a claim. A higher deductible means a reduced cost in your insurance premium.
Bermuda Cruises issues only common stocks and coupon bonds. The firm has a debt-equity ratio of 0.45. The cost of equity is 17.6 percent. Required: What is the pre-tax cost of the company debt if weighted average costs of the company is 13.5% and the firm's tax rate is 35 percent? (10 marks)
Answers
Answer:
The pre-tax cost of the company debt is 6.75%
Explanation:
In order to calculate the pre-tax cost of the company debt if weighted average costs of the company is 13.5% and the firm's tax rate is 35 we would have to use the following formula:
weighted average cost of capital = pretax cost of debt (1 - tax rate) x weight of debt + cost of equity x weight of equity
0.135 = pretax cost of debt (1 - 0.35) x 0.45 / 1.45 + 0.176 x 1 / 1.45
0.135 = pretax cost of debt x 0.201724138 + 0.12137931
(0.135 - 0.12137931) / 0.201724138 = pretax cost of debt
6.75% Approximately = Pretax cost of debt
02.01 LC)
Work you do for pay is called a _____.
A. service industry
B. diverse workforce
C. job
D. volunteer job
Answers
Suppose that in 2015, a typical U.S. student attending a state supported college bought 8 textbooks at a price of $90 per book and enrolled in 28 credit hours of coursework at a price of $400 per credit hour. In 2016, the typical student continued to purchase 8 textbooks and enroll in 28 credit hours, but the price of a textbook rose to $100 per book, and the tuition price increased to $440 per credit hour. The base year for computing a "student price index" using this info is 2015. The price index for any base year is 100. The value of the student price index in 2015 is
Answers
Answer:
$11,920
Explanation:
2015 prices:
8 textbooks x $90 = $720
28 credit hours x $400 = $11,200
total = $11,920
the base year, in this case 2015, will be used to adjust the relative prices of the goods and services purchased by students. E.g. for year 2016, the index based on 2015 should be (8 x $90) + (28 x $400) = $11,920 since the quantities didn't change, only the nominal prices.
congruent with the policies relevant to the University of North Texas. Question 47 2 pts Ms. Moss and Mr. Brennan are negotiating a real estate development deal. Ms. Moss brings documentation to support her position. Which step of the negotiation process would this be? Definition of ground rules O Bargaining and Problem Solving Closure and Implementation Clarification and justification O Preparation and planning Previous Next
Answers
This step in the negotiation process would be "Preparation and planning." The correct option is Preparation and planning.
Bringing documentation to support one's position is a crucial aspect of preparing for a negotiation. It shows that Ms. Moss has taken the time to gather information and has a clear understanding of her position, which can help her negotiate from a position of strength. This step is important because it can set the tone for the rest of the negotiation and can help the parties come to a mutually beneficial agreement.
Once the parties have completed the preparation and planning phase, they can move on to defining the ground rules, clarifying and justifying their positions, bargaining and problem-solving, and ultimately reaching closure and implementation. The correct option is Preparation and planning.
The complete question is:
Ms. Moss and Mr. Brennan are negotiating a real estate development deal. Ms. Moss brings documentation to support her position. Which step of the negotiation process would this be?
O Definition of ground rules
O Bargaining and Problem Solving
O Closure and Implementation
O Clarification and justification
O Preparation and planning
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Name the choreographic element that encourages dancers to rely on musical cues, visual connections, and emotional phrasing.
Answers
The choreographic element that encourages dancers to rely on musical cues, visual connections, and emotional phrasing includes the time, energy, and space
What is the meaning of Choreography?In art, a choreography means the way in which an idea is expressed physically through dance. When developing this concept, the users usually relies on important principles of organization to ensure that the idea takes a clear, appropriate, and aesthetically pleasing form.
These are principles that comprises the basic ingredients for the dancers' movements and patterns and help the choreographer utilize space, express intention and the music, and organize the dancers.
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Michael is a manager for a high-tech company. He is analyzing the results of his teams, and the stats startle him. The performance numbers are not where they were projected, even though quality and speed were up to par. What could describe the performance concerns Michael is having?
Answers
Answer:
Performance ambiguity
Explanation:
Performance ambiguity refers to the failure to understand why performance is failing to meet projections.
Since we are told his team on average did well on quality and speed, it becomes troubling or an issue of concern for the Manager when he cannot understand why the performance numbers are not where they were projected.
What impact do policy interventions have on the supply and demand equilibrium for a product?.
Answers
Policy interventions can impact the supply and demand equilibrium for a product by leading to a disequilibrium between demand and supply.
What are impact of policy interventions?
Policy interventions are when the government give directives in order to bring about a desired effect. For example, the government can institute a bind price ceiling. This means that the goverment sets the maxium price for a good. This would lead for an excess of demand over supply.
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One friend asks you to go to
the movies and the other
asks you to go to the park.
What is the opportunity cost
if you choose to go to the
park? Explain why
Answers
For example, movie theaters are some of the only locations available to the public where you are able to watch the brand new releases of movies. What also makes movie theaters unique from all other places is people receive the opportunity to watch the movie on a giant screen and be the first to find out what new movies are coming out later from the previews. Finally, movie theaters are famous for their movie theater popcorn.
I hope this helped!
An interest rate charged to a customer during the early stages of a loan; the rate often goes up after a specified period of time.
answer choices
Tax Deduction
Annual Fee
Annual Percentage Rate (APR)
Introductory Rate
Loan Term
Answers
The annual percentage rate (APR), which is typically increased after a predetermined amount of time, is the interest rate that is applied to a consumer during the initial phases of a loan.
What does "annual percentage rate" (APR) mean?APR represents the total yearly cost of a loan to the borrower, including all fees. The APR is stated as a percentage, just like an interest rate. It does, however, contain other costs or fees such mortgage insurance, the majority of closing costs, discount points, and loan origination fees, unlike an interest rate. Let's use an illustration to further clarify the idea. A person borrows $25,000 to purchase an automobile. The fixed annual percentage rate (APR) for the loan is 5%, and it has a five-year repayment term. This implies that the borrower will have to make consistent payments of about $470 per month.
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#1 You are driving down the highway when one of your tires suddenly blows out. You should
Pump your brakes rapidly, and steer your vehicle to control any skids.
Avoid using your brakes. Slow down gradually and concentrate on steering.
Press hard on your brake pedal and stop as quickly as you can.
Answers
If you’re still enrolled in school, but are looking for a job, on your resume you should highlight:
A) Your favorite extracurricular activities B) How well your school is doing in sports this season C) Classes you are taking, especially those relevant to the job you’re trying to get D) Your favorite teachers’ names
Answers
Answer:
The answer is C. becuase u want things u excell in which means are better at then any ither thing!
Explanation:
Answer:
C. Classes you are taking, especially those relevant to the job you’re trying to get
The measure of the total annual income received by residents of a nation is called _____.
Answers
Answer: Gross National Income
Explanation:In a bid to measure and track the wealth of a nation, various economic terms are employed in keeping track of income generated by a nation from time to time usually on an annual basis. The Gross Domestic Product defines the value of all goods and services produced in a nation within a year. Hence, Gross Domestic Product(GDP) is concerned goods and services of domestic nature. The Gross National product(GNI) encompasses a nation's GDP and foreign revenue earned by nationals of a country.
Answer: The answer is GROSS NATIONAL INCOME
Explanation: Gross National Income (GNI) is the cummulative amount earned by individuals and businesses of a nation.It is a measure of the total annual income received by reaidents of a nation.
GNI is an alternative to Gross domestic product (GDP) as it sums up all income earned by residents of a nation removing the net income from abroad.
anyone please i need a h.w for business and its about the chocolate m&m and i have to one of the factor of production which is labor
Answers
M & M is an American brand of button-shaped chocolates available in a variety of colors.
About M & M ?An American company called M & M produces button-shaped chocolates in a range of hues. The chocolate was originally only little buttons, but now it also comes in peanut-filled varieties. There were also new flavors of peanut butter, almond, crispy pretzel, dark chocolate, etc. Since its introduction in the US in 2003, M & M has been sold in about 100 different nations.
The design of the candy allowed for a hard, multicolored surface and firm chocolate inside. Different hues make up the hard coating, some of which have evolved over time. The design was created so that soldiers could transport it without worrying about melting it.
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QUESTION 4 of 10: One survey has 3 respondents, and another 100. Which survey is more likely to accurate data? a) The one with the larger sample size b) The one the smaller sample size
I need help
Answers
Answer:
The one with the larger sample size
Explanation:
Larger sample sizes provide more accurate mean values, identify outliers that could skew the data in a smaller sample and provide a smaller margin of error.
The survey is more likely to have accurate data is the one with larger sample size. Thus the correct option is A.
What is Survey?The survey is referred to as a technique of data collection with the objective to perform research by asking questions. In surveys, a group of participants is involved in which questions related to the research are asked.
The accuracy of the average values will increase with the size of the sample. In addition to providing smaller margins of error, larger sample sizes aid researchers in discovering patterns in data.
The smaller sample size cannot be considered accurate due to its value. The smaller sample size is cost-effective and time-saving but cause more error in data collection.
Therefore, option A one with the larger sample size is appropriate.
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How does an entrepreneur demonstrate comfort with risk when launching a business?
Answers
Answer: There are five kinds of risk that entrepreneurs take as they begin starting their business. Those risks are: founder risk, product risk, market risk, competition risk, and sales execution risk. Founder risk considers who the founders of the company are, if they get along, and how they will work for the company.
Hope this helps......... Stay safe and have a Merry Christmas!!!!!!!! :D
Explanation:
what do limited partners in a business give up ? why ?
Answers
Answer:In return for giving up management power, limited partners get the benefit of protection from personal liability. This means that a limited partner can't be forced to pay off business debts or claims with personal assets. A limited partner, however, can lose his or her financial investment in the business.
Explanation:
being able to buy goods online make it more likely or less likely to specialize?
Answers
The likelihood of specializing in e-commerce depends on whether one can purchase products online.
E-commerce: what is it?Electronic commerce, or e-commerce, refers to the purchasing and selling of goods and services as well as the sending of money or data over an electronic network, most commonly the internet. These commercial exchanges take place either in a business-to-business (B2B), business-to-consumer (B2C), consumer-to-consumer, or consumer-to-business (C2B) setting.
There is a lot of overlap between the phrases e-business and e-commerce. The transactional procedures that go into conducting an online retail transaction are also referred to as "e-tail" at times. Internet technology underlies e-commerce. Utilizing their own devices, customers can browse an online store's inventory and place orders for goods or services.
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Differentiate wealth-creating venture from income-generating venture.
Answers
Answer:
Explanation:
A wealth creating venture is expected to produce a return over a longer time span. Let’s say that the venture is expected to lose money for 5 years and then generate significant returns in year six. Over a ten year span, it might be very profitable. But if you are expecting to live off the proceeds starting on day one then you have a problem.
An income generating venture is expected to become cash-flow positive much sooner. A self-funding entrepreneur is likely to desire an income generating venture unless they are very wealthy. A venture backed business allows for a longer timeframe to accrue value.