A) Assume that res = 0.075, cu = 0.025, and the minimum reserve requirement is 7.5%. Calculate the money multiplier. (5pts) B) Now assume that the Fed increases the minimum reserve requirement to 10%. Using the graph for the money market, show what will happen to the equilibrium real interest rate and real money supply will respond to the increase to the minimum reserve requirement. (10pts) Scan your answer into a pdf and upload here

To take advantage of the Section 121 exclusion of gain on the sale of a principal residence, Jack and Jill, as married couples filing a joint return, should meet certain requirements, such as ownership and use tests, and consider their options for buying another home or renting an apartment in a different neighborhood.

To qualify for the Section 121 exclusion, Jack and Jill must meet certain requirements. Firstly, they must have owned and used the home as their principal residence for at least two out of the five years preceding the sale. As they have lived in their home for ten years, this condition is likely to be fulfilled. Secondly, to exclude the gain, the maximum allowable exclusion amount is $500,000 for married couples filing a joint return. Since they expect a $600,000 gain, they would exceed the exclusion limit. However, if they meet the ownership and use tests, they may still be eligible for a partial exclusion, reducing their tax liability.

Regarding their options, Jack and Jill should carefully consider whether they want to buy another home or rent an apartment in a different neighborhood. This decision will impact their ability to claim the Section 121 exclusion. If they choose to buy another home and meet the ownership and use tests again, they may potentially qualify for the exclusion on the gain from the sale of the new property in the future. On the other hand, if they decide to rent, they might not be able to claim the Section 121 exclusion on the gain from the sale of their current home. It is advisable for Jack and Jill to consult with a tax professional or advisor to fully understand their specific situation and receive personalized guidance regarding the Section 121 exclusion and its implications.

Learn more about Ownership here: https://brainly.com/question/30194679

#SPJ11

Answer: Excessive cost

Explanation:

Zero-based budgeting is the sort of budgeting where when income is subtracted from expenses it gives zero. This sort of budgeting puts a measure of the expenses, it ensures the expenses matches the income. The purpose of the budget plan is to justify expenses and optimize cost, thereby look out for cost effective ways to plan and avoid inflated budgets. It primarily guides against excessive costs on projects.

The firm is employing the pricing strategy known as two-part pricing. In this strategy, the firm charges a fee for the right to purchase a product, which is the first part, and then adds a per-unit charge for each unit purchased.

which is the second part. Two-part pricing allows the firm to capture both a fixed fee and additional revenue from each unit sold. This strategy is commonly used to increase profitability and maximize revenue by charging customers for the value they derive from the product.

By using two-part pricing, the firm can effectively segment its customers and charge different prices based on their willingness to pay.

To know more firm charges visit:-

https://brainly.com/question/33103864

#SPJ11

Market-based is the process of firms buying and selling the right to pollute environmental regulation.

To learn more about environmental policy refer to:

https://brainly.com/question/3316812

#SPJ4

Answer:

Inventors create new products.

Explanation:

An inventor is someone who is focused almost solely on creating and building a product, process, or service that can solve the problems that someone might have. They strive to perform cutting edge research that's essentially never been done before.

Variable costing treats only direct materials, direct labor, and variable manufacturing overhead costs as product costs.

In variable costing, only those costs that change with the level of production are considered product costs. These include direct materials, direct labor, and variable manufacturing overhead. Under this method, fixed manufacturing overhead costs are treated as period costs and are expensed during the period in which they are incurred. This approach provides a clearer picture of the actual cost of producing each unit, as it only includes costs that are directly tied to production.

Variable costing is often used for internal decision-making, as it allows management to better understand the relationship between costs and production levels. It is also helpful in analyzing the impact of changes in production levels on overall profitability.

However, it is important to note that variable costing is not used for external financial reporting purposes, as it does not conform to Generally Accepted Accounting Principles (GAAP). Instead, absorption costing, which includes both variable and fixed manufacturing costs as product costs, is used for financial reporting.

Know more about variable cost click here:

https://brainly.com/question/31811001

#SPJ11

The annual growth rate A)  between 1990 and 2005 is approximately 4.21%. B) The correct answer to part A written in percentage form is 4.21%.

What is growth rate?

Growth rate refers to the rate at which a particular quantity or variable increases or decreases over a specific period of time. It is commonly used to measure the change in size, value, or magnitude of a variable, often expressed as a percentage.

To calculate the annual growth rate, we can use the formula:

Annual Growth Rate = (Ending Value / Beginning Value)^(1 / Number of Years) - 1

In this case, the beginning value is $105,000 (in 1990), and the ending value is $170,000 (in 2005). The number of years is 2005 - 1990 = 15.

Plugging these values into the formula, we get:

Annual Growth Rate = ($170,000 / $105,000)^(1 / 15) - 1 ≈ 0.0421

To express this growth rate as a percentage, we multiply it by 100:

Annual Growth Rate (percentage) = 0.0421 * 100 ≈ 4.21%

Therefore, the annual growth rate between 1990 and 2005 is approximately 4.21%, and this can be considered the correct answer written in percentage form. It represents the average annual increase in the value of the house over that period.

To know more about growth rate, refer here:

https://brainly.com/question/2639972#

#SPJ4

The purchase of the stocks would not be included in the GDP of the United States. This is because the purchase of sale of financial assets are not included in GDP.

GDP is an abbreviation for gross domestic product. The gross domestic product of a country is the sum of all the final goods and services that a country produces in a certain period. Gross domestic product is used to determine the economic wellbeing of a country. The higher the GDP, the higher the wealth of the country.

GDP calculated using the expenditure method is:

Gross domestic product = consumption spending + government spending + business spending + net export

The following are not included in the calculation of GDP:

To learn more about GDP, please check: https://brainly.com/question/15225458

#SPJ1

Exxon Mobil reported pretax earnings of $73,257 million in 2014. If inventory had been reported using the FIFO costing method, the company's pretax earnings would have been higher than this amount.

FIFO stands for "First In, First Out". This method assumes that the first goods purchased are the first goods sold, meaning that the cost of goods sold is based on the prices of the most recent purchases.Using this method would have resulted in a higher amount of pretax earnings for Exxon Mobil, as the most recent purchases are assumed to have the highest cost.

To know more about FIFO method  click on below link :

https://brainly.com/question/17924678#

#SPJ11

Answer: demand decreased

and

it has fallen

Explanation:

hope this helps <3

Decrease in demand has caused the change in the yen's exchange rate. Due to decrease in demand yen’s exchange rate has fallen.

The value of one country's currency in comparison to that of another or an economic region is known as the exchange rate. The majority of exchange rates are free-floating and fluctuate according to market supply and demand. There are some exchange rates that are restricted and not free-floating; instead, they are tied to the value of other currencies.

Exchange rates are typically either free-floating or set. Changes in the foreign currency market cause a free-floating exchange rate to rise and decrease. The value of one currency is linked to a set exchange rate. Spot rates, often known as cash values or market values, are one type of exchange rate that might exist. An exchange rate may also have a forward value, which is determined by predictions of the currency's future worth in relation to its current spot price.

Changes in the foreign currency market cause a free-floating exchange rate to rise and decrease. The value of one currency is linked to a set exchange rate. Spot rates, often known as cash values or market values, are one type of exchange rate that might exist. An exchange rate may also have a forward value, which is determined by predictions of the currency's future worth in relation to its current spot price. For example, USD stands for the United States dollar, while EUR stands for the Euro. EUR/USD is the currency pair that represents the dollar and the euro. It's USD/JPY, or dollar to yen, in the case of the Japanese yen. A conversion rate of 100 means that one dollar equals 100 yen.

One notable example of a nation with a restricted rate structure is China. The Chinese yuan is a currency that the government also controls. The Chinese government decides on a midpoint value for the currency each day, which gives the yuan a trading range of 2% from the midpoint.

To learn more about exchange rate, click here

https://brainly.com/question/879684

#SPJ2

Answer:

Scarcity refers to the basic economic problem, the gap between limited – that is, scarce – resources and theoretically limitless wants. This situation requires people to make decisions about how to allocate resources efficiently, in order to satisfy basic needs and as many additional wants as possible

Explanation:

Hope this helps! Have a good day!

Answer:

Scarcity refers to the basic economic problem, the gap between limited – that is, scarce resources and theoretically limitless wants. This situation requires people to make decisions about how to allocate resources efficiently, in order to satisfy basic needs and as many additional wants as possible.

Explanation:

Answer:

d. 44%

Explanation:

Calculation to determine what DTI ratio is

First step is to calculate the Debt

Using this formula

Debt = (Rent expense + Carr payment + Loan + Credit card payment) × Number of months in a year

Let plug in the formula

Debt =[($695 + $265 + $200 $160) × 12 months]

Debt= $1,320 × 12 months

Debt = $15,840

Now let calculate DTI ratio using this formula

Using this formula

Debt to income ratio = (Debt) ÷ (Income) × 100

Let plug in the formula

DTI ratio=[ ($15,840 ÷ $36,000) × 100]

DTI ratio=0.44*100

DTI ratio= 44%

Therefore DTI ratio is 44%

Answer:

I found the missing data:

Monthly expenses:  

rent is $695

car payment is $265

student loan's $200

credit cards $160

695 + 265 + 200 + 160 = 1,320

1,320 * 12 months = 15,840

Debt-to-Income ratio = 15,840 / 36,000

Debt-to-Income ratio = 0.44

Trudy's DTI ratio is d. 44%

Explanation:

All credit to BlueSky06 for this answer.

Answer:

executive branch create a budget

Explanation:

i think in every budget process the first step is to plan or create a budget

The Executive branch creates a budget, which is the Frist step in the federal budget process. Therefore option C is correct.

What is Budget?

A spending plan based on income and costs is called a budget. In other words, it's a projection of your income and expenses for a specific time frame, like a month or a year.

You can always have enough money for the things you need and the things that are crucial to you because budgeting helps you to make a spending plan for your money. Maintaining a budget or spending plan will also assist you in remaining out of debt or, if you are already in debt, in overwhelming it.

Depending on the specific area of the business that has to be prioritized, different budgets can be prepared. Below are three examples of common budgeting plans.

Forecast Budget

Performance Budget

Cash Budget

Hence, firstly executive branch creates a budget.

https://brainly.com/question/14188925

To learn more about Budget follow the link.

#SPJ2

Answer:

empathy and humor

To be successful, strategic planning requires a company to have a long-term orientation.

Strategic planning can be defined as the way of making use of techniques that will enables a company to achieve their future goals and objective.

On the hand  long-term orientation can be defined as the future goals they a company or an organization has the plan to achieve.

Therefore the statement that filled the gap is long term.

Learn more about strategic planning here:https://brainly.com/question/11534641

#SPJ1

Answer:

We should utilized them property.

If we want to preserve traditional knowledge ,skill we have to promise to ourselves that we have to not to forget our tradition skill knowledge

They give our cultural identity.

They help in presentation of art.

In order to preserve our traditional knowledge, skill, and technology, we need to;

1. Incorporate them into our museums.

2. Set days aside for their remembrance.

3. Teach them to our children and younger generation.

4. Use them in our daily lives.

Our traditional knowledge, skill, and technology are things that identify us. Therefore, we must preserve them if we do not want to lose parts of ourselves. Museums are places where sacred things and valued aspects of our culture can be kept for preservation and monetization purposes. Special days in the year can also be marked for the celebration of these technologies and skills.

It is also vital that the younger generation are taught these skills and technologies so that they do not die with the older generation. Finally, we should proudly use these skills in our daily lives so that they become entrenched in our lives.

Conclusively, Museums, special days, teaching, and proudly using our skills, knowledge, and technology are effective ways to preserve them.

Learn more about the preservation of skills and technology here:

https://brainly.com/question/17158586

In accounting, profit, revenue, expenses, and net income/loss are integral and they are defined as:

The Income statement includes the revenue which is the amount of sales or services provided by the company in a period.

The costs of running the company (expenses) are deducted from the revenue to find the profit. This can also be called the net income.

A net loss comes about when the expenses are more than revenue and this is not an ideal situation for companies.

Find out more on the income statement at https://brainly.com/question/21851842.

#SPJ1

Aggregate expenditure is calculated using the formula AE = C + I + G + NX. The equation, when written out, reads as follows: Total spending = Total Household Consumption.

Transfer payments (such pensions and unemployment compensation) are excluded from G because they would be counted twice. When an economy is open, net exports—defined as total exports minus total imports—are also included in the economy's total spending.

Consumption, investment, net exports of goods and services, and government purchases of goods and services are the four essential categories of expenditures that must be included when calculating the gross domestic product (GDP) (GDP).

To know more about Aggregate expenditure visit :-

https://brainly.com/question/13525490

#SPJ1

Requirement-(a)

Tom's basis in the land is Juliana's 2013 purchase price, which is lower than its fair market value. $68,500 is Tom's basis in the property. [The cost is less than fair market value for this reason]

Juliana purchased land three years ago for $68,500. she made a gift of the land to tom, her brother, in the current year, when the fair market value was $95,900. no federal gift tax is paid on the transfer. tom subsequently sells the property for $86,310. a. tom's basis in the land is $fill in the blank 1 and he has a realized gain of $fill in the blank 3 on the sale. b. assume, instead, that the land has a fair market value of $61,650 on the date of the gift, and that tom sold the land for $58,568. tom's basis in the land is $fill in the blank 4 and he has a realized loss of $fill in the blank 6 on the sale.?

In 2016,

The house's sale price

Less: Tom's connection to the area Gain from sale realized ($68.500) $17,810

586,310

Requirement-(b)

Tom's basis in the property is the fair market value as of the gift date in 2016, which is why it is less than the cost. $61,650 is Tom's basis in the property.

In 2016,

The house's sale price

Less: Tom's basis in the property The capital loss from the sale

$58.566

(561,650) ($3,082)

To know more about  sale price

https://brainly.com/question/7459025

#SPJ4

Answer:

can you tell me what the choices are and I'll answer in the comments

Explanation:

floor gang aooh sub to pewdiepie

According to Robin Leidner, fast-food restaurants rationalize the process of providing food to customers by developing standardized scripts for employees to use when dealing with customers.

There are many advantages associated with the fact that fast-food chains develop standardized scripts for customer service, as this way, they ensure compliance and quality of processes.

Standardization in fast-food restaurants therefore ensures faster service, mechanization of processes and higher quality in food production, since production and service standards must be followed in any unit of a fast-food chain.

Learn more about standardization here:

https://brainly.com/question/8189591

The explosive growth of American cities during the urbanization period was driven by a combination of technological and economic factors. The development of industrialization and the growth of railroads led to the emergence of large manufacturing industries in cities, such as steel production, textiles, and food processing.

These industries provided employment opportunities to a large number of people and created a demand for more goods and services, leading to increased urban population growth. Finally, the availability of credit, the emergence of large financial institutions and the development of efficient transport networks all played a key role in the economic development of cities.

To know more about urbanization click here

https://brainly.com/question/16966131

#SPJ4

Answer:

It allows you to deposit money that you can then draw against to pay bills or make purchases

Explanation:

The present value on January 1, 2016, of $40,000 to be received on January 1, 2019, and discounted 8% compounded annually is $31753.28.  

Present value (PV) is the current value of a future financial asset or stream of cash flows, given a specific rate of return. Future cash flows are discounted to some extent depending on the discount rate, and the higher the rate, the lower the present value of those future cash flows will be. Choosing the appropriate discount rate is crucial for accurately valuing future cash flows, whether they pertain to earnings or debt obligations.

According to the concept of present value, money is worth more now than it will be later. To put it another way, money received tomorrow is not as valuable as money received today in the same amount.

Amount received in Jan 01 2019           40000  

(i.e. after 3 years)        

PVf at 8% for 3rd year                           0.793832  

Present value of amount on Jan 01 2016 31753.28  

Learn more about Present value

https://brainly.com/question/28304447

#SPJ4

Every process that has to do with gathering, storing accessing and analyzing data for a company to make business decisions is referred to as: Business Intelligence.

The business world is faced with many vagaries such as risks and uncertainties. Every business intends to minimize cost and maximize profits. In order to do this, wise and better decisions must be made daily.

For business decisions to be made, predictive views, data mining, process analysis, descriptive analytics, and performance benching are all business intelligence entails.

Learn more here:

https://brainly.com/question/21765674

Answer:

Advertising its part if marketing and brands

Answer:

C. Familiarity with the company mission.

Explanation:

As a corporate director, I tend to seek talent within our organization for this very reason. Long term team members whom plan on growing with our organization are, at times, best suited for roles above their current level due to their loyalty and familiarity with the company mission. Promoting within gives great culture to a company and adds to overall moral.

Answer:

The expected return on security with a beta of 0.8 is closest to 7.2%.

Explanation:

This can be determined as follows:

Since the return of security Z remains at 4% despite the change in the market, security Z is the risk-free asset.

Note that a risk free asset is an asset which its returns does not change with change in the market.

Using the Capital Asset Pricing Model (CAPM) formula, we have:

Er = Rf + (B * MPR) ............................................ (1)

Where;

ER = Expected return = ?

Rf = Risk-free rate = Rate of return of security z = 4%

B = Beta = 0.8

MPR = Market risk premium = Expected return on the market rate - Risk-free rate

Expected return on the market rate = (50% * 24%) + (50% *(-8%)) = 8%

Therefore, we have:

MPR = 8% - 4% = 4%

Substituting the values into equation (1), we have

Er = 4% + (0.8 * 4%)

Er = 0.072, or 7.2%

Therefore, the expected return on security with a beta of 0.8 is closest to 7.2%.

Answer:

The Neoclassical school of economics differs from the Classical school in that it places greater emphasis on individual choice and market efficiency, while the Classical school focuses more on macroeconomic factors such as output and employment.