5. (8 pts) suppose the interest rate on a 1-year zero coupon bond is 0.4%, that on a 2-year zero coupon bond is 0.78%, and that on a 3-year zero coupon bond is 1.04%. assuming the pure expectations theory, what does this mean for expected 1-year rates investors can expect to receive during the second and third years?

Many financial institutions decide whether to loan money to a small business based on its creditworthiness. Creditworthiness refers to the financial and credit stability of a business and its ability to repay borrowed funds.

Financial institutions assess a small business's creditworthiness by evaluating various factors, including:

Credit History: The business's track record of handling previous debts and loans, including payment history, outstanding balances, and any defaults or bankruptcies.

Financial Statements: The business's financial statements, such as balance sheets, income statements, and cash flow statements, which provide insights into its profitability, liquidity, and financial health.

Business Plan: The viability and strength of the business's plan, including its market analysis, competitive positioning, revenue projections, and strategies for repayment.

Collateral: Assets or collateral that the business can provide as security for the loan, such as real estate, equipment, or inventory. Collateral helps mitigate the lender's risk.

Cash Flow: The business's ability to generate consistent and sufficient cash flow to cover loan repayments and operational expenses.

Industry and Market Analysis: The assessment of the industry and market conditions in which the business operates, including growth potential, competition, and regulatory factors.

Based on these factors, financial institutions evaluate the level of risk associated with lending to a small business and determine the terms, interest rates, and loan amount they are willing to offer. A strong creditworthiness increases the likelihood of obtaining favorable loan terms, while a poor creditworthiness may result in higher interest rates or even loan denial.

Know more about creditworthiness here:

https://brainly.com/question/2254218

#SPJ11

Amounts that are due to a company that the company feels will never be paid back to them. When a company offers its products or services to clients on a credit basis, the two parties come to an agreement that payment will be postponed for a certain amount of time—typically thirty days—before being made.

This is further explained below.

Generally, Amounts that are due to a company that the company feels will never be paid back to them.

In conclusion, When a company offers its products or services to clients on a credit basis, the two parties come to an agreement that payment will be postponed for a certain amount of time—typically thirty days—before being made.

Read more about irrecoverable debts

https://brainly.com/question/15296042

#SPJ1

Answer:

D. Target market

Explanation:

Enjoy the response

Out of the choices provided above, the legal requirements and target market are the sections generally found in most of the business plans. Therefore, the options C and D hold true.

A business plan can be referred to or considered as a plan that is a part of the functions of management of the business process throughout their entirety of operations. Planning is the first and foremost step in business operation.

A business plan includes the key elements that revolve around the operations to be carried out by a business organization. The legal requirements and target market are taken into consideration while making a business plan.

Therefore, the options C and D hold true and state regarding the significance of business plan.

Learn more about a business plan here:

https://brainly.com/question/15826679

#SPJ2

Creating and using a checklist makes home maintenance and repair projects more productive .

How do a checklist and an example work?

A checklist is a list you construct to make sure you don't forget anything. It can include tasks you need to complete, information you need to find out, or items you need to bring with you.

                        The equipment and supplies you will require should be listed on a checklist.

What is the purpose of a checklist?

A management tool known as a checklist enumerates the various duties, practices, and conduct that must be followed in order to produce a specific outcome. A checklist is a straightforward to-do list that the person in charge must go through before submitting work.

Learn more about a checklist

brainly.com/question/29872140

#SPJ4

Answer:

B. White House

Explanation:

A portrait of the White house is the main feature visible at the reverse of a $20 bill. The bill has security features, but the White house Image is dominant. At the front, a portrait of the 7th US president Andrew Jackson is visible

Explanation:

1. The problems/challenges encountered by Nanay Coring in her business includes;

2 & 3.

Everyone calls her "Nanay Coring," and she is Young's 2004 Entrepreneur of the Year-Philippines award and recipient of Ernst, which has been nicknamed the "Oscar" of the corporate environment. She founded the National Book Store) chain of bookstores.

1. The problems:  

The heavy volumes thinned out. We didn't exhibit the books any longer because mathematics books were virtually the only ones preserved. A typhoon soaked all of their stock and blew the roof off of their small business.

2. When a problem arises in the business, Nanay Coring can attempt another business that is currently popular. Modify her business's appearance. She's found someone who is willing to invest in her company. Make her business more appealing to the eye, but the buyer should understand that purchasing her problem or trying her service is worthwhile.

3. Business opportunities:  

For more information regarding Nanay Coring, refer to the link:

https://brainly.com/question/21625519

Answer:

the letter C

Explanation:

pa brainliest nalang po kung tama

Your personal credit reflects income versus debt. Option D is an appropriate response.

The capacity to access products or services or borrow money with the idea that you'll pay for them later is known as credit.

Building personal credit involves being reliable when it comes to making on-time, complete payments on all of your debts, including credit card bills, vehicle loans, and mortgages. Your credit score rises as a result. It's crucial to keep in mind that your personal and corporate credit should not be combined.

That which a person possesses personally and which is based on the perceptions held of his moral integrity and professional position.

Your personal credit reflects income versus debt.

Hence, Option D is an appropriate response.

To learn more about personal credit

https://brainly.com/question/16627336

#SPJ5

Today, the restaurant could earn a profit of $1,870.00.

The profit earned by the restaurant today can be calculated by considering the revenue from pizza sales and deducting the expenses incurred. First, let's calculate the revenue from pizza sales. The restaurant prepared 200.00 pizza slices and sold them at a rate of $15.00 per slice. However, due to the increased demand of 221.00 slices, the total revenue from pizza sales would be 221.00 slices multiplied by $15.00, which equals $3,315.00.

Next, let's calculate the expenses. The raw material cost for each pizza slice is $6.00, and since the restaurant prepared 200.00 slices, the total raw material expense would be 200.00 slices multiplied by $6.00, which equals $1,200.00. Additionally, the monthly rental expense is $118.00, and the monthly insurance expense is $34.00, which sums up to $152.00 for the day.

To account for potential lost sales, we need to consider the number of unhappy customers. Since the demand was 221.00 slices and the restaurant prepared 200.00 slices, there could be 221.00 minus 200.00 unhappy customers, which equals 21. Multiplying this by the lost sale value of $5.00 per unhappy customer, we get a total lost sale expense of 21 multiplied by $5.00, which equals $105.00.

Finally, let's calculate the profit. We subtract the total expenses ($1,200.00 for raw material, $152.00 for rental and insurance, and $105.00 for lost sales) from the total revenue from pizza sales ($3,315.00). Thus, the profit earned by the restaurant today is $3,315.00 minus ($1,200.00 + $152.00 + $105.00), which equals $1,870.00.

Learn more about profit

brainly.com/question/32864864

#SPJ11

Answer:

✓ Social responsibility, fair pricing, truth in advertising

Explanation:

Answer:

A food server worker should wash his/her hands for 20 sec or longer.

Hopefully this helped :)

Answer:

you could start a savings a acount or a 401k plan to help with future problems or you could save for a new car.

Explanation:

The warning label should inform customers of the risk and offer guidance on how to use the product safely. Thus, option A is correct.

In the US, warning labeling laws must include everything from fall and strangling threats to suffocation hazards and small parts.

This manual provides a succinct explanation of the warning labeling regulations for children's products in the US.

Because of this, the American National Standards Institute mandates that warning labels on products provide the following information: Potential dangers and their seriousness.

Not all items need to carry warning labels, but those that could be harmful or pose a risk to consumers must.

Therefore, marketing is not including a warning label about choking hazards on the box of a new toy is an example of a defect issue.

Learn more about hazards here:

https://brainly.com/question/5016331

#SPJ2

Answer: MArketing would be the answer

Explanation: I just took the test

Answer:

True

Explanation:

It is TRUE that the owner of a franchise benefits from brand name recognition, access to professional and nationwide advertising.

This is because the owner of a franchise has various advantages. The advantages include enhanced reputation which covers all the places there is a franchise.

Then there is an increase in management techniques and work practices, including access to national advertising to cover many places and continuous support.

Answer:

30.8

Explanation:

Smart goals are goals that are Specific, Measurable, Achievable, Relevant, and option a.  Timed (or Timely).

SMART goals are a framework for creating goals .

That represents the conditions of Specific, Measurable, Achievable, Relevant, and Timed (or Timely).

The 'timed (or timely)' aspect of SMART goals means that they have a defined timeframe or deadline.

In which they need to be achieved the specified goal.

This helps to create a sense of urgency and focus.

Continuously if you enhancing and executing your goal, one will be able to put the plan into action.

And also provides a clear endpoint for evaluating progress and success.

Therefore, the smart goals are specific, measurable , achievable , relevant and along with it should by option a. Timed (or Timely).

learn more about goals here

brainly.com/question/30368701

#SPJ4

As with the margin property, you can specify any or all of the four padding values.

The CSS padding property allows you to specify the space between an element's content and its border. Just like the margin property, there are four values you can use to define the padding on an element: padding-top, padding-right, padding-bottom, and padding-left.

The padding property is an essential part of CSS layout and box model design. It determines the space between an element's content and its border, helping you to create whitespace and control the layout of your page. The four values you can use to specify padding allow you to set different amounts of padding on each side of the element. For example, if you want to create more space on the top and bottom of an element, you could use padding-top and padding-bottom to set those values. Alternatively, if you want to create equal padding on all four sides, you can simply use the shorthand property padding: 10px; which will set all four values to the same value. Overall, the padding property gives you a lot of flexibility in designing your page layout, and understanding how to use it is an essential part of CSS development.

To know more about  CSS padding property refer to

https://brainly.com/question/22064925

#SPJ11

Answer:

roles of government

Explanation:

No player has a strategy that is absolutely dominating. The following are the best answers. Player 1 picks U if Player 2 picks L, and Player 1 picks M if Player 2 picks R. Player 2 picks L if player 1 picks U or M, and 2 picks R if player 1 picks D.

As a result, neither player has a strictly dominant strategy, and neither player has a unique optimal answer. (b) Player 2 does not possess a strictly dominating pure approach. The greatest reactions show that L and R are both the best responses to a certain move by player 1.

(c) The mixed approach employed by player 1 completely controls the game of D. Think about the tactic where player 1 plays U with a 0.5 probability and M with a 0.5 probability. The anticipated benefit of the mixed approach is 3 > 2 + the benefit of playing D.

(d) Yes, it is possible to win the game. Player 1 plays U and Player 2 plays L, which is the only Nash equilibrium that results from both players' best responses.

To learn more about dominant strategy

https://brainly.com/question/29771399

#SPJ4

A higher shadow price indicates a higher potential reduction in the total cost if the production capacity is increased.

a) To formulate the linear programming model, let's define the decision variables and constraints:

Decision Variables:

Let xij represent the tons of sand and gravel produced at mine i, where i = 1, 2, 3, 4, and j represents the type of ore.

Objective Function:

Minimize the total cost:

Minimize Z = 37x11 + 46x12 + 50x13 + 42x14 + 46x21 + 46x22 + 50x23 + 42x24 + 50x31 + 50x32 + 50x33 + 42x34

Subject to:

- The silica content constraint for each customer:

x11 + x12 + x13 + x14 = 400 (Intel)

x21 + x22 + x23 + x24 = 250 (AMD)

x31 + x32 + x33 + x34 = 290 (Apple)

- The sand and gravel availability constraint for each mine:

x11 + x21 + x31 ≤ 350 (Mine 1)

x12 + x22 + x32 ≤ 530 (Mine 2)

x13 + x23 + x33 ≤ 610 (Mine 3)

x14 + x24 + x34 ≤ 490 (Mine 4)

- Non-negativity constraint:

xij ≥ 0 for all i and j

b) To determine if any mines have slack capacity, we need to compare the production capacity (tons available) with the production used in the optimal solution.

The optimal solution will provide values for xij. By comparing the values of xij with the production capacity constraints, we can identify any slack capacity.

c) To determine which mine to increase production capacity, we need to evaluate the shadow prices (dual values) associated with the production capacity constraints. The mine with the highest positive shadow price indicates the potential benefit of increasing its capacity. A higher shadow price indicates a higher potential reduction in the total cost if the production capacity is increased.

d) To determine how much capacity can be increased before the optimal solution changes, you can perform sensitivity analysis or shadow price analysis. By gradually increasing the production capacity for the identified mine and observing the change in the shadow prices, you can determine the threshold at which the optimal solution changes.

e) To evaluate if increasing production capacity at mine 1 from 350 tons to 500 tons at a cost of $43 per ton is beneficial, you can modify the linear programming model with the new capacity and cost values. Then, solve the modified model and compare the total cost with the previous optimal solution. If the total cost decreases or remains the same, it would be beneficial to increase production capacity at mine 1.

Learn more about potential reduction here

https://brainly.com/question/31604383

#SPJ11

The maturity date for the note is November 7.

This is determined by adding the term of the note, which is 90 days, to the date it was received, August 9. Since the note has a term of 90 days, it means that it is due and payable 90 days after the date it was issued. By adding 90 days to August 9, we can calculate the maturity date of the note, which falls on November 7.

Calculating the maturity date involves considering the length of time specified in the note's term and adding it to the date of issuance. In this case, the note has a term of 90 days, indicating that it will become due and payable after 90 days. By adding 90 days to August 9, we accurately determine that the maturity date for the note is November 7.

Learn more about maturity date

brainly.com/question/33314362

#SPJ11

Explanation:

1. Always be sure to contribute enough to a 401(k) to qualify for matching contributions from your employer.

2. Be aware of the underlying costs and fees of the various investments within your retirement plan.

3. You can contribute to both a personal IRA and a 401(k) plan at work.

A 401(k) plan is a type of retirement savings plan sponsored by an employer. It allows employees to contribute a portion of their pre-tax salary to a retirement account, which is then invested in a selection of mutual funds, stocks, bonds, and other assets.

These contributions and the earnings on them grow tax-deferred until they are withdrawn, typically in retirement.

One of the key benefits of a 401(k) plan is that many employers offer a matching contribution, which can help boost the account balance.

Additionally, 401(k) plans often offer a range of investment options and allow for convenient automatic contributions, making it easier for individuals to save for retirement. However, there may be fees associated with the plan, and early withdrawals may result in penalties.

Learn more about 401(k) plan here:

https://brainly.com/question/27159207

#SPJ2

The expected value of this policy to the insurance company is $229.95. The correct interpretation of the expected value is "The insurance company expects to make a minimum profit of $229.95 on every 20-year-old female it insures for 1 year." Therefore, the correct option is C.

Expected value of this policy to the insurance company can be computed as follows:

Expected Value = (Probability of Survival * Amount Paid by the Policy Holder) - (Probability of Death * Amount Paid to the Policy Holder)

Probability of survival is given as 0.999544 and hence the probability of death is 1 - 0.999544 = 0.000456

Amount paid by the policyholder is given as $230 and amount paid to the policyholder in case of death is $200,000

Expected Value = (0.999544 * $230) - (0.000456 * $200,000)

Expected Value = $229.95

The expected value of this policy to the insurance company is $229.95. The correct interpretation of the expected value is "The insurance company expects to make a minimum profit of $229.95 on every 20-year-old female it insures for 1 year." Therefore, the correct option is C.

To know more about insurance company, visit:

https://brainly.com/question/28548561

#SPJ11

XYZ company is developing an application. after a few months of initial development, they decide to go through quality assurance testing. the tests show poor results.

The developers realize that they have to make changes to their application but to do so, they will have to start their development process all over again. what kind of model are they using Waterfall model. The Traffic Light Protocol (TLP) turned into created as a way to facilitate more sharing of records.  TLP is a hard and fast of designations and poor results used to make certain that touchy records are shared with the ideal audience. It employs 4 colorings to signify predicted sharing limitations to be carried out via way of means of the recipient(s).

Learn more about initial development here:

https://brainly.com/question/25646504

#SPJ4

Answer and Explanation:

The computation of the number of common shares outstanding on each cash dividend is shown below:

On Jan 5 = 40,000 shares

On Apr 5, it is

=  Share issued - treasury stock shares

= 40,000 - 3,000

= 37,000 shares

On July 5, it is  

= Share issued - treasury stock shares

= 40,000 - 3,000

= 37,000 shares

On Oct 5, it is

= Share issued - treasury stock shares

= 47,400 - 3,000

= 44,400 shares

Answer:

true

Explanation:

D. They want to be sure the applicant can collaborate and work well

with other team members.

Explanation:

Managers do care about soft skills when hiring for a technical job as they want to be sure the applicant can collaborate and work well with other team members. The correct option is d.

Technical jobs are those that require specific talents and expertise an individual possesses that help them perform a certain task or job. These skills differ from soft skills, which instead describe character and personality traits.

Technical skills are abilities an individual acquires through practice and learning, although a person may bring an inherent propensity for a certain skill. An individual who possesses a particular proficiency for coding, for instance, would have a sought-after technical skill as a job candidate at a software or technology company. Technical job skills are ideal to list on the skill section of a resume because they shine a light on abilities and strengths.

However, it is important to realize not all technical skills at an individual’s disposal should be listed.

Learn more about technical, here:

https://brainly.com/question/3123459

#SPJ2

A. Corny's should produce the amount of corn where marginal cost (MC) equals marginal revenue (MR), which is equal to the market price of $3.20 per dozen ears of corn in a purely competitive market.

According to the table, the MC is $2.90 for 30 dozen ears of corn. b. We must compute Corny's total revenue (TR) and total cost (TC) at the output level where MC = MR = $3.20 in order to determine the company's profit or loss. TR = Price x Quantity = $3.20 x 30 = $96 for a quantity of 30 dozen ears of corn.

Profit = TR - TC = $96 - $132 = -$36 ATC = TC / Quantity = $4.40 TC = ATC x Quantity = $4.40 x 30 = $132

As a result, Corny's will experience a daily loss of $36 at the output level where MC = MR = $3.20. It is equal to the market price of $3.20 per dozen ears of corn in a purely competitive market.

To Know more about Profit Maximization Visit:

brainly.com/question/29762596

#SPJ1