18. Explain the difference between product "feature" and product
"options"

Explanation:

Apple is one of the largest companies in the world, and has contributed positively to the world in different fields of life. It can be said that the company has the highest standards of environmental management that contributes to the reduction of impacts caused by the company to the environment, as well as to the preservation and investments in environmental programs.

It is also correct to say that the company has revolutionized the way people communicate, with the creation of its technological devices that provided greater interaction between people, greater speed with which communication is exercised, helping in business, in the way of living, to buy and interact with the world.

The real value of the money after 7 years, if the money is hidden under the mattress and the inflation rate, is $ 86. 81.

If the inflation rate is 2%, the value of money is expected to decrease by 2% per year.

In 7 years therefore, you can use the future value formula to find the real value of the money to be :

= Value today x ( 1 - rate ) ^ number of years

This gives:

= 100 x ( 1 - 2 % ) ⁷

= $ 86. 81

This means that if you hide $100 under your mattress today, in 7 years, its real value will be $86.81 in terms of what it can buy.

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An investor who requires no premium to compensate for the assumption of risk is said to be risk-neutral. This means that the investor is indifferent to risk and is neither risk-seeking nor risk-averse. They are willing to accept a fair return on their investment without demanding any additional compensation for the risk involved.

In other words, the investor does not consider the risk involved when making investment decisions, and they are not motivated by the potential for higher returns or the fear of losing money. Instead, they are focused on maximizing the expected value of their investment portfolio. Risk neutrality is rare in practice as most investors have some level of risk aversion or risk seeking behavior.
An investor who requires no premium to compensate for the assumption of risk is said to be risk-neutral. A risk-neutral investor is indifferent between investments with varying levels of risk, as long as the expected returns are the same. In contrast, a risk-seeking investor prefers riskier investments, even if they offer the same expected returns as safer ones. A risk-averse investor, on the other hand, requires a higher return to justify investing in riskier assets, as they prefer investments with lower levels of risk.

To summarize, a risk-neutral investor does not require a premium for taking on risk, while risk-averse and risk-seeking investors have different preferences regarding risk and returns. Risk-neutral investors base their investment decisions solely on expected returns, without considering the level of risk associated with each investment.

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The main indicator predicts the probability of achieving a goal, whilst the lagging indicator simply measures the goal.

For example, the share of people wearing challenging hats on a building website online is a leading indicator of security due to the fact it is a predictive measurement.

The unemployment fee is one of the most dependable lagging indicators. If the unemployment charge rose ultimate month and the month before, it shows that the overall economic system has been doing poorly and may also properly continue to do poorly.

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Businesses can effectively identify and address the problems they face through creative thinking and innovative problem-solving approaches.

Here are the steps for discussing how a business applied creative thinking to solve problems:

1. Outline the problems that the business is facing:

A. Start by identifying and defining the specific problems or challenges the business is experiencing.

B. This could include issues related to efficiency, profitability, customer satisfaction, competition, or any other areas where the business is facing difficulties.

2. Discuss how the business applied creative thinking to solve the problem:

A. Creative thinking involves approaching problems from different perspectives and generating innovative solutions.

B. Describe how the business encouraged a culture of creative thinking and brainstorming to address the identified problems.

C. Explain the techniques or methods used, such as mind mapping, idea generation sessions, or cross-functional collaboration.

3. Analyze the creative solutions implemented by the business:

A. Evaluate the specific creative solutions that were devised to solve the identified problems.

B. Discuss how these solutions deviated from conventional approaches and showcased originality and innovation.

C. Highlight the impact of these solutions on the business's overall performance and ability to overcome the challenges.

4. Describe the benefits of applying creative thinking in problem-solving:

A. Explain how creative thinking enabled the business to come up with unconventional and effective solutions.

B. Discuss the advantages of this approach, such as increased adaptability, enhanced problem-solving skills, and the ability to seize new opportunities.

5. Provide examples and evidence:

A. Support your discussion with concrete examples of how the business applied creative thinking in problem-solving.

B. Use specific outcomes, data, or success stories to demonstrate the effectiveness of these approaches.

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Answer: How Much Does it Cost to Raise a Child in the United States Today?

Explanation: It's no doubt, that raising a child can get rather expensive in today's economy. You see, while it can vary due to geography and the cost of childcare, $310,605 is the average amount spent on raising a child born in 2015 to age 17. This amount does not include the cost of paying for higher education, which can easily add $80,000 to $100,000+ per child to the total. However, I personally believe that raising a child, can impact your budget drastically, which is why you should be financially stable before considering starting a family. To prepare yourself for children, one should understand your health insurance, pay down debt, build emergency savings, etc.

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Answer:

to withdraw money from a savings account

Explanation:

The document appears to be a  savings withdrawal form. The words Withdrawal are clearly visible, implying it is used when making withdrawals.

To withdraw is the removal or get money from a savings or checking account. Customers use the withdrawal form when they need to get money from their accounts. They need to fill in the amount required in words and figures and signs in the appropriate place. The customer then hands over the form to a teller.

Smartphone advertising has several advantages over internet advertising.

Firstly, smartphones are personal devices, and people are more likely to carry them around with them all the time, making it easier for advertisers to reach their target audience at any time of the day. Secondly, smartphones allow for more accurate and precise targeting as they can use GPS to pinpoint the location of the user, making it possible to deliver personalized and relevant ads. Additionally, smartphones offer a more immersive and interactive experience compared to internet advertising. With smartphones, advertisers can use augmented reality, videos, and other interactive content to engage their audience and drive engagement. Lastly, smartphone advertising is more cost-effective than internet advertising as it offers higher click-through rates and conversion rates, making it an attractive option for businesses of all sizes. In conclusion, smartphone advertising offers several advantages over internet advertising, making it a more effective and efficient way to reach and engage with potential customers.

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Answer:

Imagine you have just flicked a lighter. If you don’t see the flame, you will naturally try a second time. If after the second attempt it does not strike a flame, you will repeat your action again and again until it does. Eventually, you’ll see the flame and you’ll know that your lighter works. But what if it doesn’t? How long are you going to flick the lighter until you decide to give up?

Our everyday life is full of such decision dilemmas and uncertainty. We constantly have to choose between options, whether we make the most ordinary decisions – should I continue flicking this lighter? – or life-changing choices – should I leave this relationship? We can either keep on doing what we are already used to do, or risk unexplored options that could turn out much more valuable.

Some people are naturally inclined to take more chances, while others prefer to hold on to what they know best. Yet being curious and explorative is fundamental for humans and animals to find out how best to harvest resources such as water, food or money. While looking at the Belém Tower – a symbol of Portugal’s great maritime discoveries – from my office window, I often wonder what drives people to explore the unknown and what goes on in their brains when weighing pros and cons for trying something new. To answer these questions, together with Dr. Zachary Mainen and his team of neuroscientists, we investigate how the brain deals with uncertainty when making decisions.

Explanation:

It is well known that the decision-making process results from communication between the prefrontal cortex (working memory) and hippocampus (long-term memory). However, there are other regions of the brain that play essential roles in making decisions, but their exact mechanisms of action still are unknown.

Someone might consider paying less than 28 percent of their monthly gross income for housing in order to have more money available for other necessary expenses, such as food, transportation, healthcare, or savings.

Keeping housing costs lower can provide a buffer in case of unexpected expenses or emergencies. It can also help individuals and families avoid being financially stretched thin and facing difficulty in making ends meet.

On the other hand, it might be necessary for someone to pay more than 28 percent of their monthly gross income for housing under certain circumstances. For example, in areas with high housing costs, such as large cities or urban areas with limited affordable housing options, it may be difficult to find suitable housing that falls within the 28 percent guideline. In some cases, paying more for housing may be necessary to secure a safe and stable living environment, especially if it is close to work or important amenities.

Furthermore, for individuals or families with high income levels or who have significant financial resources, paying more than 28 percent of monthly gross income for housing may not be a financial burden. In these cases, it may be more important to prioritize living in a desirable location or having certain amenities or features in their housing, even if it means paying more.

Ultimately, the decision on how much to spend on housing should be based on a careful consideration of individual financial circumstances, needs, and priorities.

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The scrum master is meeting with the team to identify and commit to improvement areas that bring the most value. The formal event is this done in a sprint retrospective.

The scrum master enables to facilitate scrum to the larger group by making sure the scrum framework is accompanied. He/she is devoted to the scrum values and practices but must also remain flexible and open to possibilities for the group to improve their workflow.

A Scrum master (Scrum grasp), popularly known as the “servant leader” is a train, motivator, and chief of an Agile crew. The position of a Scrum master is to teach the group Agile techniques and assist crew contributors to comply with Scrum practices religiously.

A Scrum master is a professional who leads a team through the use of Agile assignment control thru the path of an undertaking. A Scrum grasp allows all of the conversation and collaboration between leadership and team players to ensure a successful outcome.

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The volume demand would alternate by way of less than 25%, as the EpiPen is an vital proper to men and women with extreme allergies.

The demand curve is a graphical illustration of the relationship between the charge of a true or provider and the volume demanded for a given period of time. In a ordinary representation, the fee will show up on the left vertical axis, the extent demanded on the horizontal axis.

Demand curve has two types person demand curve and market demand curve. It shows a graphical illustration of demand schedule. It can be created by way of plotting charge and quantity demanded on a graph. In demand curve, the rate is represented on Y-axis, while the extent demanded is represented on X-axis on graph.

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A mission statement can help Donna with her new business by providing clarity and direction for her venture. It serves as a guiding statement that outlines the purpose, values, and goals of the business.

It helps Donna align her decisions, actions, and strategies with the overall mission, facilitating focus and consistency in her business operations. A mission statement is a concise statement that articulates the purpose and core values of a business. It outlines what the business aims to achieve and how it intends to operate. For Donna, having a mission statement for her new business can provide several benefits.

Firstly, it helps Donna define the purpose and direction of her business. It clarifies the reason for starting the business and what it aims to accomplish, providing a sense of focus and clarity.

Secondly, a mission statement helps Donna communicate her business's values and principles to stakeholders, including employees, customers, and investors. It sets the foundation for building a strong company culture and aligning everyone's efforts toward a common goal.

Lastly, a mission statement can serve as a guide for decision-making and strategy development. When faced with choices or challenges, Donna can refer to her mission statement to ensure that her actions align with the overall purpose and values of her business.

A mission statement plays a crucial role in helping Donna with her new business by providing clarity, guiding decision-making, and aligning stakeholders toward a common vision.

In conclusion, a mission statement can significantly benefit Donna in her new business. It provides clarity and direction, communicates values to stakeholders, and guides decision-making and strategy development. By establishing a mission statement, Donna can effectively define her business's purpose and goals, foster a strong company culture, and make informed decisions that align with her business's overall mission. This helps create a solid foundation for success and growth in her new venture.

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Answer:

The accounts and other information were missing, so I looked them up:

                JUST DEW IT CORPORATION

                                 Balance Sheet

                              For 2017 and 2018

                                               2017        2018        Cash

                                                                             source / use

Assets:

Current assets

Cash                                    $12,157     $14,105    source

Accounts receivable        $29,382     $32,815    use

Inventory                           $54,632    $57,204     use

Total current assets           $96,171    $104,124

Non-current assets

Net plant and equip.       $367,241   $375,830    use

Total assets                     $463,412   $479,954

Liabilities and stockholders' equity:

Current liabilities

Accounts payable            $46,382     $49,276      source

Notes payable                  $18,246       $19,784     source

Total current liabilities     $64,628     $69,060

Long term debt

Long-term debt                $49,000     $45,000     use

Owners’ equity

Common stock and

paid-in surplus                 $50,000      $50,000        -

Retained earnings          $299,784     $315,894     source

Total owners' equity       $349,784    $365,894

Total liabilities and

stockholders' equity:       $463,412    $479,954

Answer: setting a time frame, creating tasks

Explanation: not doing these things will slow down goal setting

Answer:

manage your time and be organized

Answer:

I managed workers of seven in the associate degree info Services department whose responsibilities enclosed delivering specifications and software package to internal purchasers. My role was that of PM or Project Manager, and my responsibilities enclosed one. guaranteeing every staffer was alert to their specific duties, 2. maintained the relevant timelines and ensured every team-member's deliverables arrived on time, 3. arranged, coordinated, and crystal rectifier conferences to debate current and approaching come, and 4. maintained knowledgeable and cozy social atmosphere for my workers.

One of the tougher problems I Janus-faced was after we employed a very bright developer whose my leader had W2'd in from the Asian nation. though he was very precocious in development of the cultural variations between his land and our mostly-female dev team quickly became telling. Sensing the growing hostility in my work cluster, and distinctive the problem, I quietly organized for the W2 worker to attend a cultural sensitivity coaching seminar (couching it as a necessary attend for all employees), and taking aside the pained parties and asking in a well-mannered way to figure with Maine on desegregation him. In the end, he came to a lot of embarrassed, apologized, and our team ran like mechanism thenceforth

Answer:

lessen the effect of exchange rate changes by sourcing from where input costs are low

Explanation:

Keeping a low debt-to-credit ratio can demonstrate responsible credit usage, which is a key factor in building a positive credit history.  

Building a good credit history requires maintaining a low debt-to-credit ratio.Your debt-to-credit ratio measures how much of your available credit you are currently using.A lower debt-to-credit ratio implies prudent credit use because you aren't using credit excessively and can properly manage credit.Keep this percentage as low as you can because creditors and lenders use it to assess your credit worthiness. Maintaining a low debt to credit ratio may make you appear less dangerous to lenders and increase your chances of getting future loan applications accepted.Another important element in establishing a solid credit history is having a low debt-to-credit ratio, which can enhance your credit score.

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Answer:transmitter

Explanation:

While an operating budget is a key element in planning and control, it is not likely to set out long range strategic concepts.

Setting objectives and communicating them to the organization's personnel is the process of planning. The process of determining whether the organization's plans were successfully implemented is known as the control function. A budget, which is a collection of reports designed to quantify an organization's future intentions, is how organizations codify their future plans.

The act of developing a budget for every customer helps the business to planning for upcoming staffing requirements and communicate these requirements to staff members. The control function assesses how well an organization's plans were carried out and frequently generates suggestions for the future. The performance of workers, departments, or the entire business is frequently evaluated by comparing actual outcomes to the original plan (or budget).

Option B is the correct answer.

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Answer:

$12,416

Explanation:

Applied merchandise discounts mean discounts issued.

The net sales will be total sales minus merchandise discounts applied minus returns.

Net sales = total sales - ( discounts + returns)

Net sales = $14,000 - ( $1,350 + $234)

Net sales = $14,000 - $1,584

Net sales = $12,416

Online payments are believed to cost less to process compared to higher costs for paper bills.

The cost of processing paper bills includes the cost of printing, mailing, and processing checks or other payment methods. In contrast, online payments can be processed electronically with minimal overhead costs, making them a more cost-effective option for both businesses and consumers. Additionally, online payments are often faster and more convenient than paper bills, as they can be made and processed in real-time without the need for manual intervention.

Online payments have become increasingly popular in recent years, due to the convenience and security they offer. They allow customers to make payments from anywhere, at any time, without the need for physical checks or cash. Online payments also offer enhanced security features, such as encryption and fraud detection, to protect both buyers and sellers from unauthorized transactions.

The cost of processing paper bills can vary depending on a number of factors, including the volume of bills being processed, the complexity of the billing process, and the specific costs associated with printing, postage, and payment processing. However, studies have estimated that the cost of processing paper bills can range from $5 to $10 per bill, which includes the cost of printing, paper, envelopes, postage, and payment processing.

The cost of processing paper bills can be a significant expense for businesses, particularly those with large customer bases and high volumes of bills. In addition to the direct costs associated with printing and mailing bills, there are also indirect costs, such as the time and resources required to manage the billing process, reconcile payments, and handle customer inquiries.

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Answer:

Common evaluation criteria include: purpose and intended audience, authority and credibility, accuracy and reliability, currency and timeliness, and objectivity or bias.

Explanation:

Answer: second one

Explanation: your welcome

The most commonly used inequality measure are the Gini coefficient ( based on Lorenz curve ) and the percentile or share ratios. This measures try to capture overall dispersion of income; how were they tend to people different leavles of importantance on the bottom middle and top end of distribution .

I hope it is helpful for you .

Answer:

B Making it easy to reorder supplies

Explanation:

An example of the activity in the follow-up stage of personal selling is through making it easy to reorder the supplies. Thus option B is correct.

Personal selling is called as the face to face selling and includes the one person who is the salesman and tries to convince the customer to buy the product through his skills and abilities.

The aim of personal selling is to make a profit and to initiate a sale and there generate revenue.

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Answer:

Set.

Explanation:

Closure property in algebra asserts that 'when an operation(multiplication, addition) takes place among the members of a set, the result produced would surely be a member of that same set.' For example, if we add or multiply two real numbers(members of the same set), the result would be a real number for sure(a member of the same set). It implies that 'real numbers are closed under multiplication and addition.' While if I subtract two real numbers, I may or may not get a real number. Thus, the real numbers are closed under subtraction.

Yes, the deal should be taken. The principle of marginal analysis should be applied to make the decision.

Marginal analysis involves comparing the additional cost and revenue of a decision to determine if it is profitable or not. In this case, the supplier is currently producing 10 million units at a cost of $1.30 per unit, resulting in a loss of $20 million.

By accepting the offer to sell an additional 10 million units at $0.80 per unit, the supplier can increase revenue by $8 million while keeping the cost of production at $1.30 per unit. Therefore, the principle of marginal analysis supports the decision to take the deal.

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The Riskier investments can yield higher returns, Because They put your money at higher risk. This means that if things go well, high-risk investments can produce high returns.

Investment is the ceremonial of money to purchase an asset to attain an increase in value over a time period of time. Investment requires a sacrifice of some present quality, such as time, medium of exchange, or effort. In finance, the purpose of investing is to generate a return from the invested asset.

The risk investment may offer the chance of higher returns than other investments might produce, but they put your money at higher risk. This means that if things go well, high-risk investments can produce high returns. But if things go badly, you could lose all of the money you invested.

Therefore, Thus option (D) is correct.

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Explanation:

expansionary - budget indicates a deficit, government is spending more than it earns, government spending more on infrastructure development

contractionary - budget indicates a surplus, government spending less than it earns

on the interest question

high interest rates - good for savers and lenders

low interest rates - good for borrowers

so...low interest rates would mean lower repayments on Sarahs loan and the entrepreneurs expansion loan

but jerry might as well play the stock market ..because his savings will earn little in a bank because of low interest rates

Products liability, medical malpractice, battery, invasion of privacy, trespass, wrongful death, and libel all fall within a field of civil law known as tort law.

Tort law encompasses civil wrongs or harms that result in legal liability and provide grounds for a lawsuit. It is a branch of civil law that seeks to compensate individuals who have suffered harm or injury due to the wrongful actions or omissions of others. Tort law aims to provide remedies and compensation for the injured party, deter future wrongdoing, and uphold standards of conduct in society.

Within tort law, various categories of wrongful acts or civil wrongs are recognized. Products liability deals with the legal responsibility of manufacturers or sellers for defective products that cause harm to consumers. Medical malpractice involves negligence or improper treatment by healthcare professionals. Battery refers to intentional harmful contact or physical violence against another person. Invasion of privacy addresses violations of an individual's right to privacy. Trespass refers to unauthorized entry or interference with someone's property. Wrongful death involves a death caused by someone's negligence or intentional act. Lastly, libel pertains to false and damaging written statements.

All these specific areas of civil law fall under the broader umbrella of tort law.

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